ELINEL
ActiveELINEL has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €-14k. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 50% of 7694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▼-63
Solvency76=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.43 in 2024; short-term debt: 29.1% of total assets), and 49.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.7%
Return on assets
-9.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
31 d early
2023
51 d late
2022
46 d late
2021
57 d late
2020
72 d late
2019
62 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€78k▼ 15.6%
2024 · €92k
2018: €89k
2019: €51k
2020: €29k
2021: €65k
2022: €68k
2023: €90k
2024: €92k
2018 → 2025
Total assets
€154k▼ 15.0%
2024 · €181k
2018: €250k
2019: €209k
2020: €179k
2021: €199k
2022: €201k
2023: €206k
2024: €181k
2018 → 2025
Net result
€-14k
2024 · €2k
2018: €35k
2019: €-38k
2020: €-22k
2021: €36k
2022: €25k
2023: €22k
2024: €2k
2018 → 2025
Working capital
€-42k▼ 69.3%
2024 · €-25k
2018: €29k
2019: €-18k
2020: €-37k
2021: €-3k
2022: €-17k
2023: €997
2024: €-25k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€65k-€68k▲ 3.9%€90k▲ 32.9%€92k▲ 2.4%€78k▼ 15.6%
Operating result€48k-€36k▼ 24.2%€35k▼ 4.3%€6k▼ 82.8%€-12k
Net result€36k-€25k▼ 31.7%€22k▼ 8.8%€2k▼ 90.2%€-14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €12k after €6k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €154k
Fixed assets
€152k▼ 6.5%
Current assets
€2k▼ 88.1%
Equity and liabilities €154k
Equity
€78k▼ 15.6%
Debt
€76k▼ 14.3%
The debt ratio rises from 48.9% to 49.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-2k▼
2024 · €16k
Cash flow
€-4k▼
2024 · €12k
Solvency
50.7%▼
2024 · 51.1%
Current ratio
0.05▼
2024 · 0.43
Quick ratio
0.05▼
2024 · 0.43
Debt / equity
0.97▲
2024 · 0.96
ROE
-18.5%▼
2024 · 2.4%
ROA
-9.4%▼
2024 · 1.2%
Interest coverage
-0.85▼
2024 · 6.32
Debt
€76k▼
2024 · €88k
Debt ≤ 1 year
€45k▲
2024 · €44k
Debt > 1 year
€31k▼
2024 · €45k
Income taxes
€194▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€181k€154k▼
Fixed assets21/28€162k€152k▼
Tangible fixed assets22/27€162k€152k▼
Land and buildings22€155k€148k▼
Plant, machinery and equipment23€2k€827▼
Furniture and vehicles24€5k€2k▼
Current assets29/58€19k€2k▼
Amounts receivable within one year40/41€4k€1k▼
Trade receivables40-€529
Other amounts receivable41€4k€614▼
Cash at bank and in hand54/58€14k-
Deferred charges and accrued income490/1€930€1k▲
Equity and liabilities
Total equity and liabilities10/49€181k€154k▼
Equity10/15€92k€78k▼
Contributions10/11€12k€12k=
Reserves13€69k€69k=
Tax-exempt reserves132€214€214=
Distributable reserves133€69k€69k=
Profit (loss) carried forward14€11k€-4k▼
Amounts payable17/49€88k€76k▼
Amounts payable after more than one year17€45k€31k▼
Financial debts170/4€45k€31k▼
Amounts payable within one year42/48€44k€45k▲
Current portion of amounts payable after more than one year42€13k€13k▲
Financial debts43-€1k
Credit institutions430/8-€1k
Trade debts44€272€218▼
Suppliers440/4€272€218▼
Taxes, remuneration and social security45€1k€1k▲
Taxes450/3€1k€1k▲
Other amounts payable47/48€29k€28k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€17k€-97▼
Operating profit (loss)9901€6k€-12k▼
Financial income75/76B€69€35▼
Recurring financial income75€69€35▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€4k€-14k▼
Income taxes67/77€1k€194▼
Profit (loss) for the period9904€2k€-14k▼
Profit (loss) for the period to be appropriated9905€2k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€-4k▼
Profit (loss) brought forward from the previous period14P€11k€11k=
Transfer to equity691/2€2k-
To other reserves6921€2k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 51 days late
2023
15-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 46 days late
2022
26-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 57 days late
2021
31-12
Financial
Back to profitnet €36k
Net result €36k after 2 loss-making years.
11-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 72 days late
2020
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 62 days late
2019
31-12
Financial
Weakest financial yearnet €-38k ▼207%
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
01-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 62 days late
2018
04-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 35 days late
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lievens-Houtem · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hasselt-ten-Broek 149521 Sint-Lievens-HoutemGround area
2,390 m²
Building footprint
158 m²
Volume, LiDAR
794 m³
Parcel 41036A0545/00G000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hasselt-ten-Broek 14, 9521 Sint-Lievens-Houtem
since 20112.204.383.990
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41036A0545/00G000 | Flanders | 2,390 m² | 1 · 158 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,501 companies in sector 82990 we hold annual accounts for 9,398. 7,136 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-11-2011
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.