Equity
-€1,840
Debts exceed assets in financial year 2024.
ELISAK
Lifetime
3 annual accounts with figures on one time axispeak €0 (2023)
€0
lowest -€11,787 (2022)
€0▲ €53
peak -€1,787 (2022)
-€1,840unchanged
€5,908unchanged
Board2 names since 2022
-
Documentsfilings and deeds
11-06-202550 days before the deadline
2024micro format
Back to profit: €0Resignation: Banur Nazlim (director) 01-10
Key points
from the 2024 annual accountsFilings
3 annual accounts 102 days past the deadline
2025 accounts not filed: deadline was 31-07-2026.
Position in the sector
-45.2%
Lower solvency than 87% of companies in retail trade. Sector median 32.2% · 25,553 companies.
Turnover not published (micro format)
Checked score
35
Weak
Financially stronger than 19% of micro companies in retail trade (NACE 47)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
5.2% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.9%
01-2025: 2.6%▼ -0.3 percentage points vs 12-2024
02-2025: 2.6%● unchanged vs 01-2025
03-2025: 2.6%● unchanged vs 02-2025
04-2025: 2.7%▲ +0.1 percentage points vs 03-2025
05-2025: 2.7%● unchanged vs 04-2025
06-2025: 2.7%● unchanged vs 05-2025
07-2025: 2.6%▼ -0.1 percentage points vs 06-2025
08-2025: 2.6%● unchanged vs 07-2025
09-2025: 2.6%● unchanged vs 08-2025
10-2025: 2.6%● unchanged vs 09-2025
11-2025: 2.6%● unchanged vs 10-2025
12-2025: 2.6%● unchanged vs 11-2025
01-2026: 2.2%▼ -0.4 percentage points vs 12-2025
02-2026: 2.2%● unchanged vs 01-2026
03-2026: 2.2%● unchanged vs 02-2026
04-2026: 2.2%● unchanged vs 03-2026
05-2026: 2.2%● unchanged vs 04-2026lowest value
06-2026: 2.2%● unchanged vs 05-2026
07-2026: 2.2%● unchanged vs 06-2026
08-2026: 2.9%▲ +0.7 percentage points vs 07-2026
09-2026: 3.1%▲ +0.2 percentage points vs 08-2026
10-2026: 5.2%▲ +2.1 percentage points vs 09-2026highest value
11-2026: 5.2%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Figures for financial year 2024 (filed on 11-06-2025)
Founded in 2022
Liquidity: current ratio 0.18
lowers risk
Size: total assets €4,068
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 1% on liquidity, 28% on profitability and 39% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 516 companies had the same profile as ELISAK has now. Each dot stands for 2 companies, two years later.
91.9%
were still trading
2.5%
stopped another way
4.5%
went bankrupt
Another 1.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ELISAK itself: 5.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 516 companies, not a prediction for ELISAK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 25553 sector peers (2024).
NBB · sector comparisonPosition among 25553 sector peers
Solvency
better than 13%
← weakest
strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 102 days later.
NBB · 3 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline10-11-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-06-2025, 50 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not filed
2024
50 days early
2023
78 days early
2022
35 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 54 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
Board and ownership
last known board- Banur Nazlimdeed of 01-10-2024
- Scwhind Mehdi 100 sharesdeed of 01-10-2024
Recent changes
New establishment in Charleroi
BBar, Place du Ballon 14
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0785702572
Resignation: Banur Nazlim (director)
Appointment: Scwhind Mehdi (director) · Banur Nazlim is a shareholder · Scwhind Mehdi holds 100 shares · General meeting of 28-08-2024 · Gazette deed
Incorporation
Founding capital of €10,000, 100 shares · Founder: NAZLIM, Banur · Appointment: NAZLIM, Banur (director) · published on 06-05-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ELISAK Charleroi | €4,068 | €0 | -45.2% | - |
| M & H PARTNERS Machelen (Brab.) | €4,218 | -€1,750 | -232.5% | - |
| ALGHADIR Anderlecht | €4,186 | €477 | -186.2% | - |
| DE MARKTHAL Putte | €4,407 | €0 | 100.0% | 0 |
| Rebello Maaseik | €4,872 | -€48 | 8.0% | - |
| Luckie World Antwerp | €3,358 | -€1,108 | -194.6% | - |
| Virginie’s BV Boom | €3,159 | €258 | -311.7% | - |
These companies have the same main activity as ELISAK: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €3,160 and €4,870, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 04-05-2022Normal situation
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110and 5 others
- Establishment units
- 2.330.798.6476061 Charleroi, since 04-05-2022
- 2.393.353.0566040 Charleroi, since 04-09-2026
- Financial year end
- 31 December
- Peppol
- Reachable since 13-12-2025
Insights on ELISAK
ELISAK files the micro format. That format states no turnover. The gross margin rose from -€7,550 in 2022 to €0 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ELISAK
- What is the company number of ELISAK?
- The company number of ELISAK is 0785.702.572. The VAT number is the same number with BE in front: BE 0785.702.572.
- Where is ELISAK based?
- The registered office is at Avenue du Centenaire 58, 6061 Charleroi.Company details
- What does ELISAK do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of ELISAK?
- ELISAK is a private limited company (BV).
- When was ELISAK founded?
- ELISAK was founded on 04-05-2022.
- Is ELISAK still active?
- Yes, ELISAK is an active enterprise in the KBO register.
- How many employees does ELISAK have?
- ELISAK had an average of 0.2 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
- What is the turnover of ELISAK?
- The annual accounts for financial year 2024 state no turnover. The micro format does not require it. In financial year 2022 turnover was €20,358.
- Is ELISAK profitable?
- In financial year 2024, ELISAK made a profit of €0.
- Where can I find the annual accounts of ELISAK?
- ELISAK filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
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