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eLDéCé

Active
Private limited companyfounded 2023active for 3 yearsHet Moer 5, 2221 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0802.530.092
Summary

eLDéCé has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €143,009 and a net result of €78,345. Its solvency ranks better than 71% of 15,709 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Certified accountants and tax accountants
NACE 69201
1 site
Size
€191,116total assets 2025
Equity
€143,009
Profit
€78,345
Turnover not published (micro format)
Financial health
98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 93 days early1 deed in the Belgian Official Gazette
Why 98raises riskFounded in 2023lowers riskSector: Legal and accounting activities (NACE 69)Liquidity: current ratio 3.96, cash €77,068Figures for financial year 2025 (filed 29-04-2026)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 82% of its sector peers (NACE 69, micro)
Financial strength · tick = 2024
Strong
Solvency 100+3
equity 74.8% of total assets
Liquidity 91+2
short-term debt 25.2% · cash 40.3%
Profitability 100=
return on assets 41.0%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,062 companies, NACE 69, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.4%▲ +0.1 percentage points vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025highest value 06-2025: < 0.1%▼ -0.4 percentage points vs 05-2025lowest value 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.96, compared with 3.5 in 2024, above the usual 1.5; short-term debt: 25.2% and cash: 40.3% of total assets), and 25.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro): better than 73% on solvency, 83% on liquidity, 82% on profitability and 92% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Liquidity: current ratio 3.96, cash €77,068
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Figures for financial year 2025 (filed 29-04-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-04-2026, 93 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
93 days early
2024
69 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 81 days before the deadline; the sector median (NACE 69) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Equity above €100,000equity €143,009 ▲121%
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

Equity
€143,009▲ 121%
2024 · €64,664
Total assets
€191,116▲ 112%
2024 · €90,157
Net result
€78,345▲ 43.3%
2024 · €54,664
Working capital
€142,505▲ 124%
2024 · €63,719
Trend over the years

