ELC
ActiveELC has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €121k and a net result of €30k. Equity is growing by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 67% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+17
Solvency87▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.63 against 2.38 in 2024; short-term debt: 37.6% and cash: 18.6% of total assets), and 37.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.4%
Return on assets
15.3%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-03-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
104 d late
2023
36 d late
2022
286 d late
2021
6 d early
2020
166 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€121k▲ 32.5%
2024 · €91k
2019: €65k
2020: €84k
2021: €70k
2022: €50k
2023: €89k
2024: €91k
2019 → 2025
Total assets
€193k▲ 24.9%
2024 · €155k
2019: €191k
2020: €186k
2021: €139k
2022: €124k
2023: €183k
2024: €155k
2019 → 2025
Net result
€30k▲ 1,160%
2024 · €2k
2019: €30k
2020: €19k
2021: €-14k
2022: €-21k
2023: €74k
2024: €2k
2019 → 2025
Working capital
€118k▲ 34.0%
2024 · €88k
2019: €51k
2020: €72k
2021: €60k
2022: €41k
2023: €85k
2024: €88k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€70k-€50k▼ 29.6%€89k▲ 78.5%€91k▲ 2.7%€121k▲ 32.5%
Operating result€-13k-€-16k▼ 19.2%€80k€13k▼ 83.2%€43k▲ 222%
Net result€-14k-€-21k▼ 51.1%€74k€2k▼ 96.8%€30k▲ 1,160%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 222% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €193k
Fixed assets
€2k▼ 12.0%
Current assets
€191k▲ 25.6%
Equity and liabilities €193k
Equity
€121k▲ 32.5%
Debt
€73k▲ 14.1%
The debt ratio falls from 41.2% to 37.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€45k▲
2024 · €15k
Cash flow
€32k▲
2024 · €4k
Solvency
62.4%▲
2024 · 58.8%
Current ratio
2.63▲
2024 · 2.38
Quick ratio
2.22▼
2024 · 2.38
Debt / equity
0.60▼
2024 · 0.70
ROE
24.6%▲
2024 · 2.6%
ROA
15.3%▲
2024 · 1.5%
Interest coverage
27.69▲
2024 · 13.39
Debt
€73k▲
2024 · €64k
Debt ≤ 1 year
€73k▲
2024 · €64k
Income taxes
€12k▲
2024 · €11k
Staff costs
€3k▲
2024 · €205
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€155k€193k▲
Formation expenses20-€0
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€0€0=
Current assets29/58€152k€191k▲
Stocks and contracts in progress3-€30k
Stocks30/36-€30k
Amounts receivable within one year40/41€143k€125k▼
Trade receivables40€113k€97k▼
Other amounts receivable41€29k€29k▼
Cash at bank and in hand54/58€7k€36k▲
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€155k€193k▲
Equity10/15€91k€121k▲
Contributions10/11€19k€19k=
Reserves13€72k€102k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€71k€100k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€64k€73k▲
Amounts payable within one year42/48€64k€73k▲
Current portion of amounts payable after more than one year42€272-
Financial debts43€10k€28k▲
Credit institutions430/8€10k€28k▲
Trade debts44€20k€9k▼
Suppliers440/4€20k€9k▼
Taxes, remuneration and social security45€8k€12k▲
Taxes450/3€8k€12k▲
Other amounts payable47/48€26k€25k▼
Income statement
Code20242025
Remuneration, social security and pensions62€205€3k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€8k€3k▼
Gross operating margin9900€23k€51k▲
Operating profit (loss)9901€13k€43k▲
Financial income75/76B€742€1▼
Recurring financial income75€742€1▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€13k€42k▲
Income taxes67/77€11k€12k▲
Profit (loss) for the period9904€2k€30k▲
Profit (loss) for the period to be appropriated9905€2k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€30k▲
Profit (loss) brought forward from the previous period14P€4k-
Transfer to equity691/2€7k€30k▲
To other reserves6921€7k€30k▲
Profit to be distributed694/7€0-
Directors or managers695€0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-06
Financial
Equity above €100kEq €121k ▲32.5%
3 profitable years in a row build equity to €121k.
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 104 days late
2024
07-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 36 days late
2023
13-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 286 days late
30-06
Financial
Back to profitnet €74k
Net result €74k after 2 loss-making years.
2022
30-06
Financial
Weakest financial yearnet €-21k
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
25-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 166 days late
2020
28-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
01-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 6 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rode Kruisstraat 183550 Heusden-ZolderGround area
120 m²
Building footprint
63 m²
Volume, LiDAR
448 m³
Parcel 71502B0041/00L005, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ELC
since 20152.242.947.727
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71502B0041/00L005 | Flanders | 120 m² | 1 · 63 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Snauwaert films en folies
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COOPERATIVE GAUME ENERGIES
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Tintigny · Eq €121k
PS_PROJET 18
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Sint-Gillis (bij-Brussel) · Eq €120k
CDPRO
BE 0783.391.497
Houthalen-Helchteren · Eq €122k
ARCAY INVEST
BE 0860.898.457
Brasschaat · Eq €122k
Of 4,097 companies in sector 43240 we hold annual accounts for 1,631. 1,360 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-05-2015
Fiscal year end30-06
Activities, NACEBEL
43211General electrical installation work
43240Other construction installation
43299Specialised construction activities
42110Construction of roads and motorways
43120Site preparation
43350Other building finishing work
43910Bricklaying and masonry work
43990Other specialised construction activities
43994Specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.