ELECT DECLOUX
ActiveSummary
The computed 12-month bankruptcy probability of ELECT DECLOUX is 7.1% (elevated). The 2025 annual accounts show equity of €59,236 and a net result of €14,963. Equity is growing by about 5.5% per year across the filed financial years. Its solvency ranks better than 82% of 9,816 sector peers (NACE 43, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).
Overview
- Staff
- ≈ 0.1 FTE, estimated
- Equity
- €59,236
- Profit
- €14,963
Why 39raises risk2 changes of registered office in 24 monthsEx-officio strike-off in the KBOLast filed accounts filed 31 days late; 2 of the last 3 latelowers riskLiquidity: current ratio 3.30, cash €41,795Show the evidence
Checked score
About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 79% on solvency, 87% on liquidity, 78% on profitability and 77% on growth.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 3 accounts on average 119 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (1)
- Registered officeRegistered-office move
- Annual accounts filedfinancial year 2025 · abbreviated…
- Address struckKerkstraat 10 bus 7 L’adresse…
Financials · financial year 2025, abbreviated format
2025 annual accounts filed late (31 days) Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00488993.
2023 to 2025, 3 financial years
The operating result returns to profit in 2025: €20,278 after a loss of €7,089 in 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 7.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €746 | €530 | €2,519 | ▲ 375% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,023 | €4,775 | €5,186 | ▲ 8.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €6,823 | - | - |
| Other operating charges640/8 | €658 | €5,426 | €3,245 | ▼ 40.2% |
| Gross operating margin9900 | €74,077 | €10,465 | €31,229 | ▲ 198% |
| Operating profit (loss)9901 | €71,650 | -€7,089 | €20,278 | - |
| Financial income75/76B | - | €1 | €56 | ▲ 56× |
| Recurring financial income75 | - | €1 | €56 | ▲ 56× |
| Financial charges65/66B | €169 | €399 | €61 | ▼ 84.6% |
| Recurring financial charges65 | €169 | €399 | €61 | ▼ 84.6% |
| Profit (loss) for the period before taxes9903 | €71,482 | -€7,487 | €20,272 | - |
| Income taxes67/77 | €18,151 | €1,570 | €5,310 | ▲ 238% |
| Profit (loss) for the period9904 | €53,331 | -€9,057 | €14,963 | - |
| Profit (loss) for the period to be appropriated9905 | €53,331 | -€9,057 | €14,963 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €81,658 | €57,814 | €81,134 | ▲ 40.3% |
| Fixed assets21/28 | €14,992 | €11,527 | €8,887 | ▼ 22.9% |
| Tangible fixed assets22/27 | €14,992 | €11,527 | €8,887 | ▼ 22.9% |
| Furniture and vehicles24 | €14,992 | €11,527 | €8,887 | ▼ 22.9% |
| Current assets29/58 | €66,667 | €46,287 | €72,246 | ▲ 56.1% |
| Amounts receivable within one year40/41 | €35,049 | €13,015 | €30,451 | ▲ 134% |
| Trade receivables40 | €19,678 | - | €18,322 | - |
| Other amounts receivable41 | €15,371 | €13,015 | €12,130 | ▼ 6.8% |
| Cash at bank and in hand54/58 | €31,618 | €33,272 | €41,795 | ▲ 25.6% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €81,658 | €57,814 | €81,134 | ▲ 40.3% |
| Equity10/15 | €53,331 | €44,274 | €59,236 | ▲ 33.8% |
| Profit (loss) carried forward14 | €53,331 | €44,274 | €59,236 | ▲ 33.8% |
| Amounts payable17/49 | €28,327 | €13,540 | €21,898 | ▲ 61.7% |
| Amounts payable within one year42/48 | €28,327 | €13,540 | €21,898 | ▲ 61.7% |
| Trade debts44 | €10,177 | - | €11,338 | - |
| Suppliers440/4 | €10,177 | - | €11,338 | - |
| Taxes, remuneration and social security45 | €18,151 | €13,540 | €10,560 | ▼ 22.0% |
| Taxes450/3 | €18,151 | €13,540 | €10,560 | ▼ 22.0% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €53,331 | -€9,057 | €14,963 | - |
| + Depreciation and write-downs630 | €1,023 | €4,775 | €5,186 | ▲ 8.6% |
