ELIOL INTERIOR DESIGN
ActiveSummary
ELIOL INTERIOR DESIGN has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €111k and a net result of €8k. Equity is growing by ~16.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability72▲+12
Solvency60▲+6
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 1.03 in 2023; short-term debt: 61.7% and cash: 20.1% of total assets), and 64.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
35.1%
Return on assets
2.7%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
26 d late
2022
29 d late
2021
60 d late
2020
30 d late
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2024, micro schema
Equity
€111k▲ 8.3%
2023 · €103k
2018: €50klowest in 7 years
2019: €56k▲ +11.9% vs 2018
2020: €61k▲ +7.8% vs 2019
2021: €62k▲ +2.9% vs 2020
2022: €100k▲ +60.3% vs 2021
2023: €103k▲ +2.8% vs 2022
2024: €111k▲ +8.3% vs 2023highest in 7 years
2018 → 2024
Total assets
€317k▼ 11.8%
2023 · €360k
2018: €265k
2019: €253k▼ -4.7% vs 2018
2020: €202k▼ -20.1% vs 2019lowest in 7 years
2021: €314k▲ +55.3% vs 2020
2022: €292k▼ -6.9% vs 2021
2023: €360k▲ +23.2% vs 2022highest in 7 years
2024: €317k▼ -11.8% vs 2023
2018 → 2024
Net result
€8k▲ 208%
2023 · €3k
2018: €8k
2019: €6k▼ -20.5% vs 2018
2020: €4k▼ -26.9% vs 2019
2021: €2k▼ -60.2% vs 2020lowest in 7 years
2022: €38k▲ +2059% vs 2021highest in 7 years
2023: €3k▼ -92.7% vs 2022
2024: €8k▲ +208% vs 2023
2018 → 2024
Working capital
€24k▲ 259%
2023 · €7k
2018: €38k
2019: €40k▲ +5.4% vs 2018
2020: €46k▲ +15.4% vs 2019highest in 7 years
2021: €-40k▼ -188% vs 2020lowest in 7 years
2022: €2k▲ +106% vs 2021
2023: €7k▲ +173% vs 2022
2024: €24k▲ +259% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€61k-€62k▲ 2.9%€100k▲ 60.3%€103k▲ 2.8%€111k▲ 8.3%
2020: €61klowest in 5 years
2021: €62k▲ +2.9% vs 2020
2022: €100k▲ +60.3% vs 2021
2023: €103k▲ +2.8% vs 2022
2024: €111k▲ +8.3% vs 2023highest in 5 years
Operating result€9k-€3k▼ 68.6%€47k▲ 1,603%€10k▼ 79.4%€18k▲ 83.7%
2020: €9k
2021: €3k▼ -68.6% vs 2020lowest in 5 years
2022: €47k▲ +1603% vs 2021highest in 5 years
2023: €10k▼ -79.4% vs 2022
2024: €18k▲ +83.7% vs 2023
Net result€4k-€2k▼ 60.2%€38k▲ 2,059%€3k▼ 92.7%€8k▲ 208%
2020: €4k
2021: €2k▼ -60.2% vs 2020lowest in 5 years
2022: €38k▲ +2059% vs 2021highest in 5 years
2023: €3k▼ -92.7% vs 2022
2024: €8k▲ +208% vs 2023
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 84% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €317k
Fixed assets
€98k ▼ 17.6%
Current assets
€219k ▼ 8.9%
Equity and liabilities €317k
Equity
€111k ▲ 8.3%
Debt
€206k ▼ 19.8%
Debt's share of the balance-sheet total falls from 71.4% to 64.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€39k▲
2023 · €30k
Cash flow
€29k▲
2023 · €23k
Current ratio
1.12▲
2023 · 1.03
Debt to equity
1.85▼
2023 · 2.50
ROE
7.6%▲
2023 · 2.7%
ROA
2.7%▲
2023 · 0.8%
Interest coverage
10.09▲
2023 · 4.85
Debt ≤ 1 year
€196k▼
2023 · €234k
Debt > 1 year
€7k▼
2023 · €22k
Income taxes
€6k▲
2023 · €2k
Staff costs
€143k▲
2023 · €93k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet
Code20232024
Assets
Total assets20/58€360k€317k▼
Fixed assets21/28€119k€98k▼
Tangible fixed assets22/27€109k€88k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€41k€29k▼
Other tangible fixed assets26€65k€57k▼
Financial fixed assets28€10k€10k=
Current assets29/58€241k€219k▼
Amounts receivable within one year40/41€198k€131k▼
Trade receivables40€195k€129k▼
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€23k€64k▲
Deferred charges and accrued income490/1€20k€24k▲
