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ELECTRONICS PAYMENTS TECHNOLOGIES

Open bankruptcy
Private limited companyfounded 2019Rue de Maestricht(BER) 60, 4607 Dalhem, BelgiumKBO/BCE: BE 0735.476.368

A bankruptcy procedure is open for ELECTRONICS PAYMENTS TECHNOLOGIES according to publications in the Belgian State Gazette; curator: PIERRE THIRY.

Summary

The file additionally contains 2 judicial reorganisation notices. The 2022 annual accounts show negative equity (-€11,566) and a net result of -€12,306.

ELECTRONICS PAYMENTS TECHNOLOGIESOpen bankruptcy

Are you a creditor?

Open bankruptcy Source: Belgian Official Gazette

If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.

The procedure

Court
Enterprise Court of Liège, Liège division
Declared bankrupt
12 October 2023
Supervising judge
Alain Niessen
Official Gazette
10-11-2023 (pdf) ↗search the document for 2023/142809

Curator

  • Pierre ThiryPlace Du Haut-Pre 10, 4000 Liege 1p.thiry@cavenaile-law.be

What to do now

  1. Do not deliver on credit any more without an agreement with the curator.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
  4. Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
  5. Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
  6. Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.

Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.

File a claim in RegSol ↗ Watch Follow this bankruptcy: you are alerted when it is closed or reversed.

General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help. Full guide for creditors

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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 30-06-2023, 31 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
31 d early
2021
36 d early
2020
58 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 42 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ELECTRONICS PAYMENTS TECHNOLOGIES was incorporated on 1 October 2019 as a Private limited company.1 Total assets rose from EUR 23,062 in 2020 to EUR 39,715 in 2022.2 On 12 October 2023 the company was declared bankrupt.3

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2022
  3. 3Belgian State Gazette, 10-11-2023

