ELAD'OR
ActiveThe annual accounts of ELAD'OR for fiscal year 2025 show a net loss of 82% of the equity at the start of that year. The 2025 annual accounts show equity of €8k and a net result of €-38k. Equity is shrinking by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 18% of 4462 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
35
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-21
Solvency34▼-24
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.93 against 2.39 in 2024; short-term debt: 50% and cash: 5.7% of total assets), and 91.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.9%
Return on assets
-40.6%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-38k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 4462 sector peers (2025).
NBB · sector comparisonPosition among 4462 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
62 d late
2023
6 d early
2022
4 d early
2021
9 d early
2020
61 d late
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▼ 82.0%
2024 · €46k
2018: €56k
2019: €59k
2020: €69k
2021: €65k
2022: €62k
2023: €82k
2024: €46k
2018 → 2025
Total assets
€93k▼ 34.3%
2024 · €142k
2018: €76k
2019: €106k
2020: €209k
2021: €188k
2022: €175k
2023: €241k
2024: €142k
2018 → 2025
Net result
€-38k▼ 6.6%
2024 · €-36k
2018: €10k
2019: €3k
2020: €10k
2021: €-4k
2022: €-3k
2023: €20k
2024: €-36k
2018 → 2025
Working capital
€-3k
2024 · €41k
2018: €53k
2019: €48k
2020: €44k
2021: €44k
2022: €42k
2023: €59k
2024: €41k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€65k-€62k▼ 4.1%€82k▲ 32.2%€46k▼ 43.5%€8k▼ 82.0%
Operating result€6k-€2k▼ 71.2%€34k▲ 1,829%€-14k€-35k▼ 146%
Net result€-4k-€-3k▲ 38.3%€20k€-36k€-38k▼ 6.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €35k in 2025 against €14k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93k
Fixed assets
€50k▼ 30.5%
Current assets
€43k▼ 38.2%
Equity and liabilities €93k
Equity
€8k▼ 82.0%
Debt
€85k▼ 11.3%
The debt ratio rises from 67.5% to 91.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-13k▼
2024 · €22k
Cash flow
€-16k▼
2024 · €589
Solvency
8.9%▼
2024 · 32.5%
Current ratio
0.93▼
2024 · 2.39
Quick ratio
0.93▼
2024 · 2.39
Debt / equity
10.23▲
2024 · 2.07
ROE
-456.0%▼
2024 · -76.9%
ROA
-40.6%▼
2024 · -25.0%
Interest coverage
-3.38▼
2024 · 2.47
Debt
€85k▼
2024 · €96k
Debt ≤ 1 year
€47k▲
2024 · €29k
Debt > 1 year
€38k▼
2024 · €67k
Staff costs
€51k▼
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€142k€93k▼
Fixed assets21/28€72k€50k▼
Tangible fixed assets22/27€72k€50k▼
Furniture and vehicles24€2k€632▼
Leasing and similar rights25€70k€49k▼
Financial fixed assets28€185€185=
Current assets29/58€70k€43k▼
Amounts receivable within one year40/41€24k€33k▲
Trade receivables40€2k€5k▲
Other amounts receivable41€22k€28k▲
Cash at bank and in hand54/58€46k€5k▼
Deferred charges and accrued income490/1-€5k
Equity and liabilities
Total equity and liabilities10/49€142k€93k▼
Equity10/15€46k€8k▼
Contributions10/11€19k€19k=
Reserves13€16k€16k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€14k€14k=
Profit (loss) carried forward14€12k€-26k▼
Amounts payable17/49€96k€85k▼
Amounts payable after more than one year17€67k€38k▼
Financial debts170/4€67k€38k▼
Amounts payable within one year42/48€29k€47k▲
Current portion of amounts payable after more than one year42€19k€28k▲
Trade debts44€1k€653▼
Suppliers440/4€1k€653▼
Advances received on contracts in progress46€6k€6k=
Taxes, remuneration and social security45€4k€12k▲
Taxes450/3€4k€12k▲
Income statement
Code20242025
Remuneration, social security and pensions62€51k€51k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€22k▼
Other operating charges640/8€8k€5k▼
Non-recurring operating charges66A-€29k
Gross operating margin9900€81k€71k▼
Operating profit (loss)9901€-14k€-35k▼
Financial income75/76B€4k€622▼
Recurring financial income75€4k€622▼
Financial charges65/66B€9k€4k▼
Recurring financial charges65€9k€4k▼
Profit (loss) for the period before taxes9903€-19k€-38k▼
Income taxes67/77€17k-
Profit (loss) for the period9904€-36k€-38k▼
Profit (loss) for the period to be appropriated9905€-36k€-38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€-26k▼
Profit (loss) brought forward from the previous period14P€47k€12k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-38k
Net result drops to €-38k, the lowest in the series.
01-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 62 days late
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €20k
Net result €20k after 2 loss-making years.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
16-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Denayerstraat 561950 KraainemGround area
420 m²
Building footprint
150 m²
Volume, LiDAR
710 m³
Parcel 22002A0085/00N009, Flanders · tallest building 9.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ELAD'OR
since 20082.169.697.879
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002A0085/00N009 | Flanders | 420 m² | 1 · 150 m² | 9.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,010 companies in sector 81220 we hold annual accounts for 2,416. 1,319 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded12-03-2008
Fiscal year end31-12
Activities, NACEBEL
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.