Equity and liabilities
Total equity and liabilities10/49€360k€317k▼
Equity10/15€103k€111k▲
Contributions10/11€19k€19k=
Reserves13€44k€52k▲
Distributable reserves133€44k€52k▲
Profit (loss) carried forward14€40k€40k=
Amounts payable17/49€257k€206k▼
Amounts payable after more than one year17€22k€7k▼
Financial debts170/4€22k€7k▼
Amounts payable within one year42/48€234k€196k▼
Current portion of amounts payable after more than one year42€15k€15k▲
Trade debts44€153k€91k▼
Suppliers440/4€153k€91k▼
Taxes, remuneration and social security45€44k€50k▲
Taxes450/3€34k€38k▲
Remuneration and social security454/9€9k€12k▲
Other amounts payable47/48€23k€40k▲
Accrued charges and deferred income492/3€869€3k▲
Income statement
Code20232024
Remuneration, social security and pensions62€93k€143k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€21k▲
Other operating charges640/8€33k€16k▼
Gross operating margin9900€155k€198k▲
Operating profit (loss)9901€10k€18k▲
Financial income75/76B€929€198▼
Recurring financial income75€929€198▼
Financial charges65/66B€6k€4k▼
Recurring financial charges65€6k€4k▼
Profit (loss) for the period before taxes9903€4k€14k▲
Income taxes67/77€2k€6k▲
Profit (loss) for the period9904€3k€8k▲
Profit (loss) for the period to be appropriated9905€3k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€40k€49k▲
Profit (loss) brought forward from the previous period14P€38k€40k▲
Transfer to equity691/2-€8k
To other reserves6921-€8k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €4k | - | - | - |
| Remuneration, social security and pensions62 | - | €61k | €68k | €93k | €143k | ▲ 54.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €9k | €22k | €20k | €21k | ▲ 2.7% |
| Other operating charges640/8 | - | €473 | €53k | €33k | €16k | ▼ 50.5% |
| Non-recurring operating charges66A | - | - | €3k | - | - | - |
| Gross operating margin9900 | €71k | €73k | €194k | €155k | €198k | ▲ 27.5% |
| Operating profit (loss)9901 | €9k | €3k | €47k | €10k | €18k | ▲ 83.7% |
| Financial income75/76B | - | €278 | €128 | €929 | €198 | ▼ 78.7% |
| Recurring financial income75 | €183 | €278 | €128 | €929 | €198 | ▼ 78.7% |
| Financial charges65/66B | - | €1k | €2k | €6k | €4k | ▼ 38.1% |
| Recurring financial charges65 | €3k | €1k | €2k | €6k | €4k | ▼ 38.1% |
| Profit (loss) for the period before taxes9903 | €6k | €2k | €45k | €4k | €14k | ▲ 219% |
| Income taxes67/77 | €1k | - | €7k | €2k | €6k | ▲ 238% |
| Profit (loss) for the period9904 | €4k | €2k | €38k | €3k | €8k | ▲ 208% |
| Profit (loss) for the period to be appropriated9905 | €4k | €2k | €38k | €3k | €8k | ▲ 208% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €202k | €314k | €292k | €360k | €317k | ▼ 11.8% |
| Fixed assets21/28 | €25k | €126k | €134k | €119k | €98k | ▼ 17.6% |
| Tangible fixed assets22/27 | €15k | €116k | €125k | €109k | €88k | ▼ 19.2% |
| Plant, machinery and equipment23 | - | €530 | - | €3k | €3k | ▼ 23.1% |
| Furniture and vehicles24 | - | €34k | €52k | €41k | €29k | ▼ 29.4% |
| Other tangible fixed assets26 | - | €81k | €73k | €65k | €57k | ▼ 12.6% |
| Financial fixed assets28 | €10k | €10k | €10k | €10k | €10k | = |
| Current assets29/58 | €177k | €188k | €158k | €241k | €219k | ▼ 8.9% |
| Amounts receivable within one year40/41 | €110k | €151k | €129k | €198k | €131k | ▼ 33.7% |
| Trade receivables40 | - | €142k | €121k | €195k | €129k | ▼ 33.8% |
| Other amounts receivable41 | - | €9k | €9k | €3k | €2k | ▼ 32.5% |
| Cash at bank and in hand54/58 | €60k | €28k | €17k | €23k | €64k | ▲ 176% |
