ELIOT
ActiveELIOT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €4.10M and a net result of €-257k. Equity is shrinking by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 50% of 5495 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
20 d late
2023
28 d early
2022
30 d late
2021
30 d early
2020
50 d early
2019
4 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€4.10M▼ 5.9%
2024 · €4.36M
2018: €1.41M
2019: €6.40M
2020: €6.14M
2021: €5.12M
2022: €4.82M
2023: €4.56M
2024: €4.36M
2018 → 2025
Net result
€-257k▼ 27.0%
2024 · €-203k
2018: €152k
2019: €5.11M
2020: €-267k
2021: €-325k
2022: €-299k
2023: €-263k
2024: €-203k
2018 → 2025
Total assets
€7.89M▼ 0.7%
2024 · €7.95M
2018: €3.86M
2019: €10.30M
2020: €10.11M
2021: €10.14M
2022: €8.78M
2023: €8.43M
2024: €7.95M
2018 → 2025
Solvency
51.9%▼ 2.9pp
2024 · 54.8%
2018: 36.5%
2019: 62.1%
2020: 60.7%
2021: 50.5%
2022: 54.9%
2023: 54.1%
2024: 54.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5.12M-€4.82M▼ 5.8%€4.56M▼ 5.4%€4.36M▼ 4.4%€4.10M▼ 5.9%
Operating result€-335k-€-360k▼ 7.5%€-298k▲ 17.3%€-265k▲ 11.2%€-333k▼ 25.7%
Net result€-325k-€-299k▲ 8.0%€-263k▲ 12.0%€-203k▲ 22.9%€-257k▼ 27.0%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €333k in 2025 against €265k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.89M
Fixed assets
€7.69M▲ 7.2%
Current assets
€199k▼ 74.2%
Equity and liabilities €7.89M
Equity
€4.10M▼ 5.9%
Debt
€3.79M▲ 5.6%
The debt ratio rises from 45.2% to 48.1%: debt grows while equity shrinks.
Key figures and ratios
Solvency
51.9%▼
2024 · 54.8%
ROE
-6.3%▼
2024 · -4.6%
ROA
-3.3%▼
2024 · -2.5%
Debt
€3.79M▲
2024 · €3.59M
Debt ≤ 1 year
€439k▼
2024 · €443k
Debt > 1 year
€3.34M▲
2024 · €3.14M
Income taxes
€291▼
2024 · €424
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7.95M€7.89M▼
Fixed assets21/28€7.18M€7.69M▲
Tangible fixed assets22/27€6.45M€6.97M▲
Land and buildings22€6.41M€6.94M▲
Furniture and vehicles24€43k€29k▼
Financial fixed assets28€730k€730k=
Current assets29/58€772k€199k▼
Amounts receivable within one year40/41€22k€18k▼
Trade receivables40€729€1k▲
Other amounts receivable41€21k€17k▼
Cash at bank and in hand54/58€740k€173k▼
Deferred charges and accrued income490/1€10k€9k▼
Equity and liabilities
Total equity and liabilities10/49€7.95M€7.89M▼
Equity10/15€4.36M€4.10M▼
Contributions10/11€106k€106k=
Capital10€106k€106k=
Issued capital100€106k€106k=
Reserves13€4.25M€4.01M▼
Non-distributable reserves130/1€11k€11k=
Legal reserve130€11k€11k=
Distributable reserves133€4.24M€4.00M▼
Profit (loss) carried forward14€358€-14k▼
Amounts payable17/49€3.59M€3.79M▲
Amounts payable after more than one year17€3.14M€3.34M▲
Financial debts170/4€3.14M€3.34M▲
Other amounts payable178/9€1k€1k=
Amounts payable within one year42/48€443k€439k▼
Current portion of amounts payable after more than one year42€443k€426k▼
Trade debts44-€8k
Suppliers440/4-€8k
Taxes, remuneration and social security45€168€459▲
Taxes450/3€168€459▲
Other amounts payable47/48-€5k
Accrued charges and deferred income492/3€7k€10k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€399k€442k▲
Other operating charges640/8€29k€54k▲
Gross operating margin9900€164k€163k▼
Operating profit (loss)9901€-265k€-333k▼
Financial income75/76B€115k€123k▲
Recurring financial income75€115k€123k▲
Financial charges65/66B€52k€47k▼
Recurring financial charges65€52k€47k▼
Profit (loss) for the period before taxes9903€-202k€-257k▼
Income taxes67/77€424€291▼
Profit (loss) for the period9904€-203k€-257k▼
Profit (loss) for the period to be appropriated9905€-203k€-257k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-200k€-257k▼
Profit (loss) brought forward from the previous period14P€3k€358▼
Transfer from equity791/2€200k€243k▲
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-09
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment · Director reappointment7 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment · Director reappointment7 facts ▸
- General meeting, 2026-08-10
- Director appointment, ACOBEL (administrateur)
- Director appointment, ACOBEL (administrateur délégué)
- Director reappointment, Joël Van Herck (administrateur)
- Permanent representative, Théo Van Herck
- Director resignation, Théo Van Herck (administrateur)
- Director resignation, Théo Van Herck (personne déléguée à la gestion journalière)
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €-325k
Net result drops to €-325k, the lowest in the series; recovery starts the following year.
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 4 days late
2019
31-12
Financial
Highest result since 2018net €5.11M ▲3257%
Net result €5.11M, the highest in the series.
31-12
Financial
Liquidity times 13current ratio 9.89
Current ratio from 0.73 to 9.89; short-term debt falls from €594k to €520k.
31-12
Financial
Equity above €5MEq €6.40M ▲354%
2 profitable years in a row build equity to €6.40M.
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 8 acts read
About the unread acts
Of the 8 Belgian State Gazette acts we know for this company, 1 has been read. The other 7 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
3 directors, last change in 2026
ACOBEL
CurrentDirector · since 01-09-2026 · Private limited company · perm. rep.: Théo Van Herck
Joël Van Herck
CurrentDirector
01-09-2026
ACOBEL: Appointed as Director
01-09-2026
ACOBEL: Appointed as Managing director
31-08-2026
Théo Van Herck: Resigned as Director
31-08-2026
Théo Van Herck: Resigned as Personne déléguée à la gestion journalière
Not every act has been read: a resignation may be missing here
7 of this company's 8 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Jurbise · 1 establishment unit since 2010
Ground area
1,915 m²
Building footprint
167 m²
Parcel 53023B0157/00C005, Wallonia. Linked by address, not a title deed.
1 establishment unit
Chemin du Prince(J) 143, 7050 Jurbise
since 20102.201.532.289
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53023B0157/00C005 | Wallonia | 1,915 m² | 1 · 167 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared corporate director
→
Ownership & control
1 partyControl over this companysits on this company's board1
2 subsidiaries · 1 location
controls
ELIOTBE 0822.391.140
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Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 8,742 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded14-01-2010
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.