Elima Consulting
ActiveElima Consulting has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €138k and a net result of €149k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 42% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency71▲+20
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 1.75 against 1.3 in 2024; short-term debt: 54% and cash: 11.4% of total assets), but 54.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.6%
Return on assets
49.1%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-12-2025, 132 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
132 d early
2024
93 d early
2023
78 d early
2022
129 d early
2021
109 d early
2020
52 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€138k▲ 0.1%
2024 · €138k
2018: €51k
2019: €82k
2020: €137k
2021: €139k
2022: €141k
2023: €142k
2024: €138k
2018 → 2025
Total assets
€304k▼ 42.6%
2024 · €529k
2018: €204k
2019: €232k
2020: €307k
2021: €415k
2022: €355k
2023: €434k
2024: €529k
2018 → 2025
Net result
€149k▼ 24.2%
2024 · €197k
2018: €-5k
2019: €31k
2020: €54k
2021: €128k
2022: €107k
2023: €101k
2024: €197k
2018 → 2025
Working capital
€122k▲ 3.8%
2024 · €118k
2018: €9k
2019: €36k
2020: €78k
2021: €84k
2022: €84k
2023: €86k
2024: €118k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€139k-€141k▲ 1.1%€142k▲ 0.6%€138k▼ 2.4%€138k▲ 0.1%
Operating result€130k-€89k▼ 31.6%€67k▼ 24.9%€196k▲ 195%€98k▼ 50.0%
Net result€128k-€107k▼ 16.7%€101k▼ 5.3%€197k▲ 94.9%€149k▼ 24.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €304k
Fixed assets
€18k▼ 20.1%
Current assets
€286k▼ 43.6%
Equity and liabilities €304k
Equity
€138k▲ 0.1%
Debt
€165k▼ 57.8%
The debt ratio falls from 73.8% to 54.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€103k▼
2024 · €200k
Cash flow
€153k▼
2024 · €200k
Solvency
45.6%▲
2024 · 26.2%
Current ratio
1.75▲
2024 · 1.30
Quick ratio
1.75▲
2024 · 1.30
Debt / equity
1.19▼
2024 · 2.82
ROE
107.7%▼
2024 · 142.1%
ROA
49.1%▲
2024 · 37.2%
Interest coverage
206.91▲
2024 · 119.66
Debt
€165k▼
2024 · €391k
Debt ≤ 1 year
€164k▼
2024 · €390k
Income taxes
€21k▼
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€529k€304k▼
Fixed assets21/28€22k€18k▼
Tangible fixed assets22/27€13k€8k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€10k€6k▼
Financial fixed assets28€9k€9k=
Current assets29/58€507k€286k▼
Amounts receivable within one year40/41€210k€227k▲
Other amounts receivable41€210k€227k▲
Current investments50/53€25k€25k=
Cash at bank and in hand54/58€272k€34k▼
Equity and liabilities
Total equity and liabilities10/49€529k€304k▼
Equity10/15€138k€138k▲
Contributions10/11€20k€20k=
Reserves13€110k€110k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€108k€108k=
Profit (loss) carried forward14€9k€9k▲
Amounts payable17/49€391k€165k▼
Amounts payable within one year42/48€390k€164k▼
Current portion of amounts payable after more than one year42€8k€10k▲
Trade debts44€2k€320▼
Suppliers440/4€2k€320▼
Taxes, remuneration and social security45€34k€27k▼
Taxes450/3€34k€27k▼
Other amounts payable47/48€345k€127k▼
Accrued charges and deferred income492/3€1k€1k=
Income statement
Code20242025
Non-recurring operating income76A€129k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€933€577▼
Gross operating margin9900€201k€103k▼
Operating profit (loss)9901€196k€98k▼
Financial income75/76B€47k€72k▲
Recurring financial income75€47k€72k▲
Non-recurring financial income76B€501-
Financial charges65/66B€2k€503▼
Recurring financial charges65€2k€496▼
Non-recurring financial charges66B€7€7=
Profit (loss) for the period before taxes9903€242k€170k▼
Income taxes67/77€45k€21k▼
Profit (loss) for the period9904€197k€149k▼
Profit (loss) for the period to be appropriated9905€197k€149k▼
Appropriation of the result
Profit (loss) to be appropriated9906€209k€158k▼
Profit (loss) brought forward from the previous period14P€12k€9k▼
Profit to be distributed694/7€200k€149k▼
Return on contributions (dividend)694€200k€149k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €197k ▲94.9%
Operating result €196k, net result €197k, both a record.
12-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
11-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €100kEq €137k ▲65.9%
2 profitable years in a row build equity to €137k.
19-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
2018
15-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
18-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
12-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Middelkerke · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortestraat 58434 MiddelkerkeGround area
496 m²
Building footprint
108 m²
Volume, LiDAR
578 m³
Parcel 35022B0224/00W002, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Elima Consulting BVBA
since 20142.234.845.455
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35022B0224/00W002 | Flanders | 496 m² | 1 · 108 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 40,876 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-09-2014
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.