ELA
ActiveELA has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €50k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 40% of 523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency57▼-37
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.39 against 3.12 in 2024; short-term debt: 67.8% and cash: 64.7% of total assets), and 67.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.2%
Return on assets
47.8%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
4 d early
2024
34 d early
2023
19 d early
2022
on the day
2021
51 d late
2020
20 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€34k▼ 51.7%
2024 · €70k
2018: €-3k
2019: €3k
2020: €7k
2021: €-3k
2022: €2k
2023: €10k
2024: €70k
2018 → 2025
Total assets
€105k▲ 4.1%
2024 · €101k
2018: €21k
2019: €24k
2020: €30k
2021: €16k
2022: €21k
2023: €31k
2024: €101k
2018 → 2025
Net result
€50k▼ 21.3%
2024 · €64k
2018: €-9k
2019: €6k
2020: €4k
2021: €-10k
2022: €5k
2023: €9k
2024: €64k
2018 → 2025
Working capital
€28k▼ 56.6%
2024 · €64k
2018: €4k
2019: €9k
2020: €16k
2021: €3k
2022: €7k
2023: €6k
2024: €64k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-3k-€2k€10k▲ 530%€70k▲ 580%€34k▼ 51.7%
Operating result€-10k-€5k€11k▲ 124%€80k▲ 656%€66k▼ 18.5%
Net result€-10k-€5k€9k▲ 89.4%€64k▲ 636%€50k▼ 21.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105k
Fixed assets
€6k▼ 11.4%
Current assets
€99k▲ 5.2%
Equity and liabilities €105k
Equity
€34k▼ 51.7%
Debt
€71k▲ 131%
The debt ratio rises from 30.5% to 67.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€66k▼
2024 · €81k
Cash flow
€51k▼
2024 · €65k
Solvency
32.2%▼
2024 · 69.5%
Current ratio
1.39▼
2024 · 3.12
Quick ratio
1.39▼
2024 · 3.12
Debt / equity
2.10▲
2024 · 0.44
ROE
148.3%▲
2024 · 91.0%
ROA
47.8%▼
2024 · 63.2%
Interest coverage
265.91▼
2024 · 659.61
Debt
€71k▲
2024 · €31k
Debt ≤ 1 year
€71k▲
2024 · €30k
Income taxes
€15k▼
2024 · €17k
Staff costs
€49k▲
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€101k€105k▲
Fixed assets21/28€7k€6k▼
Tangible fixed assets22/27€7k€6k▼
Other tangible fixed assets26€7k€6k▼
Current assets29/58€94k€99k▲
Amounts receivable within one year40/41€30k€13k▼
Trade receivables40-€1k
Other amounts receivable41€30k€12k▼
Cash at bank and in hand54/58€57k€68k▲
Deferred charges and accrued income490/1€7k€17k▲
Equity and liabilities
Total equity and liabilities10/49€101k€105k▲
Equity10/15€70k€34k▼
Contributions10/11€6k€19k▲
Reserves13€64k€15k▼
Distributable reserves133€64k€15k▼
Amounts payable17/49€31k€71k▲
Amounts payable after more than one year17€650-
Financial debts170/4€650-
Amounts payable within one year42/48€30k€71k▲
Current portion of amounts payable after more than one year42€2k€650▼
Trade debts44€5k€6k▲
Suppliers440/4€5k€6k▲
Taxes, remuneration and social security45€18k€24k▲
Taxes450/3€17k€23k▲
Remuneration and social security454/9€1k€1k▲
Other amounts payable47/48€4k€40k▲
Income statement
Code20242025
Remuneration, social security and pensions62€34k€49k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€798€798=
Other operating charges640/8€896€120▼
Gross operating margin9900€116k€115k▼
Operating profit (loss)9901€80k€66k▼
Financial income75/76B€478€286▼
Recurring financial income75€478€286▼
Financial charges65/66B€123€250▲
Recurring financial charges65€123€250▲
Profit (loss) for the period before taxes9903€81k€66k▼
Income taxes67/77€17k€15k▼
Profit (loss) for the period9904€64k€50k▼
Profit (loss) for the period to be appropriated9905€64k€50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€64k€50k▼
Transfer from equity791/2€4k€64k▲
Transfer to equity691/2€64k€15k▼
To other reserves6921€64k€15k▼
Profit to be distributed694/7€4k€99k▲
Return on contributions (dividend)694€4k€94k▲
Directors or managers695-€5k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €64k ▲636%
Operating result €80k, net result €64k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.12
Current ratio from 1.33 to 3.12.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
20-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 51 days late
2021
31-12
Financial
Weakest financial yearnet €-10k ▼332%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
16-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Bavostraat 592610 AntwerpenGround area
666 m²
Building footprint
293 m²
Volume, LiDAR
1,153 m³
Parcel 11051B0044/00W006, Flanders · tallest building 13.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ELA
since 20182.273.246.072
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11051B0044/00W006 | Flanders | 666 m² | 1 · 293 m² | 13.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 7 entries · 407,386 EUR awarded · 407,386 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 180,834 EUR | 180,834 EUR |
| 2024 | 2 | 184,376 EUR | 184,376 EUR |
| 2023 | 2 | 26,086 EUR | 26,086 EUR |
| 2022 | 1 | 16,090 EUR | 16,090 EUR |
Schemes
Subsidies voorschoolse kinderopvang
Subsidie aan instellingen in het beleidsdomein Welzijn, Volksgezondheid en Gezin voor de tussenkomst in de energiekost in 2023
Inkomenstarief kinderopvang
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.273.246.072
Care and welfare
1 service't Speelvogeltje
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Of 1,590 companies in sector 88911 we hold annual accounts for 706. 450 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-2018
Fiscal year end31-12
Activities, NACEBEL
88911Day nurseries and crèches
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.