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ELECTRO PG

Active Private limited companyfounded 2021active for 5 yearsRue d'Esneux 61, 4171 Comblain-au-PontKBO/BCE: BE 0769.248.206

Overview

Lifetime

4 annual accounts with figures on one time axis
Gross marginpeak €86,529 (2024)
€56,552▼ 34.6%
Resultpeak €37,809 (2024)
€7,752▼ 79.5%
Equitypeak €61,022 (2025)
€61,022▲ 14.6%
Debts
€67,879▲ 16.8%
Board1 name since 2021
1 directorPRÉVOT Frédéric Michel Chantal
Documentsfilings and deeds
03-07-202628 days before the deadline
2025micro format
Gross margin from €86,529 to €56,552Result from €37,809 to €7,752Equity from €53,270 to €61,022Debts from €58,109 to €67,879

Key points

from the 2025 annual accounts

Equity

€61,022 ▲ 14.6%

ELECTRO PG has made a profit in every financial year since 2022.

Turnover

≈ €270,000 estimated

The micro format states no turnover.

Filings

4 annual accounts since 2022
AprilJune31 JulyOctober2022202320242025

The last four annual accounts were filed 12 to 38 days before the end of the period.

Checked score

71
Healthy
Financially stronger than 60% of micro companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.6% across 40,273 companies (NACE 47, micro).

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.5%highest value 01-2025: 1.5%● unchanged vs 12-2024 02-2025: 1.2%▼ -0.3 percentage points vs 01-2025 03-2025: 1.2%● unchanged vs 02-2025 04-2025: 1.3%▲ +0.1 percentage points vs 03-2025 05-2025: 1.4%▲ +0.1 percentage points vs 04-2025 06-2025: 1.3%▼ -0.1 percentage points vs 05-2025 07-2025: 1.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%▼ -1.1 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026lowest value 03-2026: 0.3%● unchanged vs 02-2026lowest value 04-2026: 0.4%▲ +0.1 percentage points vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.6%▲ +0.2 percentage points vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026 11-2026: 0.6%● unchanged vs 10-2026

Financial strength
Strong

Solvency
72-1equity 47.3% of total assets
Liquidity
47-11short-term debt 52.7% · cash 18.6%
Profitability
76-24return on assets 6.0%

Score breakdown

raises risk
Founded in 2021
Size: total assets €128,901
lowers risk
Liquidity: current ratio 1.75, cash €23,984
Equity €61,022 (47.3% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 62% of them on solvency, 46% on liquidity, 64% on profitability and 67% on growth.

The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 26,972 companies had the same profile as ELECTRO PG has now. Each dot stands for 68 companies, two years later.

94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of ELECTRO PG itself: 0.6% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,972 companies, not a prediction for ELECTRO PG. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €4,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.75 (1.64 in 2024), above the usual 1.5. Short-term debt is 52.7% and cash 18.6% of total assets. However, 52.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.75, cash €23,984
NBB · annual accounts
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €128,901
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €61,022 (47.3% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
28 days early
2024
16 days early
2023
12 days early
2022
38 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 24 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 July (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

  • PRÉVOT Frédéric Michel Chantal founderdeed of 04-06-2021
  • BOURGUIGNON Stéphanie Alberte Anne founderdeed of 04-06-2021
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0769248206
Incorporation Founders: PRÉVOT Frédéric Michel Chantal and BOURGUIGNON Stéphanie Alberte Anne · Founding capital of €10,000, 100 shares · Appointment: PRÉVOT Frédéric Michel Chantal (director) · published on 04-06-2021 · Gazette deed
First establishment Rue d'Esneux 61, Comblain-au-Pont
All 8 events

Comparable companies

same main activity, similar in size and age
Company Total assets Gross margin Solvency Staff
ELECTRO PG Comblain-au-Pont €128,901 €56,552 47.3% -
C'sam Beersel €88,022 €40,028 38.7% -
KAV INVEST Liège €203,456 €36,868 32.1% -
Quality Coffee & Service Herzele €130,666 €34,461 79.6% -
CAJMI Uccle €71,002 €36,351 -51.8% -
Polat Group Genk €231,201 €36,040 33.8% -
LAUNDRY-TEC Steenokkerzeel €252,209 €62,552 17.4% -

These companies have the same main activity as ELECTRO PG: retail sale of electrical household appliances (NACE 47540). They are comparable in size and age: total assets between €71,000 and €252,000, founded between 2019 and 2022.

