Elements Advisory
ActiveElements Advisory has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €484k and a net result of €161k. Equity is growing by ~32.7% per year across the filed fiscal years. Its solvency ranks better than 49% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+2
Solvency78▲+19
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 2.8 against 1.37 in 2024; short-term debt: 16.4% and cash: 29.3% of total assets), and 46.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.2%
Return on assets
17.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
88 d early
2024
31 d early
2023
51 d early
2022
47 d early
2021
34 d early
2020
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€484k▲ 49.6%
2024 · €323k
2020: €40k
2021: €98k
2022: €220k
2023: €323k
2024: €323k
2020 → 2025
Total assets
€910k▼ 4.1%
2024 · €949k
2020: €85k
2021: €407k
2022: €825k
2023: €828k
2024: €949k
2020 → 2025
Net result
€161k▲ 4.4%
2024 · €154k
2020: €20k
2021: €58k
2022: €122k
2023: €102k
2024: €154k
2020 → 2025
Working capital
€269k▲ 127%
2024 · €119k
2020: €36k
2021: €270k
2022: €35k
2023: €121k
2024: €119k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€98k-€220k▲ 125%€323k▲ 46.3%€323k▲ 0.3%€484k▲ 49.6%
Operating result€81k-€158k▲ 96.5%€149k▼ 5.8%€212k▲ 42.0%€221k▲ 4.6%
Net result€58k-€122k▲ 110%€102k▼ 16.6%€154k▲ 50.6%€161k▲ 4.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €910k
Fixed assets
€493k▼ 3.0%
Current assets
€418k▼ 5.4%
Equity and liabilities €910k
Equity
€484k▲ 49.6%
Debt
€426k▼ 31.8%
The debt ratio falls from 65.9% to 46.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€247k▲
2024 · €235k
Cash flow
€186k▲
2024 · €177k
Solvency
53.2%▲
2024 · 34.1%
Current ratio
2.80▲
2024 · 1.37
Quick ratio
2.80▲
2024 · 1.37
Debt / equity
0.88▼
2024 · 1.93
ROE
33.2%▼
2024 · 47.6%
ROA
17.6%▲
2024 · 16.2%
Interest coverage
63.91▲
2024 · 57.05
Debt
€426k▼
2024 · €626k
Debt ≤ 1 year
€149k▼
2024 · €323k
Debt > 1 year
€278k▼
2024 · €303k
Income taxes
€57k▲
2024 · €54k
Staff costs
€469k▲
2024 · €322k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€949k€910k▼
Fixed assets21/28€508k€493k▼
Intangible fixed assets21-€6k
Tangible fixed assets22/27€508k€487k▼
Land and buildings22€504k€482k▼
Plant, machinery and equipment23€3k€1k▼
Furniture and vehicles24€804€3k▲
Current assets29/58€441k€418k▼
Amounts receivable within one year40/41€225k€147k▼
Trade receivables40€177k€146k▼
Other amounts receivable41€48k€621▼
Cash at bank and in hand54/58€214k€267k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€949k€910k▼
Equity10/15€323k€484k▲
Contributions10/11€20k€20k=
Reserves13€303k€464k▲
Distributable reserves133€303k€464k▲
Profit (loss) carried forward14€835€387▼
Amounts payable17/49€626k€426k▼
Amounts payable after more than one year17€303k€278k▼
Financial debts170/4€303k€278k▼
Amounts payable within one year42/48€323k€149k▼
Current portion of amounts payable after more than one year42€25k€25k▲
Trade debts44€102k€53k▼
Suppliers440/4€102k€53k▼
Taxes, remuneration and social security45€43k€70k▲
Taxes450/3€3k€14k▲
Remuneration and social security454/9€40k€56k▲
Other amounts payable47/48€153k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€322k€469k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€26k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€562k€721k▲
Operating profit (loss)9901€212k€221k▲
Financial income75/76B€55€17▼
Recurring financial income75€55€17▼
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€208k€217k▲
Income taxes67/77€54k€57k▲
Profit (loss) for the period9904€154k€161k▲
Profit (loss) for the period to be appropriated9905€154k€161k▲
Appropriation of the result
Profit (loss) to be appropriated9906€154k€161k▲
Profit (loss) brought forward from the previous period14P-€835
Transfer to equity691/2€0€161k▲
To other reserves6921€0€161k▲
Profit to be distributed694/7€153k€0▼
Return on contributions (dividend)694€153k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €161k ▲4.4%
Operating result €221k, net result €161k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.80
Current ratio from 1.37 to 2.80; short-term debt falls from €323k to €149k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €220k ▲125%
3 profitable years in a row build equity to €220k.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsesteenweg 399000 GentGround area
2,329 m²
Building footprint
434 m²
Volume, LiDAR
7,029 m³
Parcel 44807G0886/00A005, Flanders · tallest building 20.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Elements Advisory
since 20192.297.662.259
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44807G0886/00A005 | Flanders | 2,329 m² | 1 · 434 m² | 20.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,386 EUR awarded · 2,386 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,386 EUR | 2,386 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
Similar companies · same sector, comparable size
TER VLIET
BE 0811.779.538
Wervik · Eq €485k
FLAGFOOD BENELUX
BE 0469.248.287
Lievegem · Eq €481k
Archipallium
BE 0783.847.201
Hasselt · Eq €481k
BUREAU D'EXPERTISES TASKIN
BE 0803.396.857
Dour · Eq €480k
Deronne Vastgoeddiensten
BE 0666.659.521
Zulte · Eq €489k
Of 2,145 companies in sector 71209 we hold annual accounts for 1,085. 701 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-10-2019
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
71209Other technical testing and analysis
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
72101Research and development on biotechnology
72109Other research and development on natural sciences
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.