Go further with this company

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2022, micro schema

Equity
-€11,566
2021 · €741
Total assets
€39,715▲ 125%
2021 · €17,614
Net result
-€12,306
2021 · €2,761
Working capital
-€16,295▼ 162%
2021 · -€6,222
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202020212022
Operating result-€8,454-€4,442-€10,369
Net result-€10,021-€2,761-€12,306
Equity-€2,021-€741-€11,566
Total assets€23,062-€17,614▼ 23.6%€39,715▲ 125%
Debt€25,083-€16,874▼ 32.7%€51,280▲ 204%
Working capital-€10,868--€6,222▲ 42.7%-€16,295▼ 162%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0€5,000Operating result 2020: -€8,454-€8,454Net result 2020: -€10,021-€10,021Operating result 2021: €4,442€4,442Net result 2021: €2,761€2,761Operating result 2022: -€10,369-€10,369Net result 2022: -€12,306-€12,306202020212022-€15,000-€10,000-€5,000€0€5,000Operating result 2020: -€8,454-€8,450Net result 2020: -€10,021-€10,000Operating result 2021: €4,442€4,440Net result 2021: €2,761€2,760Operating result 2022: -€10,369-€10,400Net result 2022: -€12,306-€12,300202020212022
The operating result turns negative in 2022: a loss of €10,369 after €4,442 in 2021, the lowest result in the available series.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €39,715
Fixed assets €5,079 ▼ 27.1%
Current assets €34,636 ▲ 225%
Key figures and ratios
2022 value · change against 2021
EBITDA
-€8,485▼
2021 · €6,326
Cash flow
-€10,422▼
2021 · €4,646
Solvency
-29.1%▼
2021 · 4.2%
Current ratio
0.68▲
2021 · 0.63
Debt to equity
-4.43
ROA
-31.0%▼
2021 · 15.7%
Interest coverage
-3.74▼
2021 · 4.06
Debt ≤ 1 year
€50,930▲
2021 · €16,874
Income taxes
€199▲
2021 · €181
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2022 against 2021 · 38 lines
Balance sheet Code20212022
Assets
Total assets20/58€17,614€39,715▲
Fixed assets21/28€6,963€5,079▼
Tangible fixed assets22/27€6,963€5,079▼
Furniture and vehicles24€4,969€3,342▼
Other tangible fixed assets26€1,994€1,737▼
Current assets29/58€10,651€34,636▲
Amounts receivable within one year40/41€4,587€33,367▲
Trade receivables40€176€23,589▲
Other amounts receivable41€4,412€9,778▲
Cash at bank and in hand54/58€5,622€823▼
Deferred charges and accrued income490/1€441€445▲
Equity and liabilities
Total equity and liabilities10/49€17,614€39,715▲
Equity10/15€741-€11,566▼
Contributions10/11€8,000€8,000=
Profit (loss) carried forward14-€7,259-€19,566▼
Amounts payable17/49€16,874€51,280▲
Amounts payable within one year42/48€16,874€50,930▲
Trade debts44€2,538€20,735▲
Suppliers440/4€2,538€20,735▲
Taxes, remuneration and social security45€13,640€29,500▲
Taxes450/3€12,140€29,500▲
Remuneration and social security454/9€1,500-
Other amounts payable47/48€695€695=
Accrued charges and deferred income492/3-€350
Income statement Code20212022
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,884€1,884=
Other operating charges640/8€412€3,036▲
Gross operating margin9900€6,738-€5,449▼
Operating profit (loss)9901€4,442-€10,369▼
Financial income75/76B€59€529▲
Recurring financial income75€59€529▲
Financial charges65/66B€1,558€2,268▲
Recurring financial charges65€1,558€2,268▲
Profit (loss) for the period before taxes9903€2,943-€12,107▼
Income taxes67/77€181€199▲
Profit (loss) for the period9904€2,761-€12,306▼
Profit (loss) for the period to be appropriated9905€2,761-€12,306▼
Appropriation of the result
Profit (loss) to be appropriated9906-€7,259-€19,566▼
Profit (loss) brought forward from the previous period14P-€10,021-€7,259▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202020212022Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,810€1,884€1,884=
Other operating charges640/8-€412€3,036▲ 638%
Gross operating margin9900-€3,330€6,738-€5,449▼ 181%
Operating profit (loss)9901-€8,454€4,442-€10,369▼ 333%
Financial income75/76B-€59€529▲ 801%
Recurring financial income75€1€59€529▲ 801%
Financial charges65/66B-€1,558€2,268▲ 45.5%
Recurring financial charges65€1,369€1,558€2,268▲ 45.5%
Profit (loss) for the period before taxes9903-€9,822€2,943-€12,107▼ 511%
Income taxes67/77€199€181€199▲ 9.7%
Profit (loss) for the period9904-€10,021€2,761-€12,306▼ 546%
Profit (loss) for the period to be appropriated9905-€10,021€2,761-€12,306▼ 546%
Line202020212022Change
Assets
Total assets20/58€23,062€17,614€39,715▲ 125%
Fixed assets21/28€8,847€6,963€5,079▼ 27.1%
Tangible fixed assets22/27€8,847€6,963€5,079▼ 27.1%
Furniture and vehicles24-€4,969€3,342▼ 32.7%
Other tangible fixed assets26-€1,994€1,737▼ 12.9%
Current assets29/58€14,215€10,651€34,636▲ 225%
Amounts receivable within one year40/41€10,309€4,587€33,367▲ 627%
Trade receivables40-€176€23,589▲ 13,341%
Other amounts receivable41-€4,412€9,778▲ 122%
Cash at bank and in hand54/58€3,465€5,622€823▼ 85.4%
Deferred charges and accrued income490/1-€441€445▲ 0.8%
Equity and liabilities
Total equity and liabilities10/49€23,062€17,614€39,715▲ 125%
Equity10/15-€2,021€741-€11,566▼ 1,661%
Contributions10/11-€8,000€8,000=
Profit (loss) carried forward14-€10,021-€7,259-€19,566▼ 170%
Amounts payable17/49€25,083€16,874€51,280▲ 204%
Amounts payable within one year42/48€25,083€16,874€50,930▲ 202%
Trade debts44€15,614€2,538€20,735▲ 717%
Suppliers440/4-€2,538€20,735▲ 717%
Taxes, remuneration and social security45-€13,640€29,500▲ 116%
Taxes450/3-€12,140€29,500▲ 143%
Remuneration and social security454/9-€1,500--
Other amounts payable47/48-€695€695=
Accrued charges and deferred income492/3--€350-
Line202020212022Change
Profit (loss) for the period9904-€10,021€2,761-€12,306▼ 546%
+ Depreciation and write-downs630€2,810€1,884€1,884=
Operating cash flow (approximation)-€7,210€4,646-€10,422▼ 324%
Investment in fixed assets (approximation)-€0€0-
Change in cash-€2,158-€4,799▼ 322%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2023
10-11
Bankruptcy Opening
Tribunal de l’entreprise de Liège, division Liège · event 12-10-2023
30-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
19-06
Judicial reorganisation Extension
Tribunal de l’entreprise de Liège · collective agreement · event 13-06-2023
21-03
Judicial reorganisation Opening
Tribunal de l’entreprise de Liège · collective agreement · event 14-03-2023
2022
31-12
Financial Weakest financial yearnet -€12,306
Net result drops to -€12,306, the lowest in the series.
25-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €2,761
Net result €2,761 after one loss-making year.
03-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dalhem · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
1,046 m²
Building footprint
114 m²
Volume, LiDAR
621 m³
Parcel 62014A0302/00C000, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ELECTRONICS PAYMENTS TECHNOLOGIES
Rue de Maestricht(BER) 60, 4607 DalhemWholesale trade
since 20192.293.962.896
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62014A0302/00C000 Wallonia 1,046 m² 1 · 114 m² 7.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator PIERRE THIRY
PLACE DU HAUT-PRE 10, 4000 LIEGE 1-
12-10-2023 → present

Similar companies · same sector, comparable size

Of 2,119 companies in sector 46500 we hold annual accounts for 1,403. 67 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded01-10-2019
Fiscal year end31-12
Activities, NACEBEL 2025
46500Wholesale of information and communication equipment
47120Other non-specialised retail sale
47789Other retail sale of new goods
47793Retail sale of other second-hand goods, excluding clothing
95290Repair and maintenance of other personal and household goods
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.