Elbahi Consult
ActiveSummary
Elbahi Consult has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €-12k. Its solvency ranks better than 37% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▼-49
Solvency65▲+10
Growth32
Track record82
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.98 against 2.82 in 2024; short-term debt: 37.5% and cash: 12.2% of total assets), and 60% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40%
Return on assets
-13.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
13 d late
2024
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k▼ 24.6%
2024 · €47k
2024: €47k
2024 → 2025
Total assets
€89k▼ 43.6%
2024 · €158k
2024: €158k
2024 → 2025
Net result
€-12k
2024 · €42k
2024: €42k
2024 → 2025
Working capital
€-510
2024 · €55k
2024: €55k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€47k-€36k▼ 24.6%
Operating result€59k-€-11k
Net result€42k-€-12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €11k after €59k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €89k
Fixed assets
€56k ▼ 21.8%
Current assets
€33k ▼ 61.9%
Equity and liabilities €89k
Equity
€36k ▼ 24.6%
Debt
€53k ▼ 51.8%
Debt's share of the balance-sheet total falls from 70.1% to 60.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€5k▼
2024 · €65k
Cash flow
€4k▼
2024 · €49k
Current ratio
0.98▼
2024 · 2.82
Debt to equity
1.50▼
2024 · 2.34
ROE
-32.7%▼
2024 · 89.4%
ROA
-13.1%▼
2024 · 26.7%
Interest coverage
5.88▼
2024 · 108.16
Debt ≤ 1 year
€33k▲
2024 · €30k
Debt > 1 year
€20k▼
2024 · €80k
Income taxes
€291▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€158k€89k▼
Fixed assets21/28€72k€56k▼
Tangible fixed assets22/27€72k€56k▼
Plant, machinery and equipment23€629€491▼
Furniture and vehicles24€71k€56k▼
Current assets29/58€86k€33k▼
Amounts receivable within one year40/41€60k€10k▼
Trade receivables40€60k€10k▼
Current investments50/53€4k€9k▲
Cash at bank and in hand54/58€20k€11k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€158k€89k▼
Equity10/15€47k€36k▼
Contributions10/11€5k€5k=
Reserves13€42k€42k=
Distributable reserves133€42k€42k=
Profit (loss) carried forward14-€-12k
Amounts payable17/49€110k€53k▼
Amounts payable after more than one year17€80k€20k▼
Other amounts payable178/9€80k€20k▼
Amounts payable within one year42/48€30k€33k▲
Trade debts44€472€61▼
Suppliers440/4€472€61▼
Taxes, remuneration and social security45€29k€29k▼
Taxes450/3€25k€24k▼
Remuneration and social security454/9€4k€4k=
Other amounts payable47/48€1k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€16k▲
Other operating charges640/8€1k€826▼
Gross operating margin9900€67k€6k▼
Operating profit (loss)9901€59k€-11k▼
Financial income75/76B€6€361▲
Recurring financial income75€6€361▲
Financial charges65/66B€604€812▲
Recurring financial charges65€604€812▲
Profit (loss) for the period before taxes9903€58k€-11k▼
Income taxes67/77€16k€291▼
Profit (loss) for the period9904€42k€-12k▼
Profit (loss) for the period to be appropriated9905€42k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€42k€-12k▼
Transfer to equity691/2€42k€0▼
To other reserves6921€42k€0▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamont-Achel · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Emmelenhoek 4A3930 Hamont-AchelGround area
3,864 m²
Building footprint
1,589 m²
Volume, LiDAR
794 m³
Parcel 72012C1222/00C000, Flanders · tallest building 10.5 m. Linked by address, not a title deed.
1 establishment unit
Elbahi Consult
since 20232.352.360.361
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72012C1222/00C000 | Flanders | 3,864 m² | 1 · 1,589 m² | 10.5 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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PEARL INVESTMENT PARTNERS
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JDWD ENTREPRISE
BE 0801.876.729
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Dair
BE 0784.770.283
Merelbeke-Melle · Eq €35,539
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 35,773 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
33120Repair and maintenance of machinery
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.