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EL RUFUS

Active
Private limited companyfounded 20233 yrs activeVleugtstraat 14, 3290 Diest, BelgiumKBO/BCE: BE 0804.489.690
Summary

The computed 12-month bankruptcy probability of EL RUFUS is 9.8% (elevated). The 2024 annual accounts show negative equity (-€50,775) and a net result of -€48,516. Its solvency ranks better than 21% of 18930 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability0=
Solvency7▼-9
Growth32
Track record94
Bankruptcy probability, 12 months
9.8% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.76 against 0.86 in 2023; short-term debt: 118.3% and cash: 40.5% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-18.3%
Return on assets
-17.5%
Age of the figures
21 mo
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
2324
2023 to 2024 · latest year -€50,775
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-08-2025, 1 day later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
1 d late
2023
65 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 33 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 2 August 2023, EL RUFUS was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
-€50,775▼ 2,147%
2023 · -€2,260
Total assets
€276,751▲ 1,061%
2023 · €23,845
Net result
-€48,516▼ 675%
2023 · -€6,260
Working capital
-€79,475▼ 2,015%
2023 · -€3,758
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result-€5,742--€48,479▼ 744%
Net result-€6,260--€48,516▼ 675%
Equity-€2,260--€50,775▼ 2,147%
Total assets€23,845-€276,751▲ 1,061%
Debt€26,105-€327,527▲ 1,155%
Working capital-€3,758--€79,475▼ 2,015%
Staff (FTE)2-
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€60,000-€40,000-€20,000€0Operating result 2023: -€5,742-€5,742Net result 2023: -€6,260-€6,260Operating result 2024: -€48,479-€48,479Net result 2024: -€48,516-€48,51620232024-€60,000-€40,000-€20,000€0Operating result 2023: -€5,742-€5,740Net result 2023: -€6,260-€6,260Operating result 2024: -€48,479-€48,500Net result 2024: -€48,516-€48,50020232024
The operating result stays negative: a loss of €48,479 in 2024 against €5,742 in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €276,751
Fixed assets €28,700 ▲ 1,656%
Current assets €248,052 ▲ 1,017%
Key figures and ratios
2024 value · change against 2023
EBITDA
-€45,589▼
2023 · -€5,669
Cash flow
-€45,625▼
2023 · -€6,187
Solvency
-18.3%▼
2023 · -9.5%
Current ratio
0.76▼
2023 · 0.86
Debt to equity
-6.45▲
2023 · -11.55
ROA
-17.5%▲
2023 · -26.3%
Interest coverage
-204.35▼
2023 · -10.95
Debt ≤ 1 year
€327,527▲
2023 · €25,969
Income taxes
€47
Staff costs
€377,819▲
2023 · €19,597
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,663 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.2% went bankrupt
5.4% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 9.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,663 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 38 lines
Balance sheet Code20232024
Assets
Total assets20/58€23,845€276,751▲
Fixed assets21/28€1,634€28,700▲
Tangible fixed assets22/27€1,634€28,700▲
Plant, machinery and equipment23€693€20,553▲
Furniture and vehicles24€941€8,147▲
Current assets29/58€22,211€248,052▲
Amounts receivable within one year40/41€4,518€135,881▲
Trade receivables40€2,078€108,995▲
Other amounts receivable41€2,440€26,886▲
Cash at bank and in hand54/58€17,693€112,170▲
Equity and liabilities
Total equity and liabilities10/49€23,845€276,751▲
Equity10/15-€2,260-€50,775▼
Contributions10/11€4,000€4,000=
Profit (loss) carried forward14-€6,260-€54,775▼
Amounts payable17/49€26,105€327,527▲
Amounts payable within one year42/48€25,969€327,527▲
Trade debts44€1,827€257,186▲
Suppliers440/4€1,827€257,186▲
Taxes, remuneration and social security45€20,338€70,341▲
Taxes450/3€11,964€37,586▲
Remuneration and social security454/9€8,375€32,755▲
Other amounts payable47/48€3,804€0▼
Accrued charges and deferred income492/3€136€0▼
Income statement Code20232024
Remuneration, social security and pensions62€19,597€377,819▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€73€2,890▲
Other operating charges640/8-€792
Gross operating margin9900€13,928€333,022▲
Operating profit (loss)9901-€5,742-€48,479▼
Financial income75/76B-€234
Recurring financial income75-€234
Financial charges65/66B€518€223▼
Recurring financial charges65€518€223▼
Profit (loss) for the period before taxes9903-€6,260-€48,468▼
Income taxes67/77-€47
Profit (loss) for the period9904-€6,260-€48,516▼
Profit (loss) for the period to be appropriated9905-€6,260-€48,516▼
Appropriation of the result
Profit (loss) to be appropriated9906-€6,260-€54,775▼
Profit (loss) brought forward from the previous period14P--€6,260

