ELENA CARP
ActiveELENA CARP has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €242k and a net result of €30k. Equity is growing by ~16.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-16
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 65.09 against 54.26 in 2024; short-term debt: 1.5% and cash: 28.8% of total assets), and 1.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.5%
Return on assets
12.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
25 d late
2023
26 d late
2022
31 d late
2020
1 d early
2019
33 d late
2018
2 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€242k▼ 2.2%
2024 · €247k
2018: €74k
2019: €109k
2020: €144k
2022: €156k
2023: €182k
2024: €247k
2018 → 2025
Total assets
€245k▼ 2.5%
2024 · €251k
2018: €239k
2019: €255k
2020: €288k
2022: €288k
2023: €293k
2024: €251k
2018 → 2025
Net result
€30k▼ 62.9%
2024 · €81k
2018: €16k
2019: €35k
2020: €35k
2022: €52k
2023: €35k
2024: €81k
2018 → 2025
Working capital
€234k▼ 1.4%
2024 · €237k
2018: €21k
2019: €70k
2020: €98k
2022: €82k
2023: €105k
2024: €237k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€144k-€156k▲ 8.1%€182k▲ 16.8%€247k▲ 35.5%€242k▼ 2.2%
Operating result€53k-€75k▲ 43.2%€56k▼ 25.8%€116k▲ 107%€41k▼ 65.0%
Net result€35k-€52k▲ 45.5%€35k▼ 31.9%€81k▲ 130%€30k▼ 62.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 65% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €245k
Fixed assets
€8k▼ 21.7%
Current assets
€238k▼ 1.7%
Equity and liabilities €245k
Equity
€242k▼ 2.2%
Debt
€4k▼ 18.0%
The debt ratio falls from 1.8% to 1.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€45k▼
2024 · €120k
Cash flow
€34k▼
2024 · €85k
Solvency
98.5%▲
2024 · 98.2%
Current ratio
65.09▲
2024 · 54.26
Quick ratio
65.09▲
2024 · 54.26
Debt / equity
0.02▼
2024 · 0.02
ROE
12.4%▼
2024 · 32.6%
ROA
12.2%▼
2024 · 32.1%
Interest coverage
596.60▲
2024 · 41.06
Debt
€4k▼
2024 · €4k
Debt ≤ 1 year
€4k▼
2024 · €4k
Income taxes
€13k▼
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€251k€245k▼
Fixed assets21/28€10k€8k▼
Tangible fixed assets22/27€10k€8k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€7k€6k▼
Current assets29/58€242k€238k▼
Amounts receivable within one year40/41€403€3k▲
Other amounts receivable41€403€3k▲
Current investments50/53€176k€151k▼
Cash at bank and in hand54/58€52k€71k▲
Deferred charges and accrued income490/1€13k€13k▼
Equity and liabilities
Total equity and liabilities10/49€251k€245k▼
Equity10/15€247k€242k▼
Reserves13€247k€242k▼
Distributable reserves133€247k€242k▼
Amounts payable17/49€4k€4k▼
Amounts payable within one year42/48€4k€4k▼
Taxes, remuneration and social security45€4k€4k=
Taxes450/3€4k€4k=
Other amounts payable47/48€803-
Income statement
Code20242025
Non-recurring operating income76A€65k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€1k€860▼
Gross operating margin9900€121k€46k▼
Operating profit (loss)9901€116k€41k▼
Financial income75/76B€351€3k▲
Recurring financial income75€351€3k▲
Financial charges65/66B€3k€75▼
Recurring financial charges65€3k€75▼
Profit (loss) for the period before taxes9903€113k€43k▼
Income taxes67/77€33k€13k▼
Profit (loss) for the period9904€81k€30k▼
Profit (loss) for the period to be appropriated9905€81k€30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€81k€30k▼
Transfer from equity791/2-€35k
Transfer to equity691/2€81k€30k▼
To other reserves6921€81k€30k▼
Profit to be distributed694/7-€35k
Return on contributions (dividend)694-€35k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Highest result since 2018net €81k ▲130%
Operating result €116k, net result €81k, both a record.
31-12
Financial
Liquidity times 9current ratio 54.26
Current ratio from 6.01 to 54.26; short-term debt falls from €21k to €4k.
31-12
Financial
Equity above €200kEq €247k ▲35.5%
6 profitable years in a row build equity to €247k.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €150kEq €156k ▲8.1%
4 profitable years in a row build equity to €156k.
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 33 days late
2019
31-12
Financial
Liquidity times 11current ratio 20.66
Current ratio from 1.95 to 20.66; short-term debt falls from €22k to €4k.
31-12
Financial
Equity above €100kEq €109k ▲47.9%
2 profitable years in a row build equity to €109k.
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 17 days late
2016
22-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gladiolenlaan 352840 RumstGround area
291 m²
Building footprint
93 m²
Parcel 11036A0465/00B000, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
Elena Carp
since 20142.236.945.704
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11036A0465/00B000 | Flanders | 291 m² | 1 · 93 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DWBH
BE 0803.542.555
Hasselt · Eq €241k
Latdent
BE 0736.571.181
Gent · Eq €241k
DENTAAL INSTITUUT DEPOORTERE
BE 0645.879.151
Hooglede · Eq €242k
VEDADENT
BE 0687.509.769
Tongeren-Borgloon · Eq €242k
CABINET DENTAIRE DU PETIT BAULERS
BE 0730.596.971
Nivelles · Eq €242k
Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 3,739 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2014
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.