ELITE-IMMO CONSULTING
Open bankruptcyA bankruptcy procedure is open for ELITE-IMMO CONSULTING according to publications in the Belgian State Gazette. The file additionally contains 3 judicial reorganisations. The 2025 annual accounts show equity of €60k and a net result of €7k.
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
3 d early
2023
56 d late
2022
28 d late
2021
327 d late
2020
19 d early
2019
61 d late
2018
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€60k▲ 2.0%
2023 · €59k
2018: €25k
2019: €13k
2020: €41k
2021: €63k
2022: €62k
2023: €59k
2018 → 2025
Total assets
€205k▼ 22.9%
2023 · €266k
2018: €106k
2019: €91k
2020: €139k
2021: €172k
2022: €185k
2023: €266k
2018 → 2025
Net result
€7k
2023 · €-4k
2018: €5k
2019: €-12k
2020: €28k
2021: €22k
2022: €-787
2023: €-4k
2018 → 2025
Working capital
€59k▲ 5.6%
2023 · €56k
2018: €21k
2019: €9k
2020: €38k
2021: €59k
2022: €60k
2023: €56k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Equity€41k-€63k▲ 54.1%€62k▼ 1.2%€59k▼ 5.7%€60k▲ 2.0%
Operating result€42k-€36k▼ 14.2%€-8k€1k€9k▲ 606%
Net result€28k-€22k▼ 20.6%€-787€-4k▼ 354%€7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €9k in 2025, compared with €1k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €205k
Fixed assets
€528▼ 81.1%
Current assets
€205k▼ 22.2%
Equity and liabilities €205k
Equity
€60k▲ 2.0%
Debt
€145k▼ 29.9%
The debt ratio falls from 77.9% to 70.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9k▲
2023 · €2k
Cash flow
€8k▲
2023 · €-2k
Solvency
29.2%▲
2023 · 22.1%
Current ratio
1.41▲
2023 · 1.27
Quick ratio
1.41▲
2023 · 1.27
Debt / equity
2.42▼
2023 · 3.53
ROE
11.9%▲
2023 · -6.1%
ROA
3.5%▲
2023 · -1.3%
Interest coverage
22.14▲
2023 · 0.23
Debt
€145k▼
2023 · €207k
Debt ≤ 1 year
€145k▼
2023 · €207k
Income taxes
€1k▼
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2023
Balance sheet
Code20232025
Assets
Total assets20/58€266k€205k▼
Fixed assets21/28€3k€528▼
Tangible fixed assets22/27€2k€268▼
Plant, machinery and equipment23€432€61▼
Furniture and vehicles24€1k€207▼
Financial fixed assets28€949€260▼
Current assets29/58€263k€205k▼
Amounts receivable within one year40/41€240k€196k▼
Trade receivables40€55k€3k▼
Other amounts receivable41€185k€193k▲
Cash at bank and in hand54/58€22k€9k▼
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€266k€205k▼
Equity10/15€59k€60k▲
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€44k€46k▲
Amounts payable17/49€207k€145k▼
Amounts payable within one year42/48€207k€145k▼
Trade debts44€80k€30k▼
Suppliers440/4€80k€30k▼
Taxes, remuneration and social security45€127k€116k▼
Taxes450/3€114k€105k▼
Remuneration and social security454/9€13k€11k▼
Accrued charges and deferred income492/3€284-
Income statement
Code20232025
Remuneration, social security and pensions62€32k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€720▼
Other operating charges640/8€708-
Non-recurring operating charges66A€2k-
Gross operating margin9900€37k€9k▼
Operating profit (loss)9901€1k€9k▲
Financial income75/76B€9k-
Recurring financial income75€9k-
Financial charges65/66B€10k€419▼
Recurring financial charges65€10k€419▼
Profit (loss) for the period before taxes9903€113€8k▲
Income taxes67/77€4k€1k▼
Profit (loss) for the period9904€-4k€7k▲
Profit (loss) for the period to be appropriated9905€-4k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€44k€46k▲
Profit (loss) brought forward from the previous period14P€48k€39k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-09
Bankruptcy
Opening
Tribunal de l’entreprise de Liège, division Liège · ELITE-IMMO CONSULTING SRL ROUTE DE PARFONDVAUX 2, 4671 SAIVE · event 14-09-2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
2024
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 56 days late
04-03
Judicial reorganisation
Extension
Tribunal de l’entreprise de Liège · amiable · event 27-02-2024
05-02
Judicial reorganisation
Extension
Tribunal de l’entreprise de Liège · amiable · event 30-01-2024
2023
24-10
Judicial reorganisation
Opening
Tribunal de l’entreprise de Liège · amiable · event 03-10-2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 327 days late
2021
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial
Weakest financial yearnet €-12k ▼331%
Net result drops to €-12k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blégny · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Parfondvaux 24671 BlégnyGround area
284 m²
Parcel 62095C0263/00G003, Wallonia. Linked by address, not a title deed.
1 establishment unit
-
since 20162.252.826.285
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62095C0263/00G003 | Wallonia | 284 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
2 mandates| Role | Name | Tenure |
|---|---|---|
| Curator | EDOUARD FRANCK RUE DES AUGUSTINS 32,
4000 LIEGE 1 |
14-09-2026 → present |
| Curator | LAURENT WINKIN RUE DES AUGUSTINS 32, 4000 LIEGE 1- laurent.winkin@henry-
mersch.be |
14-09-2026 → present |
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,382. 3,411 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-05-2016
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.