Summary
El padre is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €8.3m and a net result of €81,221. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 95% of 8091 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €8.3m
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
4 d late
2023
72 d early
2022
8 d early
2021
4 d early
2020
1 d late
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€8.3m▲ 1.0%
2024 · €8.2m
Net result
€81,221▼ 96.3%
2024 · €2.2m
Total assets
€8.3m▼ 1.6%
2024 · €8.5m
Solvency
99.8%▲ 2.6pp
2024 · 97.2%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€2.2m▼ 4,294%-€37,068▲ 98.3%-€4,737▲ 87.2%€2.1m-€36,009
Net result-€2.1mbelow the sector's middle half▼ 8,081%-€195,514below the sector's middle half▲ 90.7%€141,811above the sector's middle half€2.2mabove the sector's middle half▲ 1,455%€81,221within the sector's middle half▼ 96.3%
Equity€6.1mabove the sector's middle half▼ 25.7%€5.9mabove the sector's middle half▼ 3.2%€6.0mabove the sector's middle half▲ 2.4%€8.2mabove the sector's middle half▲ 36.6%€8.3mabove the sector's middle half▲ 1.0%
Total assets€8.0mabove the sector's middle half▼ 22.5%€7.0mabove the sector's middle half▼ 12.3%€6.6mabove the sector's middle half▼ 5.5%€8.5mabove the sector's middle half▲ 28.3%€8.3mabove the sector's middle half▼ 1.6%
Debt€1.9m▼ 9.9%€1.1m▼ 41.5%€575,816▼ 47.8%€235,853▼ 59.0%€15,370▼ 93.5%
Working capital€2.8mabove the sector's middle half▲ 2,224%€2.7mabove the sector's middle half▼ 3.9%€2.9mabove the sector's middle half▲ 8.5%€8.2mabove the sector's middle half▲ 183%€8.3mabove the sector's middle half▲ 1.0%
Solvency76.3%above the sector's middle half▼ 3.3pp84.2%above the sector's middle half▲ 7.9pp91.3%above the sector's middle half▲ 7.1pp97.2%above the sector's middle half▲ 5.9pp99.8%above the sector's middle half▲ 2.6pp
Current ratio2.54within the sector's middle half▲ 1.483.55within the sector's middle half▲ 1.016.27above the sector's middle half▲ 2.7236.04above the sector's middle half▲ 29.77
Return on assets (ROA)-26.4%below the sector's middle half▼ 26.1pp-2.8%below the sector's middle half▲ 23.6pp2.1%within the sector's middle half▲ 4.9pp26.1%above the sector's middle half▲ 23.9pp1.0%below the sector's middle half▼ 25.1pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2021 Net result -8,081% on 2020. The accounts now follow the micro schema, last year the abbreviated schema.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €36,009 after €2.1m in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €8.3m
Equity
€8.3m ▲ 1.0%
Debt
€15,370 ▼ 93.5%
Debt's share of the balance-sheet total falls from 2.8% to 0.2%. Equity is higher and debt is lower.
Key figures and ratios
ROE
1.0%▼
2024 · 26.8%
Debt ≤ 1 year
€15,070▼
2024 · €234,908
Income taxes
€34,605▼
2024 · €221,097
A ratio outside any meaningful range has been withheld (balance sheet total €8.3m, equity €8.3m).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €10,340 | €2.3m | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,190 | €13,190 | - | - | - | - |
| Other operating charges640/8 | - | €1,715 | €1,952 | €1,913 | €1,841 | ▼ 3.8% |
| Non-recurring operating charges66A | - | €13,923 | - | €501 | €13,877 | ▲ 2,671% |
| Gross operating margin9900 | -€7,636 | -€8,240 | -€2,784 | €2.1m | -€20,292 | ▼ 101% |
| Operating profit (loss)9901 | -€2.2m | -€37,068 | -€4,737 | €2.1m | -€36,009 | ▼ 102% |
| Financial income75/76B | - | €55,287 | €75,878 | €270,893 | €201,963 | ▼ 25.4% |
| Recurring financial income75 | €204,430 | €55,287 | €75,878 | €270,893 | €201,963 | ▼ 25.4% |
| Financial charges65/66B | - | €213,176 | -€85,412 | -€12,129 | €50,128 | ▲ 513% |
| Recurring financial charges65 | €77,945 | €213,176 | -€85,412 | -€12,129 | €50,128 | ▲ 513% |
| Profit (loss) for the period before taxes9903 | -€2.1m | -€194,958 | €156,553 | €2.4m | €115,826 | ▼ 95.2% |
| Income taxes67/77 | €566 | €556 | €14,742 | €221,097 | €34,605 | ▼ 84.3% |
| Profit (loss) for the period9904 | -€2.1m | -€195,514 | €141,811 | €2.2m | €81,221 | ▼ 96.3% |
| Profit (loss) for the period to be appropriated9905 | -€2.1m | -€195,514 | €141,811 | €2.2m | €81,221 | ▼ 96.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €8.0m | €7.0m | €6.6m | €8.5m | €8.3m | ▼ 1.6% |
| Fixed assets21/28 | €3.4m | €3.3m | €3.1m | - | - | - |
| Tangible fixed assets22/27 | €13,190 | - | - | - | - | - |
| Financial fixed assets28 | €3.4m | €3.3m | €3.1m | - | - | - |
| Current assets29/58 | €4.6m | €3.7m | €3.5m | €8.5m | €8.3m | ▼ 1.6% |
