ELFERTAS CO
ActiveELFERTAS CO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €122k and a net result of €99k. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 37% of 675 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
91
/ 100
Excellent▲ +23 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency58▲+32
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 1.54 against 1.2 in 2024), but 70.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 58
Relative position
BE, all sectors
reference
Sector 58
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.4%
Return on assets
24%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
29 d early
2024
7 d early
2023
4 d late
2022
22 d late
2021
9 d late
2020
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€122k▲ 80.5%
2024 · €68k
2020: €42k
2021: €73k
2022: €95k
2023: €103k
2024: €68k
2020 → 2025
Total assets
€414k▼ 4.5%
2024 · €434k
2020: €63k
2021: €93k
2022: €163k
2023: €373k
2024: €434k
2020 → 2025
Net result
€99k▲ 198%
2024 · €33k
2020: €40k
2021: €31k
2022: €21k
2023: €25k
2024: €33k
2020 → 2025
Working capital
€51k▲ 93.2%
2024 · €26k
2020: €40k
2021: €72k
2022: €51k
2023: €64k
2024: €26k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€73k-€95k▲ 28.9%€103k▲ 8.7%€68k▼ 34.4%€122k▲ 80.5%
Operating result€41k-€31k▼ 26.2%€73k▲ 138%€87k▲ 19.1%€147k▲ 70.3%
Net result€31k-€21k▼ 32.4%€25k▲ 19.0%€33k▲ 31.9%€99k▲ 198%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 70% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €414k
Fixed assets
€269k▼ 2.9%
Current assets
€145k▼ 7.3%
Equity and liabilities €414k
Equity
€122k▲ 80.5%
Provisions
€0▼ 100%
Debt
€292k▼ 14.2%
The debt ratio falls from 78.6% to 70.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€159k▲
2024 · €96k
Cash flow
€111k▲
2024 · €43k
Solvency
29.4%▲
2024 · 15.6%
Current ratio
1.54▲
2024 · 1.20
Quick ratio
1.54▲
2024 · 1.20
Debt / equity
2.40▼
2024 · 5.05
ROE
81.5%▲
2024 · 49.3%
ROA
24.0%▲
2024 · 7.7%
Interest coverage
5.66▲
2024 · 2.60
Debt
€292k▼
2024 · €341k
Debt ≤ 1 year
€94k▼
2024 · €130k
Debt > 1 year
€198k▼
2024 · €211k
Income taxes
€21k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€434k€414k▼
Fixed assets21/28€277k€269k▼
Tangible fixed assets22/27€277k€269k▼
Land and buildings22€260k€254k▼
Furniture and vehicles24€5k€4k▼
Other tangible fixed assets26€12k€12k▼
Assets under construction and advance payments27€0-
Current assets29/58€156k€145k▼
Amounts receivable within one year40/41€18k€32k▲
Trade receivables40€18k€32k▲
Other amounts receivable41-€3
Cash at bank and in hand54/58€134k€112k▼
Deferred charges and accrued income490/1€4k€1k▼
Equity and liabilities
Total equity and liabilities10/49€434k€414k▼
Equity10/15€68k€122k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€65k€119k▲
Provisions and deferred taxes16€25k-
Provisions for liabilities and charges160/5€25k-
Other liabilities and charges164/5€25k-
Amounts payable17/49€341k€292k▼
Amounts payable after more than one year17€211k€198k▼
Financial debts170/4€211k€198k▼
Amounts payable within one year42/48€130k€94k▼
Current portion of amounts payable after more than one year42€13k€13k▲
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€18k€15k▼
Taxes450/3€18k€15k▼
Other amounts payable47/48€95k€64k▼
Accrued charges and deferred income492/3€15-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€12k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€25k€-25k▼
Other operating charges640/8€926-
Gross operating margin9900€122k€134k▲
Operating profit (loss)9901€87k€147k▲
Financial income75/76B€912€878▼
Recurring financial income75€912€878▼
Financial charges65/66B€37k€28k▼
Recurring financial charges65€37k€28k▼
Profit (loss) for the period before taxes9903€51k€120k▲
Income taxes67/77€17k€21k▲
Profit (loss) for the period9904€33k€99k▲
Profit (loss) for the period to be appropriated9905€33k€99k▲
Appropriation of the result
Profit (loss) to be appropriated9906€134k€164k▲
Profit (loss) brought forward from the previous period14P€100k€65k▼
Profit to be distributed694/7€69k€45k▼
Return on contributions (dividend)694€69k€45k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €99k ▲198%
Operating result €147k, net result €99k, both a record.
31-12
Financial
Equity above €100kEq €122k ▲80.5%
6 profitable years in a row build equity to €122k.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 4 days late
2023
31-12
Financial
Equity above €100kEq €103k ▲8.7%
4 profitable years in a row build equity to €103k.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial
Weakest financial yearnet €21k ▼32.4%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ankerstraat 331120 BrusselGround area
8,549 m²
Building footprint
1,045 m²
Volume, LiDAR
3,313 m³
2 parcels, Brussels · tallest building 17.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DaSy Consulting
since 20192.295.726.120
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21819D0252/00A000 | Brussels | 8,211 m² | 1 · 931 m² | 17.4 m |
| 21818E0232/00C004 | Brussels | 338 m² | 1 · 114 m² | 15.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400RQW1H11SHXOO30
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PRODUCTIVITY 5
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Liège · Eq €123k
Of 1,272 companies in sector 58290 we hold annual accounts for 587. 462 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-11-2019
Fiscal year end31-12
Activities, NACEBEL
58290Other software publishing
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
78100Employment placement agencies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.