ELAB
ActiveELAB has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €90k and a net result of €-6k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 69% of 4602 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability26▼-7
Solvency95▲+45
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.32 against 1.34 in 2023; short-term debt: 30.1% and cash: 0.6% of total assets), and 30.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
69.9%
Return on assets
-4.6%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
2021222324
2020 to 2024 · latest year €-6k
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
69 d early
2022
3 d early
2021
2 d early
2020
16 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-6k▲ 19.0%
2023 · €-7k
2020: €92k
2021: €3k
2022: €3k
2023: €-7k
2020 → 2024
Working capital
€89k▼ 6.2%
2023 · €95k
2020: €97k
2021: €100k
2022: €103k
2023: €95k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€97k-€100k▲ 2.9%€103k▲ 2.7%€95k▼ 7.1%€90k▼ 6.2%
Operating result€86k-€21k▼ 75.9%€-5k€-6k▼ 25.9%€2k
Net result€92k-€3k▼ 96.9%€3k▼ 4.7%€-7k€-6k▲ 19.0%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €2k after a loss of €6k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €128k
Fixed assets
€218=
Current assets
€128k▼ 66.2%
Equity and liabilities €128k
Equity
€90k▼ 6.2%
Debt
€39k▼ 86.4%
The debt ratio falls from 74.8% to 30.1%. Equity and debt are lower.
Key figures and ratios
Solvency
69.9%▲
2023 · 25.2%
Current ratio
3.32▲
2023 · 1.34
Quick ratio
3.32▲
2023 · 1.34
Debt / equity
0.43▼
2023 · 2.97
ROE
-6.6%▲
2023 · -7.7%
ROA
-4.6%▼
2023 · -1.9%
Debt
€39k▼
2023 · €283k
Debt ≤ 1 year
€39k▼
2023 · €283k
Income taxes
€6k▲
2023 · €641
Staff costs
€55k▼
2023 · €59k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€379k€128k▼
Fixed assets21/28€218€218=
Financial fixed assets28€218€218=
Current assets29/58€378k€128k▼
Amounts receivable within one year40/41€166k€126k▼
Trade receivables40€3k€122k▲
Other amounts receivable41€163k€4k▼
Cash at bank and in hand54/58€212k€790▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€379k€128k▼
Equity10/15€95k€90k▼
Contributions10/11€5k€5k=
Capital10€5k€5k=
Issued capital100€5k€5k=
Profit (loss) carried forward14€90k€85k▼
Amounts payable17/49€283k€39k▼
Amounts payable within one year42/48€283k€39k▼
Trade debts44€2k€12k▲
Suppliers440/4€2k€12k▲
Taxes, remuneration and social security45€30k€13k▼
Taxes450/3€22k€2k▼
Remuneration and social security454/9€8k€11k▲
Other amounts payable47/48€252k€14k▼
Income statement
Code20232024
Remuneration, social security and pensions62€59k€55k▼
Other operating charges640/8€2k€467▼
Gross operating margin9900€55k€57k▲
Operating profit (loss)9901€-6k€2k▲
Financial charges65/66B€399€2k▲
Recurring financial charges65€399€2k▲
Profit (loss) for the period before taxes9903€-7k€98▲
Income taxes67/77€641€6k▲
Profit (loss) for the period9904€-7k€-6k▲
Profit (loss) for the period to be appropriated9905€-7k€-6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€90k€85k▼
Profit (loss) brought forward from the previous period14P€98k€90k▼
Social balance
Average headcount (FTE)90871.31.4▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 3.32
Current ratio from 1.34 to 3.32; short-term debt falls from €283k to €39k.
23-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-7k ▼371%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Liquidity doublescurrent ratio 2.54
Current ratio from 1.18 to 2.54; short-term debt falls from €534k to €65k.
31-12
Financial
Equity above €100kEq €100k ▲2.9%
2 profitable years in a row build equity to €100k.
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Priester Cuypersstraat 31040 EtterbeekGround area
599 m²
Building footprint
360 m²
Volume, LiDAR
4,222 m³
2 parcels, Brussels · tallest building 18.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ELAB
since 20192.303.613.903
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21005A0542/00B006 | Brussels | 325 m² | 1 · 129 m² | 17.0 m · 5 fl. |
| 21819D0102/00N005 | Brussels | 274 m² | 1 · 231 m² | 18.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,568. 40,418 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.