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ELECTRONIC CENTER DE TEMMERMAN

Active
Private limited companyfounded 1994active for 31 yearsSerpentestraat 21, 9660 Brakel, BelgiumKBO/BCE: BE 0453.873.985
Summary

ELECTRONIC CENTER DE TEMMERMAN has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €201,283 and a net result of €53,349. Equity has been growing by about 9.1% per year since 2018. Its solvency ranks better than 42% of 12,775 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 28-11-1994 Normal situation
Activity
Retail sale of electrical household appliances NACE 47540and 1 other
Establishment unit
2.069.375.729 9660 Brakel, since 14-12-1994
Financial year end
31 December
Peppol
Reachable since 18-09-2025

Board and ownership

Board

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€183,847
▼ 4.1%
Turnover
≈ €1.0m
estimated
Profit
€53,349
▼ 1.6%
Equity
€201,283
▼ 29.9%
Total assets
€682,834
▲ 2.1%
Employees on 31-12-2025
1
=
Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskFounded in 1994Liquidity: current ratio 1.98, cash €118,555Size: 1.1 FTE, total assets €682,834Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 47% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 54-14
equity 29.5% of total assets
Liquidity 54-5
short-term debt 38.1% · cash 17.4%
Profitability 79=
return on assets 7.8%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.1%lowest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026highest value 07-2026: 0.1%● unchanged vs 06-2026highest value 08-2026: 0.1%● unchanged vs 07-2026highest value 09-2026: 0.1%● unchanged vs 08-2026highest value 10-2026: 0.1%● unchanged vs 09-2026highest value 11-2026: 0.1%● unchanged vs 10-2026highest value
Credit of up to €18,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.98 (3.1 in 2024), above the usual 1.5. Short-term debt is 38.1% and cash 17.4% of total assets. However, 70.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 45% of them on solvency, 59% on liquidity, 68% on profitability and 16% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 1994
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.98, cash €118,555
NBB · annual accounts
lowers risk · Size: 1.1 FTE, total assets €682,834
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
64 days early
2024
35 days early
2023
34 days early
2022
32 days early
2021
38 days early
2020
30 days early
2019
29 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 37 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €53,349 8 years View
  • Caution: Equity fell in 2025from €287,165 to €201,283 ▼ 29.9% View

Recent changes

  1. · Gazette deed Change of role: DETEMMERMAN Filip, from statutory director to director
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as ELECTRONIC CENTER DE TEMMERMAN: retail sale of electrical household appliances (NACE 47540). They are comparable in size and age: total assets between €512,000 and €1.1m, founded between 1980 and 1996.

CompanyTotal assetsGross margin
ELECTRONIC CENTER DE TEMMERMAN Brakel€0.7m€0.2m
DECLERCK Ichtegem€0.8m€0.2m
Anseeuw Staden€0.8m€0.2m
SERVICADET STOCKEL Sint-Pieters-Woluwe€0.5m€0.1m
C.D.C. (Compact disk Center) Sint-Martens-Latem€1.1m€0.2m
A.S.T. Gent€0.7m€0.2m
ELECTRO JAVADO Essen€0.7m€0.2m
Full comparison

Key facts about ELECTRONIC CENTER DE TEMMERMAN

What is the company number of ELECTRONIC CENTER DE TEMMERMAN?
The company number of ELECTRONIC CENTER DE TEMMERMAN is 0453.873.985. The VAT number is the same number with BE in front: BE 0453.873.985.
Where is ELECTRONIC CENTER DE TEMMERMAN based?
The registered office is at Serpentestraat 21, 9660 Brakel.Company details
What does ELECTRONIC CENTER DE TEMMERMAN do?
According to the KBO register, the main activity is retail sale of electrical household appliances (NACE 47540).
What is the legal form of ELECTRONIC CENTER DE TEMMERMAN?
The legal form of ELECTRONIC CENTER DE TEMMERMAN is Private limited company (BV).
When was ELECTRONIC CENTER DE TEMMERMAN founded?
ELECTRONIC CENTER DE TEMMERMAN was founded on 28-11-1994.
Is ELECTRONIC CENTER DE TEMMERMAN still active?
Yes, ELECTRONIC CENTER DE TEMMERMAN is an active enterprise in the KBO register.
How many employees does ELECTRONIC CENTER DE TEMMERMAN have?
ELECTRONIC CENTER DE TEMMERMAN had an average of 1.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ELECTRONIC CENTER DE TEMMERMAN?
The turnover in financial year 2025 is ≈ €1.0m. This figure is estimated from the gross margin of €183,847 and 33 comparable companies (NACE 475). It probably lies between €800,000 and €1.6m.
Is ELECTRONIC CENTER DE TEMMERMAN profitable?
In financial year 2025, ELECTRONIC CENTER DE TEMMERMAN made a profit of €53,349.
Where can I find the annual accounts of ELECTRONIC CENTER DE TEMMERMAN?
ELECTRONIC CENTER DE TEMMERMAN filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ELECTRONIC CENTER DE TEMMERMAN due?
ELECTRONIC CENTER DE TEMMERMAN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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