Official details

Source: KBO
Status
Active since 02-06-2021Normal situation
Activity
Retail sale of electrical household appliancesNACE 47540and 3 others
Joint committee
201Independent retail · annual accounts 2023
Establishment unit
2.317.710.2784171 Comblain-au-Pont, since 02-06-2021
Financial year end
31 December
Peppol
Reachable since 30-12-2025
Company details

Annual accounts 2025

Gross margin
€56,552▼ 34.6%
Profit
€7,752▼ 79.5%
Equity
€61,022▲ 14.6%
Total assets
€128,901▲ 15.7%
Employeeson 31-12-2025
1=
Filing
Filed on 03-07-2026, 28 days before the end of the filing period
Financials

Insights on ELECTRO PG

ELECTRO PG files the micro format. That format states no turnover. The gross margin rose from €40,787 in 2022 to €56,552 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 03-07-2026, 28 days before the deadline
Gross margin
€56,552
▼ 34.6%
Operating result
€9,625
▼ 79.4%
Profit
€7,752
▼ 79.5%
Working capital
€50,600
▲ 36.8%
Solvency
47.3%
▼ 0.5 percentage points
Current ratio
1.75
▲ 0.11

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €270,000. Estimated: probably between €150,000 and €470,000.

Balance sheet

balance sheet total €128,901 on 31-12-2025
What the company ownsHow it is paid for

Change in equityin euro

Change in cashin euro

Position in the sector

Solvency47.3%

Higher than 62% of 22,859 companies in 2025.

Current ratio1.75

Higher than 58% of 21,993 companies in 2025.

Return on assets6.0%

Higher than 58% of 22,143 companies in 2025.

ELECTRO PG Middle half of the sector 80% of the sector Micro accounts in retail trade (NACE 47)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Staff

Staff cost per FTE€39,268

Staff costs divided by the average number of full-time equivalents.

Joined and left

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022
Balance sheet: assets
Total assets20/58 128,901111,37885,19679,964
Formation expenses20 83281480678
Fixed assets21/28 10,33916,00515,83119,480
Intangible fixed assets21 414534--
Tangible fixed assets22/27 9,75115,29715,65619,305
Plant, machinery and equipment23 3,6604,7571,7071,747
Furniture and vehicles24 2,9016,8909,83913,875
Other tangible fixed assets26 3,1893,6494,1103,683
Financial fixed assets28 175175175175
Current assets29/58 118,47995,09268,88559,807
Stocks and contracts in progress3 64,27659,58542,87932,231
Stocks30/36 64,27659,58542,87932,231
Amounts receivable within one year40/41 29,8482,0692,7138,043
Trade receivables40 28,6112,0692,7138,043
Other amounts receivable41 1,237---
Cash at bank and in hand54/58 23,98430,79018,08619,331
Deferred charges and accrued income490/1 3712,6475,207201
Balance sheet: equity and liabilities
Total equity and liabilities10/49 128,901111,37885,19679,964
Equity10/15 61,02253,27015,46110,637
Contributions10/11 10,00010,00010,00010,000
Reserves13 51,02243,2705,461637
Distributable reserves133 51,02243,2705,461637
Amounts payable17/49 67,87958,10969,73569,327
Amounts payable after more than one year17 --2,4057,169
Financial debts170/4 --2,4057,169
Amounts payable within one year42/48 67,87958,10967,33162,158
Current portion of amounts payable after more than one year42 -2,4054,7654,706
Trade debts44 15,0582,8701,6004,019
Suppliers440/4 15,0582,8701,6004,019
Advances received on contracts in progress46 --661-
Taxes, remuneration and social security45 12,07111,4928,212231
Taxes450/3 4,9246,5584,145231
Remuneration and social security454/9 7,1474,9344,067-
Other amounts payable47/48 40,74941,34252,09253,202
Income statement
Gross operating margin9900 56,55286,52944,73440,787
Remuneration, social security and pensions62 39,26832,50330,68932,549
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 6,6546,4995,6187,182
Other operating charges640/8 1,0058836701,478
Operating profit (loss)9901 9,62546,6447,756-423
Financial income75/76B 2,5632,6002,3313,503
Recurring financial income75 2,5632,6002,3313,503
Financial charges65/66B 6737904,7821,439
Recurring financial charges65 6387907541,439
Non-recurring financial charges66B 35-4,028-
Profit (loss) for the period before taxes9903 11,51548,4545,3061,641
Income taxes67/77 3,76310,64548264
Profit (loss) for the period9904 7,75237,8094,8231,577
Profit (loss) for the period to be appropriated9905 7,75237,8094,8231,577
Appropriation of the result
Profit (loss) to be appropriated9906 7,75237,8094,8231,577
Transfer to equity691/2 7,75237,8094,823637
To other reserves6921 7,75237,8094,823637
Profit to be distributed694/7 ---940
Return on contributions (dividend)694 ---940
Social balance sheet
Average staff (FTE)9087 1110.6
Hours worked1013 1,7721,7641,8661,692
Document PDFPDFPDFPDF

