Eliama & Otileo
ActiveEliama & Otileo has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70k and a net result of €66k. Equity is growing by ~59.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+69
Solvency100▲+28
Growth85▲+53
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
short-term debt: 0% and cash: 96.8% of total assets, and 0% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
100%
Return on assets
95.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-01-2026, 18 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
18 d early
2024
130 d late
2023
308 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€119k
2024 · €0
2023: €50k
2024: €0
2023 → 2025
EBIT margin
70.9%▲ 13.1pp
2023 · 57.8%
2023: 57.8%
2023 → 2025
Net result
€66k
2024 · €-1k
2023: €23k
2024: €-1k
2023 → 2025
Working capital
€67k▲ 280%
2024 · €18k
2023: €28k
2024: €18k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Turnover€50k-€0▼ 100%€119k
Equity€32k-€21k▼ 32.6%€70k▲ 225%
Operating result€29k-€-1k€84k
Net result€23k-€-1k€66k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €84k after a loss of €1k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €70k
Fixed assets
€2k▼ 39.7%
Current assets
€67k▲ 62.3%
Key figures and ratios
EBITDA
€85k▲
2024 · €-1k
Cash flow
€67k▲
2024 · €-1k
Solvency
100.0%▲
2024 · 47.4%
Debt / equity
0.00▼
2024 · 1.11
ROE
95.3%▲
2024 · -5.6%
ROA
95.3%▲
2024 · -2.7%
Debt
€0▼
2024 · €24k
Debt ≤ 1 year
€0▼
2024 · €24k
Debt > 1 year
€0=
2024 · €0
Income taxes
€18k
Staff costs
€1k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€45k€70k▲
Formation expenses20€0€0=
Fixed assets21/28€4k€2k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€4k€2k▼
Land and buildings22€0€0=
Plant, machinery and equipment23€1k€0▼
Furniture and vehicles24€2k€2k▼
Leasing and similar rights25€0€0=
Other tangible fixed assets26€0€0=
Assets under construction and advance payments27€0€0=
Financial fixed assets28€0€0=
Current assets29/58€41k€67k▲
Amounts receivable after more than one year29€0€0=
Trade receivables290-€0
Other amounts receivable291-€0
Stocks and contracts in progress3€0€0=
Stocks30/36€0€0=
Contracts in progress37€0€0=
Amounts receivable within one year40/41€0€0=
Trade receivables40-€0
Other amounts receivable41-€0
Current investments50/53€0€0=
Cash at bank and in hand54/58€41k€67k▲
Deferred charges and accrued income490/1€0€0=
Equity and liabilities
Total equity and liabilities10/49€45k€70k▲
Equity10/15€21k€70k▲
Contributions10/11€500€500=
Capital10€500-
Issued capital100€500-
Uncalled capital101€0-
Outside capital11€0-
Share premium1100/10€0-
Other1109/19€0-
Revaluation surpluses12€0€0=
Reserves13€22k€66k▲
Non-distributable reserves130/1€1k€3k▲
Legal reserve130€1k-
Reserves not available under the articles1311€0€3k▲
Own shares acquired1312€0€0=
Financial assistance1313€0€0=
Other1319€0€0=
Tax-exempt reserves132€0€0=
Distributable reserves133€21k€63k▲
Profit (loss) carried forward14€-1k€3k▲
Investment grants15€0€0=
Advance to shareholders on the distribution of net assets19€0€0=
Provisions and deferred taxes16€0€0=
Provisions for liabilities and charges160/5€0€0=
Pensions and similar obligations160€0€0=
Taxes161€0€0=
Major repairs and maintenance162€0€0=
Environmental obligations163€0€0=
Other liabilities and charges164/5€0€0=
Deferred taxes168€0€0=
Amounts payable17/49€24k€0▼
Amounts payable after more than one year17€0€0=
Financial debts170/4€0€0=
Trade debts175€0€0=
Advances received on contracts in progress176€0€0=
Other amounts payable178/9€0€0=
Amounts payable within one year42/48€24k€0▼
Current portion of amounts payable after more than one year42€0€0=
Financial debts43€5k€0▼
Credit institutions430/8€0€0=
Other loans439€5k€0▼
Trade debts44€898€0▼
Suppliers440/4€898€0▼
Bills of exchange payable441€0€0=
Advances received on contracts in progress46€0€0=
Taxes, remuneration and social security45€11k€0▼
Taxes450/3€2k€0▼
Remuneration and social security454/9€9k€0▼
Other amounts payable47/48€7k€0▼
Accrued charges and deferred income492/3€0€0=
Income statement
Code20242025
Turnover70€0€119k▲
Non-recurring operating income76A€0€0=
Goods, raw materials, services and sundry goods60/61€0€357▲
Remuneration, social security and pensions62€0€1k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0€750▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0€0=
Provisions for liabilities and charges: additions (uses and reversals)635/8€0€0=
Other operating charges640/8€0€32k▲
Non-recurring operating charges66A€0€0=
Gross operating margin9900€-1k€118k▲
Operating profit (loss)9901€-1k€84k▲
Financial income75/76B€0€0=
Recurring financial income75€0€0=
Non-recurring financial income76B€0€0=
Financial charges65/66B€0€0=
Recurring financial charges65€0€0=
Non-recurring financial charges66B€0€0=
Profit (loss) for the period before taxes9903€-1k€84k▲
Transfer from deferred taxes780€0€0=
Transfer to deferred taxes680€0€0=
Income taxes67/77-€18k
Profit (loss) for the period9904€-1k€66k▲
Transfer from tax-exempt reserves789€0€0=
Transfer to tax-exempt reserves689€0€0=
Profit (loss) for the period to be appropriated9905€-1k€66k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€69k▲
Profit (loss) brought forward from the previous period14P-€3k
Transfer from equity791/2-€0
Transfer to equity691/2-€66k
To contributions691-€0
To the legal reserve6920-€3k
To other reserves6921-€63k
Shareholders' contribution to the loss794-€0
Profit to be distributed694/7-€0
Return on contributions (dividend)694-€0
Directors or managers695-€0
Employees696-€0
Other beneficiaries697-€0
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €66k
Net result €66k after one loss-making year.
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 130 days late
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 308 days late
2024
30-06
Financial
Weakest financial yearnet €-1k ▼105%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zavelstraat 843010 LeuvenGround area
623 m²
Building footprint
107 m²
Volume, LiDAR
52 m³
Parcel 24483D0068/00X004, Flanders · tallest building 4.6 m. Linked by address, not a title deed.
1 establishment unit
Eliama & Otileo
since 20222.331.086.875
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24483D0068/00X004 | Flanders | 623 m² | 1 · 107 m² | 4.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,887 companies in sector 62100 we hold annual accounts for 8,777. 6,917 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-05-2022
Fiscal year end30-06
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62200Computer consultancy and computer facilities management
62020IT consultancy
64200Holdings
64210Activities of holding companies
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
90031Arts creation and performing arts activities
90111Literary creation
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.