Turnover
≈ €100,000 estimated
The micro format states no turnover.
Electric Word Life
Lifetime
2 annual accounts with figures on one time axispeak €33,751 (2024)
€21,929▼ 35.0%
peak €26,522 (2024)
€17,041▼ 35.7%
peak €46,563 (2025)
€46,563▲ 57.7%
€10,682▲ 183%
Board1 name since 2024
1 directorPRONTERA Franco Luca Giuseppe Antonio
Documentsfilings and deeds
26-06-202635 days before the deadline
2025micro format
Gross margin from €33,751 to €21,929Result from €26,522 to €17,041Equity from €29,522 to €46,563Debts from €3,771 to €10,682Cash from €19,979 to €44,313
Key points
from the 2025 annual accountsInvestments
€2,259 10.6 × depreciation
Green is investment, beige is depreciation.
Liquidity
5.17 was 8.83 in 2024
Short-term debts rose from €3,771 to €10,682.
Checked score
98
Excellent
Financially stronger than 85% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
09-2025: < 0.1%
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: 0.1%▲ +0.1 percentage points vs 08-2026highest value
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 5.17, cash €44,313
Equity €46,563 (81.3% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 89% on liquidity, 84% on profitability and 82% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Electric Word Life has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Electric Word Life itself is lower: < 0.1% within 12 months. It rests on far more data about Electric Word Life than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Electric Word Life. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.17 (8.83 in 2024), above the usual 1.5. Short-term debt is 18.7% and cash 77.4% of total assets. 18.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
35 days early
2024
25 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 5 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- PRONTERA Franco Luca Giuseppe Antonio 100 sharesdeed of 12-08-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1012344854
Incorporation
Founding capital of €3,000, 100 shares · Founder: PRONTERA Franco Luca Giuseppe Antonio · Appointment: PRONTERA Franco Luca Giuseppe Antonio (director) · published on 12-08-2024 · Gazette deed
First establishment
Venetiëlaan 5, Balen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Electric Word Life Balen | €57,245 | €21,929 | 81.3% | - |
| Shibumy Schoten | €53,286 | €20,746 | 61.0% | - |
| MELOYAN HOLDING Antwerp | €52,439 | €22,636 | 37.2% | - |
| Moshie Schilde | €57,920 | €22,548 | 61.7% | - |
| Andreas Vermeiren Antwerp | €51,053 | €22,024 | 61.2% | - |
| CommunIQ Beerse | €65,815 | €23,184 | 61.4% | - |
| Dominique Van de Peer Schilde | €50,955 | €24,386 | 41.5% | - |
These companies have the same main activity as Electric Word Life: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €51,000 and €65,800, founded in 2024.
Official details
Source: KBO- Status
- Active since 08-08-2024Normal situation
- Activity
- Business and other management consultancyNACE 70200and 3 others
- Establishment unit
- 2.362.482.7082490 Balen, since 08-08-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2025
Annual accounts 2025
- €57,245▲ 71.9%
- Filing
- Filed on 26-06-2026, 35 days before the end of the filing period
Insights on Electric Word Life
Electric Word Life has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46,563 and a net result of €17,041.
Its solvency ranks better than 79% of 39,360 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Electric Word Life
- What is the company number of Electric Word Life?
- The company number of Electric Word Life is 1012.344.854. The VAT number is the same number with BE in front: BE 1012.344.854.
- Where is Electric Word Life based?
- The registered office is at Venetiëlaan 5, 2490 Balen.Company details
- What does Electric Word Life do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of Electric Word Life?
- Electric Word Life is a private limited company (BV).
- When was Electric Word Life founded?
- Electric Word Life was founded on 08-08-2024.
- Is Electric Word Life still active?
- Yes, Electric Word Life is an active enterprise in the KBO register.
- What is the turnover of Electric Word Life?
- The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €21,929 and 205 comparable companies (NACE 70200). It probably lies between €49,000 and €200,000. It is a rough estimate.Financials
- Is Electric Word Life profitable?
- In financial year 2025, Electric Word Life made a profit of €17,041.
- Where can I find the annual accounts of Electric Word Life?
- Electric Word Life filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Electric Word Life due?
- Electric Word Life must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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