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 03-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 03-07-2026 2026-00247850 PDF
31-12-2024 micro format 15-07-2025 2025-00269782 PDF
31-12-2023 micro format 19-07-2024 2024-00262944 PDF
31-12-2022 micro format 23-06-2023 2023-00150375 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022
EBITDA 16,27953,14313,3746,759
Cash flow 14,40644,30810,4428,759
Investment in fixed assets 7906,4751,77226,347
Change in cash -6,80512,704-1,245-
Working capital 50,60036,9831,555-2,351
Solvency 47.3%47.8%18.1%13.3%
Current ratio 1.751.641.020.96
Quick ratio 0.800.610.390.44
Debt to equity 1.111.094.516.52
ROE 12.7%71.0%31.2%14.8%
ROA 6.0%33.9%5.7%2.0%
Interest coverage 25.5367.3117.754.70

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-202531-12-202431-12-202331-12-2022
Employees at the balance-sheet date111-
full-time111-
in full-time equivalents111-
Average over the year, in full-time equivalents1110.6
On a permanent contract111-
Joined---2
Left---2

Source: social balance sheet in the 2022 to 2025 annual accounts

Investments

fixed assets acquired
Item2025202420232022
Tangible fixed assets€790€5,875€1,772€26,172
Intangible fixed assets-€600--
Financial fixed assets---€175
Depreciation and write-downs of the year€6,654€6,499€5,618€7,182

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Insights on ELECTRO PG

The operating result for 2025 is 79% lower than in 2024.

Debt's share of the balance-sheet total rises from 52.2% to 52.7%. Equity and debt are higher.

Board & ownership

Board

1 director, since incorporation
Director (not named in the articles)
appointed by deed of 04-06-2021
listed in the 2023 annual accounts, filed on 19-07-2024

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
PRÉVOT Frédéric Michel Chantal
Director (not named in the articles)
Board
Mandates as a list
  • PRÉVOT Frédéric Michel Chantal
    • Director (not named in the articles), appointed by deed of 04-06-2021, still in office

See the board, name and registered office on a given date →

Control

Founders
PRÉVOT Frédéric Michel Chantal, BOURGUIGNON Stéphanie Alberte Anne
This company
ELECTRO PG
Equity €61,022
Profit €7,752 in 2025

Capital

Contribution
€10,000
Source
2025 annual accounts

Articles of association

deed of 04-06-2021 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Friday of May at 18:00

Founders

At incorporation deed of 04-06-2021 ↗
  • PRÉVOT Frédéric Michel Chantal founder
  • BOURGUIGNON Stéphanie Alberte Anne founder

Network & group

No group

ELECTRO PG has no parent and no holdings in its annual accounts. PRÉVOT Frédéric Michel Chantal is the only director.

At the same address

Rue d'Esneux 61, 4171 Comblain-au-Pont · 1 other company
SMAC
registered office since 16-02-2017 · founded in 2017
3 FTE (2026)
0671.570.887

Connections & network

1 connected company
Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
FONDATION ALEXANDRE KETIN
via Frédéric PREVOT · Director · deed of 25-06-2025
Founded in 2017 · total assets €3.7m (2024) · accounts filed late
→