2024 to 2025, 2 financial years

The operating result rises in 2025; 2025 is 40% above 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€101,193 2025 Net result€78,345 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 69, Legal and accounting activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€72,471-€101,193▲ 39.6%
Net result€54,664within the sector's middle half-€78,345within the sector's middle half▲ 43.3%
Equity€64,664within the sector's middle half-€143,009within the sector's middle half▲ 121%
Total assets€90,157within the sector's middle half-€191,116within the sector's middle half▲ 112%
Debt€25,493-€48,107▲ 88.7%
Working capital€63,719within the sector's middle half-€142,505within the sector's middle half▲ 124%
Solvency71.7%within the sector's middle half-74.8%within the sector's middle half▲ 3.1pp
Current ratio3.50within the sector's middle half-3.96within the sector's middle half▲ 0.46
Return on assets (ROA)60.6%above the sector's middle half-41.0%above the sector's middle half▼ 19.6pp
above within below the middle half of NACE 69, Legal and accounting activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €191,116
Fixed assets €505 ▼ 46.6%
Current assets €190,612 ▲ 114%
Equity and liabilities €191,116
Equity €143,009 ▲ 121%
Debt €48,107 ▲ 88.7%
Debt's share of the balance-sheet total falls from 28.3% to 25.2%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€101,634▲
2024 · €72,848
Cash flow
€78,786▲
2024 · €55,041
Debt to equity
0.34▼
2024 · 0.39
ROE
54.8%▼
2024 · 84.5%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€48,107▲
2024 · €25,493
Income taxes
€23,096▲
2024 · €14,012
Staff costs
€0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€90,157€191,116▲
Fixed assets21/28€945€505▼
Tangible fixed assets22/27€945€505▼
Furniture and vehicles24€945€505▼
Current assets29/58€89,212€190,612▲
Amounts receivable within one year40/41€43,830€113,370▲
Trade receivables40€43,830€20,451▼
Other amounts receivable41-€92,920
Cash at bank and in hand54/58€45,382€77,068▲
Deferred charges and accrued income490/1-€174
Equity and liabilities
Total equity and liabilities10/49€90,157€191,116▲
Equity10/15€64,664€143,009▲
Contributions10/11€10,000€10,000=
Reserves13€54,664€133,009▲
Distributable reserves133€54,664€133,009▲
Amounts payable17/49€25,493€48,107▲
Amounts payable within one year42/48€25,493€48,107▲
Financial debts43-€1,757
Credit institutions430/8-€1,757
Trade debts44€103€444▲
Suppliers440/4€103€444▲
Taxes, remuneration and social security45€20,060€45,906▲
Taxes450/3€20,060€45,906▲
Other amounts payable47/48€5,330€0▼
Income statement Code20242025
Remuneration, social security and pensions62-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€377€441▲
Other operating charges640/8€734€640▼
Non-recurring operating charges66A-€0
Gross operating margin9900€73,582€102,274▲
Operating profit (loss)9901€72,471€101,193▲
Financial income75/76B€40€365▲
Recurring financial income75€40€365▲
Financial charges65/66B€3,835€116▼
Recurring financial charges65€117€116▼
Non-recurring financial charges66B€3,718-
Profit (loss) for the period before taxes9903€68,676€101,442▲
Income taxes67/77€14,012€23,096▲
Profit (loss) for the period9904€54,664€78,345▲
Profit (loss) for the period to be appropriated9905€54,664€78,345▲
Appropriation of the result
Profit (loss) to be appropriated9906€54,664€78,345▲
Transfer to equity691/2€54,664€78,345▲
To other reserves6921€54,664€78,345▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Remuneration, social security and pensions62-€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€377€441▲ 16.9%
Other operating charges640/8€734€640▼ 12.9%
Non-recurring operating charges66A-€0-
Gross operating margin9900€73,582€102,274▲ 39.0%
Operating profit (loss)9901€72,471€101,193▲ 39.6%
Financial income75/76B€40€365▲ 808%
Recurring financial income75€40€365▲ 808%
Financial charges65/66B€3,835€116▼ 97.0%
Recurring financial charges65€117€116▼ 0.5%
Non-recurring financial charges66B€3,718--
Profit (loss) for the period before taxes9903€68,676€101,442▲ 47.7%
Income taxes67/77€14,012€23,096▲ 64.8%
Profit (loss) for the period9904€54,664€78,345▲ 43.3%
Profit (loss) for the period to be appropriated9905€54,664€78,345▲ 43.3%
Line20242025Change
Assets
Total assets20/58€90,157€191,116▲ 112%
Fixed assets21/28€945€505▼ 46.6%
Tangible fixed assets22/27€945€505▼ 46.6%
Furniture and vehicles24€945€505▼ 46.6%
Current assets29/58€89,212€190,612▲ 114%
Amounts receivable within one year40/41€43,830€113,370▲ 159%
Trade receivables40€43,830€20,451▼ 53.3%
Other amounts receivable41-€92,920-
Cash at bank and in hand54/58€45,382€77,068▲ 69.8%
Deferred charges and accrued income490/1-€174-
Equity and liabilities
Total equity and liabilities10/49€90,157€191,116▲ 112%
Equity10/15€64,664€143,009▲ 121%
Contributions10/11€10,000€10,000=
Reserves13€54,664€133,009▲ 143%
Distributable reserves133€54,664€133,009▲ 143%
Amounts payable17/49€25,493€48,107▲ 88.7%
Amounts payable within one year42/48€25,493€48,107▲ 88.7%
Financial debts43-€1,757-
Credit institutions430/8-€1,757-
Trade debts44€103€444▲ 329%
Suppliers440/4€103€444▲ 329%
Taxes, remuneration and social security45€20,060€45,906▲ 129%
Taxes450/3€20,060€45,906▲ 129%
Other amounts payable47/48€5,330€0▼ 100%
Line20242025Change
Profit (loss) for the period9904€54,664€78,345▲ 43.3%
+ Depreciation and write-downs630€377€441▲ 16.9%
Operating cash flow (approximation)€55,041€78,786▲ 43.1%
Investment in fixed assets (approximation)-€0-
Change in cash-€31,685-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 micro format 29-04-2026 2026-00092905
31-12-2024 micro format 23-05-2025 2025-00103024

Similar companies · same sector, comparable size

Of the 12,108 active companies whose main activity is certified accountants and tax accountants (NACE 69201), figures are known for 7,739. 6,580 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

ELDéCé was incorporated on 8 June 2023 as a private limited company.1 The company has filed 2 sets of annual accounts, the latest for financial year 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
29-04
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
31-12
Financial Equity above €100,000equity €143,009 ▲121%
A profit in every financial year since 2024 builds equity to €143,009.
23-05
NBB filing Annual accounts filed
financial year 2024 · micro format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded08-06-2023
Financial year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
63920Other information service activities
64999Other financial services
69109Other legal services
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0802530092
Also 9925:BE0802530092
Registered 29-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 26 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
2,342 m²
Building footprint
404 m²
Building volume
1,417 m³
2 parcels, Flanders · tallest building 9.8 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
eLDéCé
Blauberg 8, 2230 HerseltCertified accountants and tax accountants
since 2023unit no. 2.345.893.332
2 parcels
Flanders 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
12006D0243/00F000 Flanders 1,257 m² 1 · 126 m² 8.3 m · 2
13013E0428/00Y011 Flanders 1,085 m² 1 · 278 m² 9.8 m
How the parcels are linked
Good to know
Both parcels match the address exactly.