ELEKTRO CJ
ActiveELEKTRO CJ has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €516. Equity is growing by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 39% of 272 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-9
Solvency55▲+3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.48 against 1.41 in 2024; short-term debt: 44.7% and cash: 9.1% of total assets), and 69.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.3%
Return on assets
0.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 16
Relative position
BE, all sectors
reference
Sector 16
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
29 d late
2023
27 d early
2022
24 d late
2021
16 d late
2020
3 d early
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€40k▲ 1.3%
2024 · €40k
2018: €19k
2019: €24k
2020: €22k
2021: €22k
2022: €22k
2023: €29k
2024: €40k
2018 → 2025
Total assets
€132k▼ 8.8%
2024 · €145k
2018: €83k
2019: €105k
2020: €100k
2021: €73k
2022: €85k
2023: €112k
2024: €145k
2018 → 2025
Net result
€516▼ 95.3%
2024 · €11k
2018: €5k
2019: €5k
2020: €-2k
2021: €29
2022: €109
2023: €7k
2024: €11k
2018 → 2025
Working capital
€28k▲ 11.9%
2024 · €25k
2018: €8k
2019: €15k
2020: €16k
2021: €16k
2022: €13k
2023: €19k
2024: €25k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€22k▲ 0.5%€29k▲ 29.9%€40k▲ 37.9%€40k▲ 1.3%
Operating result€304-€-1k€11k€17k▲ 56.7%€4k▼ 79.5%
Net result€29-€109▲ 274%€7k▲ 5,953%€11k▲ 64.5%€516▼ 95.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 79% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €132k
Fixed assets
€45k▼ 24.0%
Current assets
€87k▲ 1.7%
Equity and liabilities €132k
Equity
€40k▲ 1.3%
Debt
€92k▼ 12.6%
The debt ratio falls from 72.7% to 69.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€21k▼
2024 · €26k
Cash flow
€18k▼
2024 · €20k
Solvency
30.3%▲
2024 · 27.3%
Current ratio
1.48▲
2024 · 1.41
Quick ratio
1.43▲
2024 · 1.38
Debt / equity
2.30▼
2024 · 2.66
ROE
1.3%▼
2024 · 27.5%
ROA
0.4%▼
2024 · 7.5%
Interest coverage
8.65▼
2024 · 25.16
Debt
€92k▼
2024 · €106k
Debt ≤ 1 year
€59k▼
2024 · €61k
Debt > 1 year
€33k▼
2024 · €45k
Income taxes
€1k▼
2024 · €5k
Staff costs
€5k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€145k€132k▼
Fixed assets21/28€59k€45k▼
Intangible fixed assets21€71€3k▲
Tangible fixed assets22/27€59k€42k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€56k€41k▼
Other tangible fixed assets26€753€97▼
Current assets29/58€86k€87k▲
Stocks and contracts in progress3€2k€3k▲
Stocks30/36€2k€2k=
Contracts in progress37€784€1k▲
Amounts receivable within one year40/41€63k€68k▲
Trade receivables40€58k€61k▲
Other amounts receivable41€5k€7k▲
Cash at bank and in hand54/58€17k€12k▼
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€145k€132k▼
Equity10/15€40k€40k▲
Contributions10/11€7k€7k=
Outside capital11€7k€7k=
Other1109/19€7k€7k=
Reserves13€33k€34k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€31k€32k▲
Amounts payable17/49€106k€92k▼
Amounts payable after more than one year17€45k€33k▼
Financial debts170/4€45k€33k▼
Amounts payable within one year42/48€61k€59k▼
Current portion of amounts payable after more than one year42€15k€12k▼
Trade debts44€14k€26k▲
Suppliers440/4€14k€26k▲
Taxes, remuneration and social security45€4k€709▼
Taxes450/3€4k€340▼
Remuneration and social security454/9€721€369▼
Other amounts payable47/48€27k€20k▼
Income statement
Code20242025
Non-recurring operating income76A€7k-
Goods, raw materials, services and sundry goods60/61€273k€216k▼
Remuneration, social security and pensions62€10k€5k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€18k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€17k€597▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€55k€28k▼
Operating profit (loss)9901€17k€4k▼
Financial income75/76B€8€403▲
Recurring financial income75€8€403▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€16k€2k▼
Income taxes67/77€5k€1k▼
Profit (loss) for the period9904€11k€516▼
Profit (loss) for the period to be appropriated9905€11k€516▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€516▼
Transfer to equity691/2€11k€516▼
To other reserves6921€11k€516▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €11k ▲64.5%
Operating result €17k, net result €11k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
31-12
Financial
Back to profitnet €29
Net result €29 after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-2k ▼142%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zilverenhoeksteenweg (Nm) 692920 KalmthoutGround area
634 m²
Building footprint
174 m²
Volume, LiDAR
742 m³
Parcel 11662C0753/04R000, Flanders · tallest building 6.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Zilverenhoeksteenweg (Nm) 69, 2920 Kalmthout
since 20142.237.153.956
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662C0753/04R000 | Flanders | 634 m² | 1 · 174 m² | 6.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
| 2024 | 1 | 1,000 EUR | 1,000 EUR |
Schemes
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Dual-learning approval
2 live approvals · 3 endedElektrische installaties duaal (so)
Elektrotechnisch installateur (vwo)
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Of 1,600 companies in sector 16230 we hold annual accounts for 782. 539 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-12-2014
Fiscal year end31-12
Activities, NACEBEL
16230Manufacture of other builders' carpentry and joinery
43211General electrical installation work
25110Manufacture of metal structures and parts of structures
42220Construction of utility projects for electricity and telecommunications
43120Site preparation
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.