Investments
€8,437 14.6 × depreciation
Green is investment, beige is depreciation.
ELEMENT
Overview
Lifetime
2 annual accounts with figures on one time axispeak €113,394 (2024)
€66,270▼ 41.6%
peak €45,540 (2024)
€568▼ 98.8%
peak €48,107 (2025)
€48,107▲ 1.2%
€22,638▲ 14.3%
Board1 name since 2023
1 directorDE ANGELI Tamara
Documentsfilings and deeds
23-07-20268 days before the deadline
2025micro format
Turnover from €113,394 to €66,270Gross margin from €63,319 to €9,321Result from €45,540 to €568
Key points
from the 2025 annual accountsPayment terms
6 days to suppliers
ELEMENT pays its suppliers 10 days earlier than in 2024. Customers pay 9 days earlier.
Starting capital
€2,000 100 shares
Checked score
94
Excellent
Financially stronger than 50% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.5%▲ +0.1 percentage points vs 06-2025highest value
08-2025: < 0.1%▼ -0.5 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 2.78, cash €56,349
Equity €48,107 (68.0% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 64% of them on solvency, 79% on liquidity, 32% on profitability and 28% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,546 companies had the same profile as ELEMENT has now. Each dot stands for 7 companies, two years later.
94.2%
were still trading
3.2%
stopped another way
2.3%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ELEMENT itself is lower: < 0.1% within 12 months. It rests on far more data about ELEMENT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,546 companies, not a prediction for ELEMENT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.78 (3.4 in 2024), above the usual 1.5. Short-term debt is 32% and cash 79.7% of total assets. 32% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
8 days early
2024
14 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 11 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1002556168
Incorporation
Appointment: DE ANGELI Tamara (director) · Founder: DE ANGELI Tamara · Founding capital of €2,000, 100 shares · published on 24-11-2023 · Gazette deed
First establishment
Rue des Croisettes 52, Trooz
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ELEMENT Trooz | €70,745 | €9,321 | 68.0% | - |
| SARTON ALAIN MANAGEMENT Trooz | €74,702 | €7,794 | 67.4% | - |
| Second Circle Lint | €69,695 | €10,008 | 78.7% | - |
| VDR CONSULT Dilbeek | €66,881 | €9,736 | 84.8% | - |
| LE BEAR Leuven | €72,972 | €8,340 | -4.3% | - |
| Channon Consulting Wezembeek-Oppem | €64,177 | €10,211 | 74.7% | - |
| SFINANCE Woluwe-Saint-Lambert | €67,071 | €10,606 | 16.2% | - |
These companies have the same main activity as ELEMENT: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €64,200 and €74,700, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 22-11-2023Normal situation
- Activity
- Business and other management consultancyNACE 70200and 5 others
- Establishment unit
- 2.352.778.3524870 Trooz, since 22-11-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 14-01-2026
Annual accounts 2025
- €66,270▼ 41.6%
- €568▼ 98.8%
- €48,107▲ 1.2%
- €70,745▲ 5.1%
- Filing
- Filed on 23-07-2026, 8 days before the end of the filing period
Insights on ELEMENT
ELEMENT has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48,107 and a net result of €568.
Its solvency ranks better than 63% of 39,368 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 23-07-2026, 8 days before the deadline€66,270
▼ 41.6%
€7,209
▼ 88.6%
€7,787
€1,145
68.0%
▼ 2.6 percentage points
2.78
▼ 0.62
Money flows
of every €100 of turnover, €0.86 remains as profit in 2025Balance sheet
balance sheet total €70,745 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
68.0%
Higher than 63% of 39,368 companies in 2025.
2.78
Higher than 60% of 38,051 companies in 2025.
0.8%
Higher than 21% of 38,523 companies in 2025.