Timeline

Timeline

8 events since 2021

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 28 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0769248206
Annual accounts 2024 filed PDFmicro format · 16 days before the deadline
2024
Highest result from 2022 to 2025 net €37,809 ▲684% The operating result of €46,644 and the net result of €37,809 are both a record.
Annual accounts 2023 filed PDFmicro format · 12 days before the deadline
2023
Annual accounts 2022 filed PDFmicro format · 38 days before the deadline
2021
IncorporationFounders: PRÉVOT Frédéric Michel Chantal and BOURGUIGNON Stéphanie Alberte Anne · Founding capital of €10,000, 100 shares · Appointment: PRÉVOT Frédéric Michel Chantal (director) · published on 04-06-20215 points ▸
  • Founder, PRÉVOT Frédéric Michel Chantal (shareholder and founder)
  • Founder, BOURGUIGNON Stéphanie Alberte Anne (shareholder and founder)
  • Founding capital, €10,000, 100 shares
  • Registered office clause, rue d’Esneux 61A, 4171 Comblain-au-Pont
  • Director appointment, PRÉVOT Frédéric Michel Chantal (director (not named in the articles))
  • The deed holds 4 more points.

Open the deed in the Belgian Official Gazette

First establishment Rue d'Esneux 61, Comblain-au-Pont

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 2 June 2021, ELECTRO PG was incorporated as a private limited company.1 PRÉVOT Frédéric Michel Chantal is director of the company, appointed by deed of 04-06-2021.2 Total assets went from €79,964 in 2022 to €128,901 in 2025 and headcount from 0.6 to 1 full-time equivalents.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 04-06-2021
  3. 3National Bank, annual accounts 2022 and 2025

Company details

Identity

Enterprise number
0769.248.206
VAT number
BE 0769.248.206
Peppol ID
0208:0769248206
Other Peppol ID
9925:BE0769248206
Legal form
Private limited company
Status
Active, normal situation
Founded
02-06-2021
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Friday of May at 18:00
deed of 04-06-2021 (in French)
Peppol
Reachable since 30-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
ELECTRO PG in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 04-06-2021 (in French)

Activities

NACEBEL 2025
VAT activities
47540 Retail sale of electrical household appliances main activity
46431 Wholesale of electrical household appliances and audio-video equipment
46494 Wholesale of non-electrical household articles
47400 Retail sale of information and communication equipment
Social security (RSZ) activities
47540 Retail sale of electrical household appliances main activity
Joint committees annual accounts 2023
JC 201 Independent retail
Codes under NACEBEL 2008
VAT activities
47540 Retail trade main activity
46431 Wholesale of electrical household appliances and audio-video equipment
46494 Wholesale of non-electrical household articles
47430 Retail trade
Social security (RSZ) activities
47540 Retail trade main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“L’achat et la vente d’ordinateurs,de matériel informatique et périphérique,de logiciels existants,de composants électroniques pour…”
7 activities
  1. L’achat et la vente d’ordinateurs,de matériel informatique et périphérique,de logiciels existants,de composants électroniques pour microordinateurs
  2. L’achat et la vente de TV,vidéos,appareils photos,films,bandes magnétiques,support numériques,tous articles imprimes ou enregistrés ainsi qu’appareils,instruments et accessoires permettant leur lecture,vision ou audition
  3. L’achat,la vente et la location de machines d’électroménager et d’objets divers
  4. Exploiter les terres,pâtures et parcelles boisées faisant partie de son patrimoine ou appartenant à des tiers;y faire tous travaux forestiers,plantations,semis,entretiens,élagages et vente
  5. Acquérir,construire,rénover,promouvoir,lotir,urbaniser,vendre et exploiter des mêmes manières tous bâtiments et terrains constructibles;y faire tous travaux,toutes améliorations,toutes transformations et toutes constructions
  6. Donner à bail et concéder tous droits réels sur les biens faisant partie de son patrimoine ou appartenant à des tiers
  7. La promotion immobilière d’immeubles bâtis ou non bâtis,neufs ou non,quelle qu’en soit la destination,en ce compris la réalisation de tout lotissement ou urbanisation
deed of 04-06-2021 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Rue d'Esneux 61 registered office 4171 Comblain-au-Pont 02-06-2021 2.317.710.278

Buildings and parcels at the address

Ground area
1,362 m²
Buildings
49 m²
Volume, LiDAR
119 m³
Tallest building
2.7 m
Buildings to scale, each on its own parcel
49 m², 2.7 m 49 m², 2.7 m

Location

registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
61051D0064/00F0021,362 m² 1 · 49 m² 2.7 m · 1

Contact

E-mail electropg@outlook.com
Phone +32 485 95 41 79