EL FONTAN
ActiveThe computed 12-month bankruptcy probability of EL FONTAN is 4.5% (elevated). The 2025 annual accounts show negative equity (€-3k) and a net result of €658. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 799 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
29
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▲+17
Solvency14=
Growth68=
Track record100
Bankruptcy probability, 12 months
4.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.9 against 0.9 in 2024; short-term debt: 110.6% and cash: 11.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-10.6%
Return on assets
2.2%
Age of the figures
18 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 799 sector peers (2025).
NBB · sector comparisonPosition among 799 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
6 d early
2022
30 d late
2021
17 d late
2020
12 d early
2019
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, full schema
Turnover
€283k▲ 118%
2021 · €130k
2021: €130k
2021 → 2022
EBIT margin
-0.3%▲ 2.6pp
2021 · -2.9%
2021: -2.9%
2021 → 2022
Net result
€658
2024 · €-2k
2019: €10k
2020: €13k
2021: €-5k
2022: €-3k
2023: €5k
2024: €-2k
2019 → 2025
Working capital
€-3k▲ 16.1%
2024 · €-4k
2019: €-26k
2020: €-9k
2021: €-11k
2022: €-9k
2023: €-2k
2024: €-4k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€130k-€283k▲ 118%
Equity€-4k-€-8k▼ 75.4%€-2k▲ 70.2%€-4k▼ 73.4%€-3k▲ 17.0%
Operating result€-4k-€-821▲ 78.3%€6k€-1k€1k
Net result€-5k-€-3k▲ 41.2%€5k€-2k€658
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1k after a loss of €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €30k
Fixed assets
€216=
Current assets
€30k▼ 17.2%
Key figures and ratios
Solvency
-10.6%▼
2024 · -10.6%
Current ratio
0.90▼
2024 · 0.90
Quick ratio
0.10▲
2024 · 0.01
Debt / equity
-10.46▲
2024 · -10.48
ROA
2.2%▲
2024 · -4.5%
Debt
€34k▼
2024 · €41k
Debt ≤ 1 year
€34k▼
2024 · €41k
Staff costs
€68k▼
2024 · €95k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€37k€30k▼
Fixed assets21/28€216€216=
Financial fixed assets28€216€216=
Current assets29/58€37k€30k▼
Stocks and contracts in progress3€36k€27k▼
Stocks30/36€36k€27k▼
Amounts receivable within one year40/41€144€14▼
Trade receivables40-€14
Other amounts receivable41€144-
Cash at bank and in hand54/58€93€3k▲
Equity and liabilities
Total equity and liabilities10/49€37k€30k▼
Equity10/15€-4k€-3k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-10k€-9k▲
Amounts payable17/49€41k€34k▼
Amounts payable within one year42/48€41k€34k▼
Financial debts43€531-
Credit institutions430/8€531-
Trade debts44€12k€4k▼
Suppliers440/4€12k€4k▼
Taxes, remuneration and social security45€29k€30k▲
Taxes450/3€16k€11k▼
Remuneration and social security454/9€12k€19k▲
Income statement
Code20242025
Remuneration, social security and pensions62€95k€68k▼
Other operating charges640/8€235€280▲
Gross operating margin9900€94k€69k▼
Operating profit (loss)9901€-1k€1k▲
Financial income75/76B-€5
Recurring financial income75-€5
Financial charges65/66B€407€437▲
Recurring financial charges65€407€437▲
Profit (loss) for the period before taxes9903€-2k€658▲
Profit (loss) for the period9904€-2k€658▲
Profit (loss) for the period to be appropriated9905€-2k€658▲
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-9k▲
Profit (loss) brought forward from the previous period14P€-8k€-10k▼
Social balance
Average headcount (FTE)90872.41.7▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
31-03
Financial
Back to profitnet €658
Net result €658 after one loss-making year.
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
25-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
31-03
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2021
17-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 17 days late
31-03
Financial
Weakest financial yearnet €-5k ▼144%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
2020
19-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Highest result since 2019net €13k ▲22.6%
Operating result €15k, net result €13k, both a record.
2019
04-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogstraat 1791000 BrusselGround area
96 m²
Building footprint
113 m²
Volume, LiDAR
1,380 m³
Parcel 21809K1190/00F000, Brussels · tallest building 17.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
EL FONTAN
since 20172.263.923.976
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21809K1190/00F000 | Brussels | 96 m² | 1 · 113 m² | 17.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.263.923.976
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GEELEN & PERNET
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Peer · Eq €1k
Of 20,506 companies in sector 56111 we hold annual accounts for 11,453. 1,897 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-04-2017
Fiscal year end31-03
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:ELFONTAN@gmail.com
Phone:0476994283