ELIB
ActiveSummary
ELIB has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-15k) and a net result of €-21k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 6% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0▼-75
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.33 against 0.62 in 2024; short-term debt: 131.9% and cash: 0.9% of total assets), and equity is negative.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-31.9%
Return on assets
-47%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €-15k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
25 d early
2024
23 d early
2023
30 d late
2022
49 d late
2021
2 d early
2020
16 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-21k▼ 26.2%
2024 · €-17k
Working capital
€-40k▼ 1,464%
2024 · €-3k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€3k€19k▲ 575%€1k▼ 93.2%€-12k€-21k▼ 73.0%
Net result€2k€18k▲ 676%€1k▼ 93.6%€-17k€-21k▼ 26.2%
Equity€4k▲ 128%€23k▲ 435%€24k▲ 5.2%€7k▼ 71.1%€-15k
Total assets€13k▼ 64.6%€105k▲ 705%€36k▼ 66.1%€14k▼ 61.5%€46k▲ 232%
Debt€9k▼ 74.8%€82k▲ 834%€12k▼ 85.7%€7k▼ 42.0%€60k▲ 782%
Working capital€4k▲ 128%€-17k€-4k▲ 78.1%€-3k▲ 32.1%€-40k▼ 1,464%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €21k in 2025 against €12k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €46k
Fixed assets
€26k ▲ 172%
Current assets
€20k ▲ 368%
Key figures and ratios
EBITDA
€-13k▼
2024 · €-8k
Cash flow
€-13k▲
2024 · €-13k
Solvency
-31.9%▼
2024 · 50.3%
Current ratio
0.33▼
2024 · 0.62
Debt to equity
-4.13▼
2024 · 0.99
ROA
-47.0%▲
2024 · -123.9%
Interest coverage
-126.34▼
2024 · -28.33
Debt ≤ 1 year
€60k▲
2024 · €7k
Income taxes
€252▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €5k | €12k | €4k | €9k | ▲ 115% |
| Other operating charges640/8 | €695 | - | €384 | €5k | €4k | ▼ 21.0% |
| Gross operating margin9900 | €4k | €24k | €14k | €-4k | €-9k | ▼ 148% |
| Operating profit (loss)9901 | €3k | €19k | €1k | €-12k | €-21k | ▼ 73.0% |
| Financial income75/76B | - | - | - | - | €0 | - |
| Recurring financial income75 | - | - | - | - | €0 | - |
| Financial charges65/66B | €455 | €651 | €121 | €289 | €99 | ▼ 65.8% |
| Recurring financial charges65 | €455 | €651 | €121 | €289 | €99 | ▼ 65.8% |
| Profit (loss) for the period before taxes9903 | €2k | €18k | €1k | €-12k | €-21k | ▼ 69.8% |
| Income taxes67/77 | - | - | - | €5k | €252 | ▼ 94.4% |
| Profit (loss) for the period9904 | €2k | €18k | €1k | €-17k | €-21k | ▼ 26.2% |
| Profit (loss) for the period to be appropriated9905 | €2k | €18k | €1k | €-17k | €-21k | ▼ 26.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €13k | €105k | €36k | €14k | €46k | ▲ 232% |
| Fixed assets21/28 | - | €40k | €28k | €9k | €26k | ▲ 172% |
| Tangible fixed assets22/27 | - | €40k | €28k | €9k | €26k | ▲ 172% |
| Land and buildings22 | - | - | - | - | €9k | - |
| Plant, machinery and equipment23 | - | €17k | €13k | €9k | €5k | ▼ 42.2% |
| Furniture and vehicles24 | - | €23k | €14k | €0 | €12k | - |
| Current assets29/58 | €13k | €65k | €8k | €4k | €20k | ▲ 368% |
| Amounts receivable within one year40/41 | €7k | €65k | €8k | €4k | €19k | ▲ 359% |
| Trade receivables40 | €4k | €48k | - | €4k | €19k | ▲ 380% |
| Other amounts receivable41 | €3k | €17k | €8k | €297 | €509 | ▲ 71.3% |
| Cash at bank and in hand54/58 | €6k | €3 | €0 | €6 | €413 | ▲ 6,949% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €13k | €105k | €36k | €14k | €46k | ▲ 232% |
| Equity10/15 | €4k | €23k | €24k | €7k | €-15k | ▼ 311% |
| Contributions10/11 | €4k | €4k | €4k | €4k | €4k | = |
| Capital10 | €4k | €4k | €4k | - | - | - |
| Issued capital100 | €4k | €4k | €4k | - | - | - |
| Profit (loss) carried forward14 | €244 | €19k | €20k | €3k | €-19k | ▼ 739% |
| Amounts payable17/49 | €9k | €82k | €12k | €7k | €60k | ▲ 782% |
| Amounts payable within one year42/48 | €9k | €82k | €12k | €7k | €60k | ▲ 782% |
| Trade debts44 | €786 | €79k | €9k | €3k | €7k | ▲ 161% |
| Suppliers440/4 | €786 | €79k | €9k | €3k | €7k | ▲ 161% |
| Advances received on contracts in progress46 | - | - | €3k | €0 | - | - |
| Taxes, remuneration and social security45 | €5k | - | - | €0 | - | - |
| Taxes450/3 | €5k | - | - | €0 | - | - |
| Other amounts payable47/48 | €3k | €3k | - | €4k | €53k | ▲ 1,182% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2k | €18k | €1k | €-17k | €-21k | ▼ 26.2% |
| + Depreciation and write-downs630 | - | €5k | €12k | €4k | €9k | ▲ 115% |
| Operating cash flow (approximation) | €2k | €23k | €14k | €-13k | €-13k | ▲ 1.1% |
| Investment in fixed assets (approximation) | - | - | €0 | €14k | €-25k | ▼ 275% |
| Change in cash | - | €-6k | €-3 | €6 | €407 | ▲ 6,885% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-21k
Net result drops to €-21k, the lowest in the series.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
18-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 49 days late
2022
31-12
Financial
Highest result since 2020net €18k ▲676%
Operating result €19k, net result €18k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene
Ground area
480 m²
Building footprint
417 m²
Volume, LiDAR
9,711 m³
Parcel 21807G0120/00H005, Brussels · tallest building 29.8 m, ±8 floors. Linked by address, not a title deed.
276
companies at this address
See who is registered here
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0120/00H005 | Brussels | 480 m² | 1 · 417 m² | 29.8 m · 8 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DPE INTERNATIONAL CONSULTING
BE 0718.598.764
Sint-Gillis (bij-Brussel) · Eq €6,902
ISELCO
BE 0788.989.288
Wetteren · Eq €6,900
BDFUTUR
BE 0786.771.948
Wavre · Eq €6,899
EVERDO
BE 0469.546.613
Wommelgem · Eq €6,898
Planet First Partners Belgium
BE 1014.326.723
Etterbeek · Eq €6,898
Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 18,884 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-12-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.