| Operating cash flow (approximation) | €54,354 | -€4,282 | €20,149 | - |
| Investment in fixed assets (approximation) | - | -€1,310 | -€2,546 | ▼ 94.3% |
| Change in cash | - | €1,654 | €8,523 | ▲ 415% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (3)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 31-08-2026 | 2026-00488993 |
| 31-12-2024 | micro format | 13-08-2025 | 2025-00376276 |
| 31-12-2023 | micro format | 10-06-2025 | 2025-00132177 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| DECLOUX Renaud Philippe Sébastien Samuël |
|
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
On 14 February 2023, ELECT DECLOUX was incorporated as a private limited company.1 The registered office moved to Koksijde in 2024, to Sint Martens Lennik in 2025 and to Zaventem in 2026.234 DECLOUX Renaud Philippe Sébastien Samuël has served as director of the company since 2023.5 Total assets went from €81,658 in 2023 to €81,134 in 2025.6
Acts, filings and financial milestones
30-09
Gazette deed
Registered officeRegistered-office move2 facts ▸
- General meeting, 24-09-2026
- Registered-office move, Leuvensesteenweg 246 bus 1, 1932 Zaventem
02-05
Gazette deed
Registered officeRegistered-office move2 facts ▸
- General meeting, 21-04-2025
- Registered-office move, Kerkstraat 10/7 te 1750 Sint Martens Lennik
22-10
Gazette deed
Registered officeRegistered-office move2 facts ▸
- General meeting, 16-09-2024
- Registered-office move, Charleroistraat 25 bus 0505 -8670 Koksijde
16-02
Gazette deed
IncorporationAppointment: DECLOUX Renaud Philippe Sébastien Samuël (director) · Founder · Founding capital8 facts ▸
- Incorporation, 08-02-2023
- Founder, DECLOUX Renaud Philippe Sébastien Samuël
- Founding capital, €2,000
- Capital
- Registered office clause, “1930 Zaventem, Imperiastraat”, 8 (deed in Dutch)
- Director appointment, DECLOUX Renaud Philippe Sébastien Samuël (director (not named in the articles))
- Pre-incorporation commitments, “takeover, alle verbintenissen en alle verplichtingen die eruit voortvloeien, en alle activiteiten ondernomen sinds één januari tweeduizend drieëntwintig door de…” (deed in Dutch)
- Power of attorney, Charles HUYLEBROUCK
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0798.439.860
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 92402G0099/00R002 | Wallonia | 1,860 m² | 1 · 630 m² | - |
| 23078A0472/00L000 | Flanders | 461 m² | 1 · 192 m² | 10.8 m · 3 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Het plaatsen en monteren van fotovoltaïsche installaties (zonnecelpanelen); Het aansluiten van fotovoltaïsche installaties op het openbaar…” (deed in Dutch)
15 activities (deed in Dutch)
- Het plaatsen en monteren van fotovoltaïsche installaties (zonnecelpanelen)
- Het aansluiten van fotovoltaïsche installaties op het openbaar distributienet, alsook het aanbrengen van een beschermend en licht reflecterend dak- of muurverf
- Elke activiteit die direct of indirect betrekking heeft op hernieuwbare energie met inachtneming van milieunormen
- Onderhoud en reparatie van fotovoltaïsche panelen
- De bevordering van hernieuwbare energie
- Alle professionele activiteiten in verband met elektriciteit, evenals het plaatsen, repareren, onderhouden en de inbedrijfstelling van diverse elektrische installaties, elektrische apparaten van alle soorten, kroonluchters, verlichting en radio-elektrische apparatuur, domotica, parlofonie, videofonie, enz.
- Het ontwerp, de studie en/of de realisering van elektrische installaties, beveiliging-, vlucht- en brandsystemen, toegangscontroles, automatisering, telefonie en/of gestructureerde bekabeling;
- De studie, realisatie en installatie van elektrische HVAC-panelen, elektrische installatie met hoge, gemiddelde en lage spanning, automatisering.