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Remuneration, social security and pensions62€19,597€377,819▲ 1,828%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€73€2,890▲ 3,859%
Other operating charges640/8-€792-
Gross operating margin9900€13,928€333,022▲ 2,291%
Operating profit (loss)9901-€5,742-€48,479▼ 744%
Financial income75/76B-€234-
Recurring financial income75-€234-
Financial charges65/66B€518€223▼ 56.9%
Recurring financial charges65€518€223▼ 56.9%
Profit (loss) for the period before taxes9903-€6,260-€48,468▼ 674%
Income taxes67/77-€47-
Profit (loss) for the period9904-€6,260-€48,516▼ 675%
Profit (loss) for the period to be appropriated9905-€6,260-€48,516▼ 675%
Line20232024Change
Assets
Total assets20/58€23,845€276,751▲ 1,061%
Fixed assets21/28€1,634€28,700▲ 1,656%
Tangible fixed assets22/27€1,634€28,700▲ 1,656%
Plant, machinery and equipment23€693€20,553▲ 2,867%
Furniture and vehicles24€941€8,147▲ 765%
Current assets29/58€22,211€248,052▲ 1,017%
Amounts receivable within one year40/41€4,518€135,881▲ 2,907%
Trade receivables40€2,078€108,995▲ 5,146%
Other amounts receivable41€2,440€26,886▲ 1,002%
Cash at bank and in hand54/58€17,693€112,170▲ 534%
Equity and liabilities
Total equity and liabilities10/49€23,845€276,751▲ 1,061%
Equity10/15-€2,260-€50,775▼ 2,147%
Contributions10/11€4,000€4,000=
Profit (loss) carried forward14-€6,260-€54,775▼ 775%
Amounts payable17/49€26,105€327,527▲ 1,155%
Amounts payable within one year42/48€25,969€327,527▲ 1,161%
Trade debts44€1,827€257,186▲ 13,979%
Suppliers440/4€1,827€257,186▲ 13,979%
Taxes, remuneration and social security45€20,338€70,341▲ 246%
Taxes450/3€11,964€37,586▲ 214%
Remuneration and social security454/9€8,375€32,755▲ 291%
Other amounts payable47/48€3,804€0▼ 100%
Accrued charges and deferred income492/3€136€0▼ 100%
Line20232024Change
Profit (loss) for the period9904-€6,260-€48,516▼ 675%
+ Depreciation and write-downs630€73€2,890▲ 3,859%
Operating cash flow (approximation)-€6,187-€45,625▼ 637%
Investment in fixed assets (approximation)--€29,956-
Change in cash-€94,478-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
01-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
04-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 2 establishment units since 2023
seat establishment All 2 establishment units on the map
Ground area
2.0 ha
Building footprint
5,010 m²
Volume, LiDAR
27,106 m³
3 parcels, Flanders · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Foodmaker Beringen
Koolmijnlaan 189, 3582 BeringenFood and beverage service activities
since 20232.347.916.771
Foodmaker
be-MINE 1, 3582 BeringenFull-service restaurants
since 20232.352.273.259
3 parcels
Flanders 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71522C0005/00X022
ProtectedMonumentSteenkoolmijn van BeringenSource ↗
Flanders 1.7 ha 1 · 3,355 m² 12.0 m · 3 fl.
71522C0005/00E023
ProtectedMonumentSteenkoolmijn van Beringen: indikkers, kolenwasserij en -zeverijSource ↗
Flanders 3,108 m² 1 · 1,460 m² -
24097A0279/00E003 Flanders 199 m² 1 · 195 m² 6.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
2 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Recognitions · licences · registrations

Food safety, FASFC

2 sites
Beringen2.347.916.771
1 permission
Toelating · Eetgelegenheid · since 30-08-2023
Beringen2.352.273.259
1 permission
Toelating · Eetgelegenheid · since 20-12-2023

Dual-learning approval

3 live approvals
Keukenmedewerker (vwo)
Goedgekeurd · 2026 to 2031
Keukenmedewerker duaal (so)
Goedgekeurd · 2026 to 2031
Onthaal, organisatie en sales duaal (so)
Goedgekeurd · 2026 to 2031

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 21,859 companies in sector 56112 we hold annual accounts for 9,779. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded02-08-2023
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0804489690
Also 9925:BE0804489690

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.