ELBIR
ActiveSummary
The computed 12-month bankruptcy probability of ELBIR is 2.2% (moderate). The 2024 annual accounts show equity of €148,721 and a net result of €98,721. Its solvency ranks better than 43% of 25,567 sector peers (NACE 47, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 18-07-2023 Normal situation
- Activity
- Other retail sale of food NACE 47279and 1 other
- Joint committees
- 119 Paritair Comité voor de handel in voedingswaren
- 201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2024
- Establishment unit
- 2.348.271.020 3582 Beringen, since 18-07-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 09-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.2%
- Gross margin
- €319,869
- Turnover
- ≈ €1.3m
- estimated
- Profit
- €98,721
- Equity
- €148,721
- Total assets
- €607,116
- Employees on 31-12-2024
- 9
- 2024 accounts filed 36 days after the deadline
Score breakdownraises riskFigures for financial year 2024 (filed on 05-09-2025)1 financial year not filed after the legal deadline; last filed accounts filed 36 days late; 1 of the last 3 accounts lateFounded in 2023lowers riskSize: total assets €607,116Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 40% of them on solvency, 66% on liquidity and 84% on profitability.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its 2024 accounts 36 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
Financials
Financials · financial year 2024, micro format
2024 annual accounts filed 36 days after the deadline Filed on 5 September 2025, deadline 31 July 2025 (7 months after the close on 31 December 2024, Companies Code art. 3:10). Source: NBB, 2025-00482630.
Annual accounts 2024 filed on 05-09-2025 PDF
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Staff
| Item | 31-12-2024 |
|---|---|
| Employees at the balance-sheet date | 9 |
| full-time | 5 |
| part-time | 4 |
| in full-time equivalents | 7.9 |
| Average over the year, in full-time equivalents | 6.6 |
| On a permanent contract | 9 |
| Joined | 10 |
| Left | 4 |
Source: social balance sheet in the 2024 annual accounts
Investments
| Item | 2024 |
|---|---|
| Tangible fixed assets | €62,807 |
| Depreciation and write-downs of the year | €7,831 |
Source: notes to the 2024 annual accounts (statement of fixed assets)
| Line | 2024 |
|---|---|
| Remuneration, social security and pensions62 | €176,720 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,831 |
| Other operating charges640/8 | €7,319 |
| Gross operating margin9900 | €319,869 |
| Operating profit (loss)9901 | €128,000 |
| Financial income75/76B | €37 |
| Recurring financial income75 | €37 |
| Financial charges65/66B | €922 |
| Recurring financial charges65 | €922 |
| Profit (loss) for the period before taxes9903 | €127,114 |
| Income taxes67/77 | €28,394 |
| Profit (loss) for the period9904 | €98,721 |
| Profit (loss) for the period to be appropriated9905 | €98,721 |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €607,116 | |
| Fixed assets21/28 | €54,976 | |
| Tangible fixed assets22/27 | €54,976 | |
| Land and buildings22 | €1,442 | |
| Plant, machinery and equipment23 | €28,990 | |
| Furniture and vehicles24 | €24,544 | |
| Current assets29/58 | €552,139 | |
| Stocks and contracts in progress3 | €118,559 | |
| Stocks30/36 | €118,559 | |
| Amounts receivable within one year40/41 | €181,127 | |
| Other amounts receivable41 | €181,127 | |
| Cash at bank and in hand54/58 | €252,453 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €607,116 | |
| Equity10/15 | €148,721 | |
| Contributions10/11 | €50,000 | |
| Profit (loss) carried forward14 | €98,721 | |
| Amounts payable17/49 | €458,395 | |
| Amounts payable within one year42/48 | €458,395 | |
| Trade debts44 | €369,853 | |
| Suppliers440/4 | €369,853 | |
| Taxes, remuneration and social security45 | €80,234 | |
| Taxes450/3 | €44,877 | |
| Remuneration and social security454/9 | €35,358 | |
| Other amounts payable47/48 | €8,307 | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €98,721 |
| + Depreciation and write-downs630 | €7,831 |
| Operating cash flow (approximation) | €106,551 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 7,976 companies had the same profile as ELBIR has now. Two years later, 3.6% had gone bankrupt and 94.3% were still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ELBIR itself: 2.2% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for ELBIR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | micro format | 05-09-2025 | 2025-00482630 |
Board & ownership
Directors
Owners and capital
Shareholders
- KAYA Abdullah 100 shares (100%) · €50,000
Capital transactions
- 20-07-2023 Incorporation · €50,000 · 100 shares
Articles of association
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “100, Ieder aandeel geeft een gelijk recht in de winstverdeling”
Articles of association, deed of 20-07-2023 (in Dutch)
Network & group
Connections & network
2 connected companiesThe connected companies are in the list below.
Timeline
Acts, filings and financial milestones
20-07
Gazette deed
IncorporationStarting capital €50,000 · Appointment: KAYA Abdullah (director) · Founder7 points ▸
- Incorporation, 18-07-2023
- Founder, KAYA Abdullah
- Other provision, “huwelijkse staat, wettelijk stelsel bij gebrek aan huwelijkscontract” (deed in Dutch)
- Founding capital, €50,000
- Director appointment, KAYA Abdullah (director (not named in the articles))
- Bank account, “vennootschap in oprichting, BE93 3632 3143 5067” (deed in Dutch)
- Other provision, “zonder van de wet afwijkende statutaire bepalingen, reserves,winstverdeling en vereffeningssaldo” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBRecognitions · licences · registrations
Food safety, FASFC
1 siteSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 71522C0003/00H078 | Flanders | 1,049 m² | 1 · 391 m² | 12.1 m · 2 |