| Amounts receivable after more than one year29 | - | - | - | €2.5m | €2.2m | ▼ 12.7% |
| Other amounts receivable291 | - | - | - | €2.5m | €2.2m | ▼ 12.7% |
| Amounts receivable within one year40/41 | €2.1m | €1.4m | €1.3m | €18,525 | €64,633 | ▲ 249% |
| Trade receivables40 | - | €152 | - | - | €10,000 | - |
| Other amounts receivable41 | - | €1.4m | €1.3m | €18,525 | €54,633 | ▲ 195% |
| Current investments50/53 | €1.3m | €1.2m | €1.4m | €4.0m | €4.7m | ▲ 15.8% |
| Cash at bank and in hand54/58 | €1.1m | €1.1m | €675,362 | €1.8m | €1.3m | ▼ 29.2% |
| Deferred charges and accrued income490/1 | - | €25,156 | €53,595 | €62,864 | €84,530 | ▲ 34.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €8.0m | €7.0m | €6.6m | €8.5m | €8.3m | ▼ 1.6% |
| Equity10/15 | €6.1m | €5.9m | €6.0m | €8.2m | €8.3m | ▲ 1.0% |
| Contributions10/11 | - | €2.4m | €2.4m | €2.4m | €2.4m | = |
| Reserves13 | €3.7m | €3.5m | €3.7m | €5.9m | €6.0m | ▲ 1.4% |
| Non-distributable reserves130/1 | - | €235,860 | €235,860 | - | - | - |
| Reserves not available under the articles1311 | - | €235,860 | €235,860 | - | - | - |
| Distributable reserves133 | - | €3.3m | €3.4m | €5.9m | €6.0m | ▲ 1.4% |
| Profit (loss) carried forward14 | €54,097 | - | - | - | - | - |
| Amounts payable17/49 | €1.9m | €1.1m | €575,816 | €235,853 | €15,370 | ▼ 93.5% |
| Amounts payable within one year42/48 | €1.8m | €1.0m | €551,984 | €234,908 | €15,070 | ▼ 93.6% |
| Trade debts44 | €893 | €1,289 | €1,289 | €2,001 | €1,289 | ▼ 35.6% |
| Suppliers440/4 | - | €1,289 | €1,289 | €2,001 | €1,289 | ▼ 35.6% |
| Taxes, remuneration and social security45 | - | €496 | €14,585 | €220,572 | €13,781 | ▼ 93.8% |
| Taxes450/3 | - | €496 | €14,585 | €220,572 | €13,781 | ▼ 93.8% |
| Other amounts payable47/48 | - | €1.0m | €536,110 | €12,335 | - | - |
| Accrued charges and deferred income492/3 | - | €52,884 | €23,832 | €944 | €300 | ▼ 68.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2.1m | -€195,514 | €141,811 | €2.2m | €81,221 | ▼ 96.3% |
| + Depreciation and write-downs630 | €13,190 | €13,190 | - | - | - | - |
| Operating cash flow (approximation) | -€2.1m | -€182,324 | €141,811 | €2.2m | €81,221 | ▼ 96.3% |
| Investment in fixed assets (approximation) | - | €99,100 | €115,700 | - | - | - |
| Change in cash | - | -€9,672 | -€428,843 | €1.1m | -€522,756 | ▼ 147% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
State Gazette act
Incorporation · Founder
Name clause · Registered office clause
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity times 15current ratio 552.55
Current ratio from 36.04 to 552.55; short-term debt falls from €234,908 to €15,070.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-06
Financial
Highest result since 2019net €2.2m ▲1,455%
Operating result €2.1m, net result €2.2m, both a record.
30-06
Financial
Liquidity times 6current ratio 36.04
Current ratio from 6.27 to 36.04; short-term debt falls from €551,984 to €234,908.
2023
20-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Back to profitnet €141,811
Net result €141,811 after 3 loss-making years.
23-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet -€2.1m
Net result drops to -€2.1m, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity doublescurrent ratio 2.54
Current ratio from 1.06 to 2.54; short-term debt falls from €2.0m to €1.8m.
Show earlier events
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 1 day late
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
20-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 38 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2008
Ground area
2,778 m²
Building footprint
394 m²
Volume, LiDAR
1,771 m³
Parcel 46002B1613/00A000, Flanders · tallest building 8.0 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
EL PADRE
since 20082.172.246.902
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46002B1613/00A000 | Flanders | 2,778 m² | 1 · 394 m² | 8.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 30-06-2023 list no shareholders, and no other source names one.
Holdings 1
-
43.33%
According to the annual accounts to 30-06-2023 of El padre and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Legal Entity Identifier
875500OBZZGOO1VNJ580
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 6,584 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-07-2008
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0899015992
Also
9925:BE0899015992
Registered
09-03-2026
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.