| Deferred charges and accrued income490/1 | - | €9k | €11k | €20k | €24k | ▲ 23.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €202k | €314k | €292k | €360k | €317k | ▼ 11.8% |
| Equity10/15 | €61k | €62k | €100k | €103k | €111k | ▲ 8.3% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €6k | €6k | €44k | €44k | €52k | ▲ 19.4% |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Distributable reserves133 | - | €4k | €42k | €44k | €52k | ▲ 19.4% |
| Profit (loss) carried forward14 | €36k | €38k | €38k | €40k | €40k | = |
| Amounts payable17/49 | €141k | €251k | €192k | €257k | €206k | ▼ 19.8% |
| Amounts payable after more than one year17 | €8k | €21k | €36k | €22k | €7k | ▼ 68.5% |
| Financial debts170/4 | - | €21k | €36k | €22k | €7k | ▼ 68.5% |
| Amounts payable within one year42/48 | €131k | €228k | €155k | €234k | €196k | ▼ 16.4% |
| Current portion of amounts payable after more than one year42 | - | €15k | €14k | €15k | €15k | ▲ 2.6% |
| Financial debts43 | - | €2k | - | - | - | - |
| Credit institutions430/8 | - | €2k | - | - | - | - |
| Trade debts44 | €56k | €142k | €60k | €153k | €91k | ▼ 40.3% |
| Suppliers440/4 | - | €142k | €60k | €153k | €91k | ▼ 40.3% |
| Advances received on contracts in progress46 | - | - | €139 | - | - | - |
| Taxes, remuneration and social security45 | - | €11k | €19k | €44k | €50k | ▲ 13.1% |
| Taxes450/3 | - | €6k | €13k | €34k | €38k | ▲ 9.8% |
| Remuneration and social security454/9 | - | €5k | €6k | €9k | €12k | ▲ 25.2% |
| Other amounts payable47/48 | - | €59k | €62k | €23k | €40k | ▲ 72.3% |
| Accrued charges and deferred income492/3 | - | €2k | €555 | €869 | €3k | ▲ 276% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €2k | €38k | €3k | €8k | ▲ 208% |
| + Depreciation and write-downs630 | €8k | €9k | €22k | €20k | €21k | ▲ 2.7% |
| Operating cash flow (approximation) | €13k | €11k | €60k | €23k | €29k | ▲ 27.1% |
| Investment in fixed assets (approximation) | - | €-109k | €-31k | €-5k | €0 | ▲ 100% |
| Change in cash | - | €-32k | €-11k | €6k | €41k | ▲ 623% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Highest result since 2018net €38k ▲2,059%
Operating result €47k, net result €38k, both a record.
31-12
Financial
Equity above €100kEq €100k ▲60.3%
5 profitable years in a row build equity to €100k.
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
31-12
Financial
Weakest financial yearnet €2k ▼60.2%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
01-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Court-Saint-Etienne · 2 establishment units since 2011
Ground area
1,282 m²
Building footprint
335 m²
Volume, LiDAR
487 m³
2 parcels, Wallonia · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
2 establishment units
Rue Coussin Ruelle 20, 1490 Court-Saint-Etienne
since 20112.202.290.671
ELIOL INTERIOR DESIGN
since 20212.335.912.626
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25068B0069/00L000 | Wallonia | 997 m² | 1 · 96 m² | 6.6 m · 2 fl. |
| 25023H0440/00N000 | Wallonia | 285 m² | 1 · 240 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,448 companies in sector 74130 we hold annual accounts for 341. 274 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-08-2011
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
74130Interior design
43341Painting of buildings
43421Specialised construction activities
43422Screed work
43910Bricklaying and masonry work
71111Activities of building architects
Contact
E-mail
info@eliol.be
Scores and ratios are computed by Checked and are not a credit decision.