- Alle activiteiten die direct of indirect verband houden met het onderhoud, de renovatie, reparatie, verfraaiing, vernieuwing en de modernisering van alle soorten kunstwerken, onroerende goederen, huizen, appartementen, bedrijven, industriële gebouwen, loodsen, schuren, silo’s en meer in het algemeen alle handelingen die direct of indirect verband houden met publieke en private werken en de bouwsector. De aanleg en het onderhoud van tuinen, parken, sportvelden, zwembaden, wegen, paden, hekken en afsluitingen;
- Alle activiteiten van algemene aannemer, de studie en realisatie van alle bouwwerken, openbaar en particulier, sleutel-op-deur of andere, de installatie en het onderhoud van metselwerk, bakstenen, betonwerken, zink,… als algemene aannemer of onderaannemer, het ontwerp en de bouw van alle gebouwen , de renovatie, sloop, bouw en verbouwing van gebouwen, de uitvoering van alle installatie- en reparatiewerkzaamheden, sanitair, elektrisch, centrale verwarming, rioolontstopping, hydraulisch, grondwerken, drainage, het leggen van kabels, diverse leidingen en metalen versterkingen, verbindingen, verven (binnen-buiten), wand- en vloerbedekkingen, gevel, plafond, inlijsting, timmerwerk en metaalschrijnwerk, …..muurstrippen, akoestische, thermische en koelingsisolatie, reiniging en onderhoud van gebouwen, ramen en kantoren, de installatie van sierschoorstenen of andere marmer of sierversieringen ,het plaatsen van sloten en ijzerwaren, deuren, ramen, plastieken plinten, het leggen van parket vloeren en alle houtbedekkingen, het vegen van schoorstenen, de plaatsing van elektrische apparatuur, alarm- en bewakingssystemen, de installatie van verwarming, airconditioning, koel- en ventilatiesystemen, de bouw van tanks, metalen constructies, de installatie van ingerichte keukens, de productie, installatie en inrichting van beursstands en beurzen, de assemblage en ontmanteling van steigers en platformen, het onderhoud en het schoonmaken van allerlei uitrustingsstukken, de installatie, de bouw, het onderhoud en de reparatie van personenliften en goederenliften.
- Montage en demontage van steigers en werkplatformen
- Alle activiteiten van verwarmingstechnicus in de meest ruime zin…, inclusief de aankoop, verkoop, reparatie, plaatsing en onderhoud van alle verwarmingsinstallaties, verwarmings- en verluchtingsmateriaal ongeacht de energiebron, en alle activiteiten van aankoop, verkoop, reparatie, plaatsing en onderhoud van uitgeruste keukens, industriële pijpleidingen alsook schoorsteenvegen;
- De handel, verkoop, fabricage, aanpassing, het onderhoud met betrekking tot airconditioning, verwarming, leidingen, warmtepompen, geothermische sondes, ventilatie en airconditioning, zonne- en fotovoltaïsche panelen, de exploitatie van de windenergie, de warmte isolatie of energiebesparingen, met inbegrip van alle bijkomende werkzaamheden die relevant zijn of verband houden met de uitoefening van de hierboven bedoelde handel, naast de werkzaamheden in verband met het gebruik van gas, kolen en elektriciteit.
- De handel, verkoop, fabricatie, wijzigingen, onderhoud van sanitaire artikelen, verwarmingstoestellen en de detailhandel van kachels
- Alle werkzaamheden die direct of indirect verband houden met de installatie, het onderhoud, de renovatie, de reparatie en de verbetering, de modernisering van verwarmings-, verwarmingsketels-, ventilatie- en airconditioningsapparatuur en leidingen, elektrische, verzinkte, sanitaire, gas- en waterleidingen en -aansluitingen.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- ELECT DECLOUX
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, eenvoudige beslissing van het bestuursorgaan” (deed in Dutch)
- Elected domicileThe address where directors or the company receive official documents.
- One provision in the deed
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- 5 provisions in the deed
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- 2 provisions in the deed
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- 10 provisions in the deed
- Financial instrumentSecurities other than shares, such as bonds or warrants, the company can issue.
- One provision in the deed
- Profit allocationHow profit is distributed; a BV may only pay out after a balance-sheet and liquidity test.
- One provision in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Monday of June at 18:00
- Meeting ruleHow the company's meetings are run.
- 2 provisions in the deed
- Meeting noticeHow and how far ahead shareholders are invited to a meeting; by law at least fifteen days.
- One provision in the deed
- Meeting accessWho may attend the meeting and what is needed to be admitted.
- 3 provisions in the deed
- Meeting procedureHow the meeting runs, from opening to minutes.
- One provision in the deed
- Voting ruleWhich majority the meeting decides by, for example a simple or a special majority.
- One provision in the deed
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Auditor ruleHow a statutory auditor is appointed and what they check, if the company has one.
- One provision in the deed
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Besluit van de algemene vergadering, beraadslaagt zoals inzake statutenwijziging” (deed in Dutch)1 more provision on this in the deed
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed
- JurisdictionWhich court has jurisdiction in a dispute about the company.
- One provision in the deed