Elite Home Construct
ActiveElite Home Construct has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €543. Its solvency ranks better than 66% of 13935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▼-51
Solvency77▲+14
Growth52
Track record82
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.96 against 1.6 in 2024; short-term debt: 48.3% and cash: 27% of total assets), and 48.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.7%
Return on assets
0.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
28 d late
2024
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▲ 1.8%
2024 · €30k
2024: €30k
2024 → 2025
Total assets
€60k▼ 24.3%
2024 · €79k
2024: €79k
2024 → 2025
Net result
€543▼ 98.0%
2024 · €27k
2024: €27k
2024 → 2025
Working capital
€28k▼ 5.3%
2024 · €29k
2024: €29k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€30k-€31k▲ 1.8%
Operating result€34k-€1k▼ 96.2%
Net result€27k-€543▼ 98.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 96% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €60k
Fixed assets
€3k▲ 207%
Current assets
€56k▼ 27.3%
Equity and liabilities €60k
Equity
€31k▲ 1.8%
Debt
€29k▼ 40.6%
The debt ratio falls from 61.5% to 48.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€2k▼
2024 · €34k
Cash flow
€1k▼
2024 · €27k
Solvency
51.7%▲
2024 · 38.5%
Current ratio
1.96▲
2024 · 1.60
Quick ratio
1.58▼
2024 · 1.60
Debt / equity
0.93▼
2024 · 1.60
ROE
1.8%▼
2024 · 90.1%
ROA
0.9%▼
2024 · 34.6%
Interest coverage
3.55
Debt
€29k▼
2024 · €48k
Debt ≤ 1 year
€29k▼
2024 · €48k
Income taxes
€136▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€79k€60k▼
Fixed assets21/28€1k€3k▲
Tangible fixed assets22/27€1k€3k▲
Plant, machinery and equipment23€1k€591▼
Furniture and vehicles24-€2k
Current assets29/58€78k€56k▼
Stocks and contracts in progress3-€11k
Contracts in progress37-€11k
Amounts receivable within one year40/41€17k€28k▲
Trade receivables40€15k€27k▲
Other amounts receivable41€3k€900▼
Cash at bank and in hand54/58€60k€16k▼
Deferred charges and accrued income490/1€840€2k▲
Equity and liabilities
Total equity and liabilities10/49€79k€60k▼
Equity10/15€30k€31k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€27k€28k▲
Amounts payable17/49€48k€29k▼
Amounts payable within one year42/48€48k€29k▼
Trade debts44€585€37▼
Suppliers440/4€585€37▼
Taxes, remuneration and social security45€48k€29k▼
Taxes450/3€8k€7k▼
Remuneration and social security454/9€40k€22k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€235€920▲
Other operating charges640/8-€120
Gross operating margin9900€34k€2k▼
Operating profit (loss)9901€34k€1k▼
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B-€627
Recurring financial charges65-€627
Profit (loss) for the period before taxes9903€34k€678▼
Income taxes67/77€7k€136▼
Profit (loss) for the period9904€27k€543▼
Profit (loss) for the period to be appropriated9905€27k€543▼
Appropriation of the result
Profit (loss) to be appropriated9906€27k€28k▲
Profit (loss) brought forward from the previous period14P-€27k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hemelakkers 412930 BrasschaatGround area
290 m²
Building footprint
138 m²
Volume, LiDAR
984 m³
Parcel 11324D0547/00V000, Flanders · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Elite Home Construct
since 20242.359.269.335
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11324D0547/00V000 | Flanders | 290 m² | 1 · 138 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BOSTOEN BUILDING
BE 1013.742.842
Frasnes-lez-Anvaing · Eq €31k
SAINT-MARTIN INVEST
BE 0895.158.758
Wavre · Eq €31k
RE-VIVE STERRENSTRAAT DEVELOPMENT
BE 0643.953.306
Gent · Eq €31k
HAVANTY
BE 0881.932.413
Lichtervelde · Eq €31k
FL Projects
BE 0841.567.248
Zoersel · Eq €31k
Of 9,697 companies in sector 68121 we hold annual accounts for 7,378. 4,559 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-05-2024
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.