EL-MAX Consulting
ActiveEL-MAX Consulting has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €12k and a net result of €10k. Its solvency ranks better than 42% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes
Profitability100
Solvency94
Growth-
Stability67
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.97), but 50.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
49.3%
Return on assets
40.9%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-06-2025, 59 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
59 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€12k
Total assets
€24k
Net result
€10k
Working capital
€12k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €24k
Equity
€12k
Debt
€12k
Debt finances 50.7% of the balance-sheet total.
Key figures and ratios
Solvency
49.3%
Current ratio
1.97
Quick ratio
1.97
Debt / equity
1.03
ROE
83.1%
ROA
40.9%
Debt
€12k
Debt ≤ 1 year
€12k
Income taxes
€3k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€24k
Current assets29/58€24k
Amounts receivable within one year40/41€9k
Trade receivables40€9k
Cash at bank and in hand54/58€14k
Deferred charges and accrued income490/1€954
Equity and liabilities
Total equity and liabilities10/49€24k
Equity10/15€12k
Contributions10/11€2k
Profit (loss) carried forward14€10k
Amounts payable17/49€12k
Amounts payable within one year42/48€12k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€9k
Taxes450/3€7k
Remuneration and social security454/9€2k
Other amounts payable47/48€627
Income statement
Code2024
Gross operating margin9900€13k
Operating profit (loss)9901€13k
Financial charges65/66B€808
Recurring financial charges65€808
Profit (loss) for the period before taxes9903€12k
Income taxes67/77€3k
Profit (loss) for the period9904€10k
Profit (loss) for the period to be appropriated9905€10k
Appropriation of the result
Profit (loss) to be appropriated9906€10k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamois · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Beusses 25360 HamoisGround area
809 m²
Building footprint
91 m²
Parcel 91059E0202/00H003, Wallonia. Linked by address, not a title deed.
1 establishment unit
EL-MAX Consulting
since 20242.363.109.941
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91059E0202/00H003 | Wallonia | 809 m² | 1 · 91 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 24,721 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-08-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62010Computer programming, consultancy and related activities
62020IT consultancy
62030Computer programming, consultancy and related activities
62100Computer programming
62200Computer consultancy and computer facilities management
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.