ELEKTRO DERMO
ActiveELEKTRO DERMO has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €344k and a net result of €20k. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 36% of 8002 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▲+2
Solvency56▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity tight (current ratio 1.41 against 1.43 in 2024; short-term debt: 68% and cash: 12% of total assets), and 69.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.8%
Return on assets
1.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
3 d early
2023
7 d early
2022
56 d early
2021
158 d early
2020
71 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€344k▲ 6.1%
2024 · €325k
2018: €248k
2019: €249k
2020: €265k
2021: €288k
2022: €304k
2023: €315k
2024: €325k
2018 → 2025
Total assets
€1.12M▲ 9.5%
2024 · €1.02M
2018: €1.00M
2019: €849k
2020: €694k
2021: €842k
2022: €1.08M
2023: €1.37M
2024: €1.02M
2018 → 2025
Net result
€20k▲ 103%
2024 · €10k
2018: €65k
2019: €1k
2020: €16k
2021: €23k
2022: €16k
2023: €11k
2024: €10k
2018 → 2025
Working capital
€314k▲ 5.8%
2024 · €297k
2018: €272k
2019: €243k
2020: €233k
2021: €259k
2022: €278k
2023: €285k
2024: €297k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€288k-€304k▲ 5.6%€315k▲ 3.5%€325k▲ 3.1%€344k▲ 6.1%
Operating result€34k-€41k▲ 19.9%€24k▼ 41.5%€25k▲ 3.7%€45k▲ 79.9%
Net result€23k-€16k▼ 28.3%€11k▼ 33.9%€10k▼ 9.1%€20k▲ 103%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 80% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.12M
Fixed assets
€44k▲ 17.8%
Current assets
€1.07M▲ 9.2%
Equity and liabilities €1.12M
Equity
€344k▲ 6.1%
Debt
€774k▲ 11.1%
The debt ratio rises from 68.2% to 69.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€59k▲
2024 · €38k
Cash flow
€34k▲
2024 · €23k
Solvency
30.8%▼
2024 · 31.8%
Current ratio
1.41▼
2024 · 1.43
Quick ratio
0.96▲
2024 · 0.82
Debt / equity
2.25▲
2024 · 2.15
ROE
5.7%▲
2024 · 3.0%
ROA
1.8%▲
2024 · 1.0%
Interest coverage
3.83▲
2024 · 3.73
Debt
€774k▲
2024 · €697k
Debt ≤ 1 year
€760k▲
2024 · €687k
Debt > 1 year
€14k▲
2024 · €9k
Income taxes
€10k▲
2024 · €6k
Staff costs
€428k▼
2024 · €510k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.02M€1.12M▲
Fixed assets21/28€37k€44k▲
Tangible fixed assets22/27€37k€44k▲
Plant, machinery and equipment23-€17k
Furniture and vehicles24€1k-
Other tangible fixed assets26€36k€26k▼
Current assets29/58€984k€1.07M▲
Stocks and contracts in progress3€419k€346k▼
Stocks30/36€289k€196k▼
Contracts in progress37€130k€150k▲
Amounts receivable within one year40/41€528k€595k▲
Trade receivables40€510k€574k▲
Other amounts receivable41€18k€21k▲
Cash at bank and in hand54/58€37k€134k▲
Equity and liabilities
Total equity and liabilities10/49€1.02M€1.12M▲
Equity10/15€325k€344k▲
Contributions10/11€60k€60k=
Reserves13€265k€284k▲
Tax-exempt reserves132€34k€34k=
Distributable reserves133€231k€250k▲
Amounts payable17/49€697k€774k▲
Amounts payable after more than one year17€9k€14k▲
Financial debts170/4€9k€14k▲
Amounts payable within one year42/48€687k€760k▲
Current portion of amounts payable after more than one year42€11k€9k▼
Financial debts43€173k€159k▼
Credit institutions430/8€173k€159k▼
Trade debts44€410k€496k▲
Suppliers440/4€410k€496k▲
Taxes, remuneration and social security45€93k€96k▲
Taxes450/3€34k€51k▲
Remuneration and social security454/9€60k€45k▼
Income statement
Code20242025
Remuneration, social security and pensions62€510k€428k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€14k▲
Other operating charges640/8€6k€11k▲
Gross operating margin9900€554k€498k▼
Operating profit (loss)9901€25k€45k▲
Financial income75/76B€865€1▼
Recurring financial income75€865€1▼
Financial charges65/66B€10k€15k▲
Recurring financial charges65€10k€15k▲
Profit (loss) for the period before taxes9903€16k€30k▲
Income taxes67/77€6k€10k▲
Profit (loss) for the period9904€10k€20k▲
Profit (loss) for the period to be appropriated9905€10k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€20k▲
Transfer to equity691/2€10k€20k▲
To other reserves6921€10k€20k▲
Social balance
Average headcount (FTE)90876.05.0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
23-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
21-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €1k ▼98.1%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industriepark B42220 Heist-op-den-BergGround area
1.3 ha
Building footprint
1.2 ha
Volume, LiDAR
118,147 m³
Parcel 12014K0411/00K000, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ELEKTRO-DERMO
since 19932.060.816.270
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12014K0411/00K000indicative | Flanders | 1.3 ha | 1 · 1.2 ha | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 1,090 EUR awarded · 1,090 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 190 EUR | 190 EUR |
| 2022 | 1 | 900 EUR | 900 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
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ES Europe
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VOLTIXX
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ELAMI
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Of 1,247 companies in sector 46643 we hold annual accounts for 954. 705 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-1992
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
45310
46643Wholesale of electrical equipment, including installation materials
42220Construction of utility projects for electricity and telecommunications
45215
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.