Elite
ActiveElite has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7k and a net result of €-58k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 11165 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
2
/ 100
Critical▼ -33 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency14▼-73
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.94 against 1.8 in 2024), and 94.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.9%
Return on assets
-47.4%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€58k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 11165 sector peers (2025).
NBB · sector comparisonPosition among 11165 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
19 d late
2024
56 d late
2023
28 d late
2022
24 d late
2021
30 d late
2020
32 d late
2019
116 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€1.06M
EBIT margin
0.9%
Net result
€-58k▼ 82.2%
2024 · €-32k
2018: €6k
2019: €-24k
2020: €63k
2021: €29k
2022: €8k
2023: €12k
2024: €-32k
2018 → 2025
Working capital
€-7k
2024 · €61k
2018: €733
2019: €-17k
2020: €49k
2021: €81k
2022: €85k
2023: €95k
2024: €61k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€81k-€88k▲ 7.9%€99k▲ 12.1%€65k▼ 33.8%€7k▼ 88.9%
Operating result€42k-€14k▼ 66.7%€19k▲ 34.0%€-30k€-57k▼ 89.3%
Net result€29k-€8k▼ 72.2%€12k▲ 52.4%€-32k€-58k▼ 82.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €57k in 2025 against €30k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €122k
Fixed assets
€18k▲ 322%
Current assets
€105k▼ 23.9%
Equity and liabilities €122k
Equity
€7k▼ 88.9%
Debt
€115k▲ 50.7%
The debt ratio rises from 53.9% to 94.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-54k▼
2024 · €-30k
Cash flow
€-55k▼
2024 · €-31k
Solvency
5.9%▼
2024 · 46.1%
Current ratio
0.94▼
2024 · 1.80
Quick ratio
0.26▼
2024 · 0.34
Debt / equity
15.94▲
2024 · 1.17
ROE
-803.6%▼
2024 · -48.8%
ROA
-47.4%▼
2024 · -22.5%
Interest coverage
-21.76▼
2024 · -14.91
Debt
€115k▲
2024 · €76k
Debt ≤ 1 year
€111k▲
2024 · €76k
Debt > 1 year
€4k
Staff costs
€93k▲
2024 · €88k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€142k€122k▼
Fixed assets21/28€4k€18k▲
Tangible fixed assets22/27€1k€15k▲
Plant, machinery and equipment23-€13k
Furniture and vehicles24€1k€2k▲
Financial fixed assets28€3k€3k▲
Current assets29/58€137k€105k▼
Stocks and contracts in progress3€112k€76k▼
Stocks30/36€112k€76k▼
Amounts receivable within one year40/41€5k€6▼
Trade receivables40€5k€0▼
Other amounts receivable41€3€6▲
Cash at bank and in hand54/58€18k€29k▲
Deferred charges and accrued income490/1€3k€304▼
Equity and liabilities
Total equity and liabilities10/49€142k€122k▼
Equity10/15€65k€7k▼
Contributions10/11€30k€30k=
Reserves13€9k€9k=
Non-distributable reserves130/1€357€357=
Reserves not available under the articles1311€357€357=
Distributable reserves133€9k€9k=
Profit (loss) carried forward14€26k€-32k▼
Amounts payable17/49€76k€115k▲
Amounts payable after more than one year17-€4k
Financial debts170/4-€4k
Amounts payable within one year42/48€76k€111k▲
Current portion of amounts payable after more than one year42-€7k
Financial debts43€11k€0▼
Credit institutions430/8€11k€0▼
Trade debts44€32k€16k▼
Suppliers440/4€32k€16k▼
Advances received on contracts in progress46€8k€70k▲
Taxes, remuneration and social security45€25k€18k▼
Taxes450/3€9k€2k▼
Remuneration and social security454/9€16k€17k▲
Income statement
Code20242025
Non-recurring operating income76A-€750
Remuneration, social security and pensions62€88k€93k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€425€3k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€60k€40k▼
Operating profit (loss)9901€-30k€-57k▼
Financial income75/76B€206€1k▲
Recurring financial income75€206€1k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€-32k€-58k▼
Income taxes67/77€0-
Profit (loss) for the period9904€-32k€-58k▼
Profit (loss) for the period to be appropriated9905€-32k€-58k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€-32k▼
Profit (loss) brought forward from the previous period14P€57k€26k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
31-12
Financial
Weakest financial yearnet €-58k
Net result drops to €-58k, the lowest in the series.
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 3.69
Current ratio from 1.82 to 3.69; short-term debt falls from €104k to €35k.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
01-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 32 days late
2020
31-12
Financial
Back to profitnet €63k
Net result €63k after one loss-making year.
24-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 116 days late
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zevenbergenlaan 202520 RanstGround area
1,002 m²
Building footprint
276 m²
Volume, LiDAR
1,254 m³
Parcel 11035B0366/00M003, Flanders · tallest building 11.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ELITE BVBA
since 19962.078.137.797
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11035B0366/00M003 | Flanders | 1,002 m² | 1 · 276 m² | 11.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 579 companies in sector 46496 we hold annual accounts for 380. 93 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCooperative company
Founded06-03-1981
Fiscal year end31-12
Activities, NACEBEL
46496Wholesale trade
46499Wholesale of other household goods
51476
Sources
Crossroads Bank for EnterprisesNational Bank · 43 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.