ELEMEN'TERRE
ActiveSummary
ELEMEN'TERRE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62k and a net result of €470. Equity is growing by ~18% per year across the filed fiscal years. Its solvency ranks better than 29% of 63 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▼-17
Solvency54=
Growth52▼-16
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.43 against 1.67 in 2024; short-term debt: 61.5% and cash: 46.4% of total assets), and 70.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 91
Relative position
BE, all sectors
reference
Sector 91
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.3%
Return on assets
0.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
21 d early
2023
30 d late
2022
56 d late
2021
125 d late
2020
25 d late
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€1.14M▲ 10.6%
2024 · €1.03M
2018: €798k
2019: €943k
2020: €892k
2021: €767k
2022: €953k
2024: €1.03M
2018 → 2025
EBIT margin
0.5%▼ 3.3pp
2024 · 3.9%
2018: 1.2%
2019: -3.0%
2020: 6.6%
2021: -14.4%
2022: 10.5%
2024: 3.9%
2018 → 2025
Net result
€470▼ 98.6%
2024 · €35k
2018: €9k
2019: €-29k
2020: €57k
2021: €-113k
2022: €89k
2023: €14k
2024: €35k
2018 → 2025
Working capital
€56k▼ 44.2%
2024 · €101k
2018: €7k
2019: €-31k
2020: €24k
2021: €36k
2022: €-2k
2023: €64k
2024: €101k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€767k-€953k▲ 24.2%€1.03M€1.14M▲ 10.6%
Equity€-56k-€33k€47k▲ 43.1%€82k▲ 73.8%€62k▼ 23.9%
Operating result€-111k-€100k€16k▼ 83.6%€40k▲ 141%€6k▼ 85.1%
Net result€-113k-€89k€14k▼ 84.1%€35k▲ 145%€470▼ 98.6%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 85% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €212k
Fixed assets
€25k ▼ 10.1%
Current assets
€187k ▼ 25.9%
Equity and liabilities €212k
Equity
€62k ▼ 23.9%
Debt
€150k ▼ 24.5%
Debt's share of the balance-sheet total falls from 70.9% to 70.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€39k▼
2024 · €83k
Cash flow
€33k▼
2024 · €78k
Current ratio
1.43▼
2024 · 1.67
Debt to equity
2.41▼
2024 · 2.43
ROE
0.8%▼
2024 · 42.5%
ROA
0.2%▼
2024 · 12.4%
Interest coverage
9.97▼
2024 · 16.66
Debt ≤ 1 year
€131k▼
2024 · €151k
Debt > 1 year
€20k▼
2024 · €47k
Income taxes
€2k
Staff costs
€206k▼
2024 · €283k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€281k€212k▼
Fixed assets21/28€28k€25k▼
Tangible fixed assets22/27€26k€23k▼
Plant, machinery and equipment23€17k€13k▼
Furniture and vehicles24€9k€11k▲
Financial fixed assets28€2k€2k=
Current assets29/58€252k€187k▼
Amounts receivable within one year40/41€204k€88k▼
Trade receivables40€185k€72k▼
Other amounts receivable41€19k€16k▼
Cash at bank and in hand54/58€49k€99k▲
Equity and liabilities
Total equity and liabilities10/49€281k€212k▼
Equity10/15€82k€62k▼
Contributions10/11€20k-
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€60k€60k▲
Amounts payable17/49€199k€150k▼
Amounts payable after more than one year17€47k€20k▼
Financial debts170/4€47k€20k▼
Amounts payable within one year42/48€151k€131k▼
Current portion of amounts payable after more than one year42€39k€34k▼
Trade debts44€75k€87k▲
Suppliers440/4€75k€87k▲
Taxes, remuneration and social security45€16k€9k▼
Taxes450/3€16k€8k▼
Remuneration and social security454/9-€429
Other amounts payable47/48€21k€250▼
Income statement
Code20242025
Turnover70€1.03M€1.14M▲
Non-recurring operating income76A€18€2k▲
Goods, raw materials, services and sundry goods60/61€654k€888k▲
Remuneration, social security and pensions62€283k€206k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€33k▼
Other operating charges640/8€6k€2k▼
Non-recurring operating charges66A€2€6k▲
Gross operating margin9900€372k€253k▼
Operating profit (loss)9901€40k€6k▼
Financial income75/76B€74€651▲
Recurring financial income75€74€651▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€35k€3k▼
Income taxes67/77-€2k
Profit (loss) for the period9904€35k€470▼
Profit (loss) for the period to be appropriated9905€35k€470▼
Appropriation of the result
Profit (loss) to be appropriated9906€60k€60k▲
Profit (loss) brought forward from the previous period14P€25k€60k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
25-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 56 days late
2022
31-12
Financial
Back to profitnet €89k
Net result €89k after one loss-making year.
03-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 125 days late
2021
31-12
Financial
Weakest financial yearnet €-113k ▼300%
Net result drops to €-113k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 25 days late
2020
31-12
Financial
Back to profitnet €57k
Net result €57k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 28 days late
2019
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 2 establishment units since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Terhulpsesteenweg 5911170 Watermaal-BosvoordeGround area
535 m²
Building footprint
201 m²
Volume, LiDAR
1,831 m³
3 parcels, Brussels · tallest building 13.2 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
ELEMEN'TERRE
since 20082.169.219.809
ELEMEN TERRE SRL
since 20232.341.418.959
3 parcels
Brussels
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21446D0019/00M000 | Brussels | 212 m² | 1 · 74 m² | 13.2 m · 3 fl. |
| 21652E0901/00X000 | Brussels | 186 m² | 1 · 75 m² | 12.2 m · 3 fl. |
| 21017D0370/00P012 | Brussels | 137 m² | 1 · 52 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900ALCB3XX7HPS830
Similar companies · same sector, comparable size
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BE 0639.759.639
Beveren-Kruibeke-Zwijndrecht · Eq €92k
Présentement
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Beauvechain · Eq €105k
Of 96 companies in sector 91410 we hold annual accounts for 20. 11 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-2008
Fiscal year end31-12
Activities, NACEBEL 2025
81300Landscape service activities
91410Libraries, archives, museums and other cultural activities
43120Site preparation
43990Other specialised construction activities
47761Retail sale of flowers, plants, seeds and fertilisers
71113Urban planning and landscape architecture
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:touwaidelionel@hotmail.com
Phone:0474/850617