ELIETTE
ActiveThe computed 12-month bankruptcy probability of ELIETTE is 1.7% (moderate). The 2024 annual accounts show equity of €44k and a net result of €13k. Equity is growing by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 85% of 18942 sector peers (fiscal year 2024). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability95▼-3
Solvency96=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 3.24 against 3.29 in 2023; short-term debt: 29.4% and cash: 56% of total assets), and 29.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
70.6%
Return on assets
21.1%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
22 d late
2022
30 d late
2021
24 d late
2020
17 d early
2019
73 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€44k▼ 32.2%
2023 · €66k
2018: €32k
2019: €33k
2020: €42k
2021: €68k
2022: €44k
2023: €66k
2018 → 2024
Total assets
€63k▼ 32.0%
2023 · €92k
2018: €52k
2019: €48k
2020: €48k
2021: €81k
2022: €109k
2023: €92k
2018 → 2024
Net result
€13k▼ 37.8%
2023 · €21k
2018: €-2k
2019: €1k
2020: €8k
2021: €26k
2022: €17k
2023: €21k
2018 → 2024
Working capital
€41k▼ 32.9%
2023 · €62k
2018: €17k
2019: €23k
2020: €36k
2021: €65k
2022: €40k
2023: €62k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€42k-€68k▲ 61.6%€44k▼ 34.6%€66k▲ 48.3%€44k▼ 32.2%
Operating result€10k-€27k▲ 177%€24k▼ 10.2%€32k▲ 32.0%€19k▼ 38.9%
Net result€8k-€26k▲ 204%€17k▼ 35.3%€21k▲ 28.4%€13k▼ 37.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 39% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €63k
Fixed assets
€3k▼ 22.0%
Current assets
€60k▼ 32.4%
Equity and liabilities €63k
Equity
€44k▼ 32.2%
Debt
€18k▼ 31.4%
The debt ratio rises from 29.1% to 29.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€20k▼
2023 · €33k
Cash flow
€14k▼
2023 · €22k
Solvency
70.6%▼
2023 · 70.9%
Current ratio
3.24▼
2023 · 3.29
Quick ratio
3.07▼
2023 · 3.16
Debt / equity
0.42▲
2023 · 0.41
ROE
29.9%▼
2023 · 32.6%
ROA
21.1%▼
2023 · 23.1%
Interest coverage
15.11▼
2023 · 25.85
Debt
€18k▼
2023 · €27k
Debt ≤ 1 year
€18k▼
2023 · €27k
Income taxes
€5k▼
2023 · €9k
Staff costs
€6k▼
2023 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€92k€63k▼
Formation expenses20€0€0=
Fixed assets21/28€4k€3k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€2k€897▼
Other tangible fixed assets26€626€394▼
Financial fixed assets28€2k€2k=
Current assets29/58€89k€60k▼
Amounts receivable after more than one year29€1k€1k=
Trade receivables290€1k€1k=
Stocks and contracts in progress3€3k€3k▼
Stocks30/36€3k€3k▼
Amounts receivable within one year40/41€20k€19k▼
Trade receivables40€11k-
Other amounts receivable41€9k€19k▲
Cash at bank and in hand54/58€62k€35k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€92k€63k▼
Equity10/15€66k€44k▼
Contributions10/11€17k€9k▼
Reserves13€12k€6k▼
Distributable reserves133€12k€6k▼
Profit (loss) carried forward14€36k€30k▼
Amounts payable17/49€27k€18k▼
Amounts payable within one year42/48€27k€18k▼
Trade debts44€11k€10k▼
Suppliers440/4€11k€10k▼
Taxes, remuneration and social security45€14k€8k▼
Taxes450/3€13k€8k▼
Remuneration and social security454/9€2k-
Other amounts payable47/48€1k-
Income statement
Code20232024
Non-recurring operating income76A€5k-
Remuneration, social security and pensions62€11k€6k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€940€877▼
Other operating charges640/8€1k€842▼
Gross operating margin9900€45k€27k▼
Operating profit (loss)9901€32k€19k▼
Financial income75/76B€3-
Recurring financial income75€3-
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€30k€18k▼
Income taxes67/77€9k€5k▼
Profit (loss) for the period9904€21k€13k▼
Profit (loss) for the period to be appropriated9905€21k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€49k▲
Profit (loss) brought forward from the previous period14P€15k€36k▲
Transfer from equity791/2-€6k
Profit to be distributed694/7-€26k
Return on contributions (dividend)694-€26k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 3.29
Current ratio from 1.63 to 3.29; short-term debt falls from €64k to €27k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Highest result since 2018net €26k ▲204%
Net result €26k, the highest in the series.
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 6.95
Current ratio from 2.56 to 6.95; short-term debt falls from €15k to €6k.
12-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 73 days late
2019
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
02-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chéravoie 144000 LiègeGround area
71 m²
Building footprint
54 m²
Volume, LiDAR
721 m³
Parcel 62063A0694/00N000, Wallonia · tallest building 15.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
La Parra
since 20082.173.721.597
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62063A0694/00N000 | Wallonia | 71 m² | 1 · 54 m² | 15.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLiège2.173.721.597
Similar companies · same sector, comparable size
TERENCO
BE 0647.596.546
Brugge · Eq €44k
DOPAVIC
BE 0735.799.438
Raeren · Eq €44k
Surprice Desserts
BE 0823.243.750
Houthulst · Eq €44k
PLATZ
BE 0433.316.420
Mouscron · Eq €44k
SIRAJ
BE 0729.942.618
Elsene · Eq €44k
Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 8,435 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2008
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
47251Retail sale of wines and spirits
56220Contract catering and other food service activities
56290Food and beverage service activities
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.