ELBOS
ActiveELBOS has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €111k and a net result of €5k. Equity is shrinking by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-1
Solvency100=
Growth38=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 74.13 against 62.95 in 2024; short-term debt: 0.7% and cash: 8.3% of total assets), and 0.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.3%
Return on assets
4.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
7 d early
2023
25 d early
2022
4 d early
2021
144 d late
2020
81 d late
2019
96 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€5k▼ 95.6%
2018 · €113k
2018: €113k
2018 → 2019
EBIT margin
-1030.7%▼ 988.5pp
2018 · -42.2%
2018: -42.2%
2018 → 2019
Net result
€5k▼ 16.7%
2024 · €6k
2018: €-48k
2019: €-51k
2020: €-22k
2021: €-68k
2022: €-22k
2023: €-15k
2024: €6k
2018 → 2025
Working capital
€61k▼ 11.8%
2024 · €69k
2018: €230k
2019: €170k
2020: €160k
2021: €107k
2022: €102k
2023: €93k
2024: €69k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€167k-€146k▼ 12.9%€130k▼ 10.4%€121k▼ 7.1%€111k▼ 8.5%
Operating result€-68k-€-21k▲ 68.7%€-15k▲ 29.3%€6k€5k▼ 17.4%
Net result€-68k-€-22k▲ 68.4%€-15k▲ 29.6%€6k€5k▼ 16.7%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €112k
Fixed assets
€50k▼ 4.0%
Current assets
€62k▼ 12.0%
Equity and liabilities €112k
Equity
€111k▼ 8.5%
Debt
€833▼ 25.3%
The debt ratio falls from 0.9% to 0.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€8k▼
2024 · €8k
Cash flow
€8k▼
2024 · €8k
Solvency
99.3%▲
2024 · 99.1%
Current ratio
74.13▲
2024 · 62.95
Quick ratio
74.13▲
2024 · 62.95
Debt / equity
0.01▼
2024 · 0.01
ROE
4.3%▼
2024 · 4.7%
ROA
4.3%▼
2024 · 4.7%
Interest coverage
187.40▲
2024 · 87.42
Debt
€833▼
2024 · €1k
Debt ≤ 1 year
€833▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€122k€112k▼
Fixed assets21/28€52k€50k▼
Tangible fixed assets22/27€52k€50k▼
Land and buildings22€35k€35k=
Plant, machinery and equipment23€17k€15k▼
Financial fixed assets28€12€12=
Current assets29/58€70k€62k▼
Amounts receivable within one year40/41€67k€52k▼
Trade receivables40€35k€35k=
Other amounts receivable41€32k€17k▼
Cash at bank and in hand54/58€3k€9k▲
Equity and liabilities
Total equity and liabilities10/49€122k€112k▼
Equity10/15€121k€111k▼
Contributions10/11€19k€19k=
Reserves13€102k€92k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€24k€24k=
Distributable reserves133€76k€66k▼
Profit (loss) carried forward14€720€485▼
Amounts payable17/49€1k€833▼
Amounts payable within one year42/48€1k€833▼
Trade debts44€275€248▼
Suppliers440/4€275€248▼
Taxes, remuneration and social security45€840€585▼
Taxes450/3€840€585▼
Income statement
Code20242025
Non-recurring operating income76A€0€0▼
Goods, raw materials, services and sundry goods60/61€2k€569▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€3k€3k▲
Non-recurring operating charges66A€13€0▼
Gross operating margin9900€11k€11k▼
Operating profit (loss)9901€6k€5k▼
Financial charges65/66B€97€43▼
Recurring financial charges65€97€43▼
Profit (loss) for the period before taxes9903€6k€5k▼
Profit (loss) for the period9904€6k€5k▼
Profit (loss) for the period to be appropriated9905€6k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€5k▼
Profit (loss) brought forward from the previous period14P-€720
Transfer from equity791/2€10k€10k=
Profit to be distributed694/7€15k€15k=
Return on contributions (dividend)694€15k€15k=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after 6 loss-making years.
06-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Liquidity triplescurrent ratio 276.02
Current ratio from 102.33 to 276.02; short-term debt falls from €1k to €337.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity quadruplescurrent ratio 102.33
Current ratio from 25.87 to 102.33; short-term debt falls from €4k to €1k.
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 144 days late
2021
31-12
Financial
Weakest financial yearnet €-68k
Net result drops to €-68k, the lowest in the series; recovery starts the following year.
20-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 81 days late
2020
31-12
Financial
Liquidity times 7current ratio 36.22
Current ratio from 5.55 to 36.22; short-term debt falls from €37k to €5k.
04-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 96 days late
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 27 days late
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée Brunehault(RES) 61+7134 BincheGround area
528 m²
Building footprint
62 m²
Volume, LiDAR
577 m³
Parcel 56063A0007/00Y004, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Elbos.
since 19872.031.877.905
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56063A0007/00Y004 | Wallonia | 528 m² | 1 · 62 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CONSTANTIA ANTWERPEN
BE 0447.893.837
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JDH-Invest
BE 0535.671.513
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BRASIBEL SERVICE
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Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 3,861 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-12-1987
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.