ELEMENT
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: bottom quarter · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
70,745 | 67,343 | |
21/28 |
7,859 | - | |
22/27 |
7,859 | - | |
22 |
2,362 | - | |
24 |
5,498 | - | |
29/58 |
62,886 | 67,343 | |
40/41 |
4,205 | 12,002 | |
40 |
- | 10,000 | |
41 |
4,205 | 2,003 | |
54/58 |
56,349 | 50,064 | |
490/1 |
2,331 | 5,276 | |
| Balance sheet: equity and liabilities | |||
10/49 |
70,745 | 67,343 | |
10/15 |
48,107 | 47,540 | |
10/11 |
2,000 | 2,000 | |
13 |
45,540 | 45,540 | |
133 |
45,540 | 45,540 | |
14 |
568 | - | |
17/49 |
22,638 | 19,803 | |
42/48 |
22,638 | 19,803 | |
44 |
985 | 2,249 | |
440/4 |
985 | 2,249 | |
45 |
21,653 | 17,554 | |
450/3 |
21,653 | 17,554 | |
| Income statement | |||
70 |
66,270 | 113,394 | |
9900 |
9,321 | 63,319 | |
60/61 |
59,508 | 50,159 | |
630 |
578 | - | |
640/8 |
1,534 | - | |
9901 |
7,209 | 63,319 | |
65/66B |
43 | 225 | |
65 |
43 | 225 | |
9903 |
7,166 | 63,094 | |
67/77 |
6,599 | 17,554 | |
9904 |
568 | 45,540 | |
9905 |
568 | 45,540 | |
| Appropriation of the result | |||
9906 |
568 | 45,540 | |
691/2 |
- | 45,540 | |
6921 |
- | 45,540 | |
| Document | |||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 23-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 7,787 | - | ||
| 1,145 | - | ||
| 8,437 | - | ||
| 6,285 | - | ||
| 40,248 | 47,540 | ||
| 10.9% | 55.8% | ||
| 68.0% | 70.6% | ||
| 2.78 | 3.40 | ||
| 0.47 | 0.42 | ||
| 1.2% | 95.8% | ||
| 0.8% | 67.6% | ||
| over 100 | - | ||
| 23 days | 32 days | ||
| 6 days | 16 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €8,437 | - |
| €578 | - |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on ELEMENT
The operating result for 2025 is 89% lower than in 2024.
Debt's share of the balance-sheet total rises from 29.4% to 32.0%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 22-11-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 23-07-2026
Mandates through the years
1 name, the dashed line is todayDE ANGELI Tamara
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- DE ANGELI Tamara
- Director (not named in the articles), from 22-11-2023 to date
Control
Capital
- Contribution
- €2,000
- Shares
- 100
- Contribution per share
- €20
- Equity per share
- €481 in 2025
- Source
- deed of 24-11-2023
Articles of association
deed of 24-11-2023 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Moitié cédant, moitié acquéreurs, proportionnellement si plusieurs, commun accord ou, défaut, président du tribunal de l'entreprise statuant…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 24-11-2023 ↗
- DE ANGELI Tamara 100 shares (100%) · €2,000 in cash
Network & group
No group
ELEMENT has no parent and no holdings in its annual accounts. DE ANGELI Tamara is the only director. ELEMENT shares no director with another company.
Timeline
Timeline
5 events since 2023Filings
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 8 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:1002556168
2025
Annual accounts 2024 filed PDFmicro format · 14 days before the deadline
2023
IncorporationAppointment: DE ANGELI Tamara (director) · Founder: DE ANGELI Tamara · Founding capital of €2,000, 100 shares · published on 24-11-20236 points ▸
- Founder, DE ANGELI Tamara
- Founding capital, €2,000, 100 shares
- 100 shares
- Registered office clause, rue des Croisettes 52 boîte A001, 4870 Trooz
- Board rule, 1
- Director appointment, DE ANGELI Tamara (director (not named in the articles))
- The deed holds 4 more points.
First establishment Rue des Croisettes 52, Trooz
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 22 November 2023, ELEMENT was incorporated as a private limited company by one natural person, with a starting capital of €2,000.12 DE ANGELI Tamara has served as director since 2023.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 1002.556.168
- VAT number
- BE 1002.556.168
- Peppol ID
- 0208:1002556168
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 22-11-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of June at 18:00deed of 24-11-2023 (in French)
- Peppol
- Reachable since 14-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- ELEMENT in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 24-11-2023 (in French)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
74301
Translation services
85592
Vocational training
Codes under NACEBEL 2008
70220
Business consulting main activity
46180
Wholesale trade
74300
Other professional, scientific and technical activities
79901
Travel agency, tour operator and other reservation service and related activities
82300
Organisation of conventions and trade shows
85592
Vocational training
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “La prestation de services dans le domaine de la communication, de la publicité et de l’organisation d’évènements tant privés que pour des…”deed of 24-11-2023 (in French)
2 activities
- La prestation de services dans le domaine de la communication, de la publicité et de l’organisation d’évènements tant privés que pour des entreprises, marketing et soutien aux entreprises, projets graphiques, la réalisation et la conception en tant que concepteur ou intermédiaire de campagnes publicitaires utilisant tous les médias et tous produits dérivés liés à l’organisation, la promotion et la création d’évènements.
- Le commerce, la représentation et l’intermédiaire commercial de tous biens de commerce.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue des Croisettes 52 registered office 4870 Trooz | 22-11-2023 | 2.352.778.352 |
Buildings and parcels at the address
- Ground area
- 79 m²
- Buildings
- 67 m²
- Volume, LiDAR
- 345 m³
- Tallest building
- 6.3 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 62040E0157/00F002 | 79 m² | 1 · 67 m² | 6.3 m · 2 |
Contact
E-mail
tamara@happy-monday.eu
Phone
+352661161696