ELITE CONTRACTING
ActiveSummary
The computed 12-month bankruptcy probability of ELITE CONTRACTING is 2.2% (moderate). The 2025 annual accounts show equity of €47k and a net result of €42k. Its solvency ranks better than 48% of 27965 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency71
Growth-
Track record67
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.64; short-term debt: 54.3% and cash: 28% of total assets), but 54.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.7%
Return on assets
40.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
26 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€47k
Total assets
€103k
Net result
€42k
Working capital
€36k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €103k
Fixed assets
€11k
Current assets
€92k
Equity and liabilities €103k
Equity
€47k
Debt
€56k
Debt finances 54.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€61k
Cash flow
€49k
Current ratio
1.64
Debt to equity
1.19
ROE
89.4%
ROA
40.8%
Interest coverage
472.21
Debt ≤ 1 year
€56k
Income taxes
€12k
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet
Code2025
Assets
Total assets20/58€103k
Fixed assets21/28€11k
Tangible fixed assets22/27€11k
Furniture and vehicles24€11k
Current assets29/58€92k
Amounts receivable within one year40/41€60k
Trade receivables40€59k
Other amounts receivable41€836
Cash at bank and in hand54/58€29k
Deferred charges and accrued income490/1€3k
Equity and liabilities
Total equity and liabilities10/49€103k
Equity10/15€47k
Contributions10/11€5k
Profit (loss) carried forward14€42k
Amounts payable17/49€56k
Amounts payable within one year42/48€56k
Trade debts44€40k
Suppliers440/4€40k
Taxes, remuneration and social security45€14k
Taxes450/3€12k
Remuneration and social security454/9€2k
Other amounts payable47/48€2k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k
Other operating charges640/8€2k
Gross operating margin9900€63k
Operating profit (loss)9901€54k
Financial income75/76B€67
Recurring financial income75€67
Financial charges65/66B€129
Recurring financial charges65€129
Profit (loss) for the period before taxes9903€54k
Income taxes67/77€12k
Profit (loss) for the period9904€42k
Profit (loss) for the period to be appropriated9905€42k
Appropriation of the result
Profit (loss) to be appropriated9906€42k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7k |
| Other operating charges640/8 | €2k |
| Gross operating margin9900 | €63k |
| Operating profit (loss)9901 | €54k |
| Financial income75/76B | €67 |
| Recurring financial income75 | €67 |
| Financial charges65/66B | €129 |
| Recurring financial charges65 | €129 |
| Profit (loss) for the period before taxes9903 | €54k |
| Income taxes67/77 | €12k |
| Profit (loss) for the period9904 | €42k |
| Profit (loss) for the period to be appropriated9905 | €42k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €103k | |
| Fixed assets21/28 | €11k | |
| Tangible fixed assets22/27 | €11k | |
| Furniture and vehicles24 | €11k | |
| Current assets29/58 | €92k | |
| Amounts receivable within one year40/41 | €60k | |
| Trade receivables40 | €59k | |
| Other amounts receivable41 | €836 | |
| Cash at bank and in hand54/58 | €29k | |
| Deferred charges and accrued income490/1 | €3k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €103k | |
| Equity10/15 | €47k | |
| Contributions10/11 | €5k | |
| Profit (loss) carried forward14 | €42k | |
| Amounts payable17/49 | €56k | |
| Amounts payable within one year42/48 | €56k | |
| Trade debts44 | €40k | |
| Suppliers440/4 | €40k | |
| Taxes, remuneration and social security45 | €14k | |
| Taxes450/3 | €12k | |
| Remuneration and social security454/9 | €2k | |
| Other amounts payable47/48 | €2k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €42k |
| + Depreciation and write-downs630 | €7k |
| Operating cash flow (approximation) | €49k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
NBB filing
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2024
Ground area
216 m²
Building footprint
76 m²
Volume, LiDAR
546 m³
Parcel 11011A0547/00X002, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ELITE CONTRACTING
since 20242.358.354.268
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11011A0547/00X002 | Flanders | 216 m² | 1 · 76 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WorkSphere
BE 1021.752.666
Wavre · Eq €46,966
Harmonie & Couleurs
BE 0723.956.035
Fontaine-l'Evêque · Eq €46,948
Reno Masters
BE 0810.591.584
Beveren-Kruibeke-Zwijndrecht · Eq €46,906
BELCO ENGINEERING
BE 0651.631.647
Herstal · Eq €46,840
Goldberg Investment Management
BE 0756.587.231
Gent · Eq €46,833
Of 7,299 companies in sector 43350 we hold annual accounts for 2,360. 1,994 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-04-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43350Other building finishing work
Scores and ratios are computed by Checked and are not a credit decision.