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el.consult

Active
Private limited companyfounded 20224 yrs activeKrauwelstraat (P.) 2 A, 9790 Wortegem-Petegem, BelgiumKBO/BCE: BE 0790.123.792
Summary

el.consult has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,000 and a net result of €176. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 31942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability69▼-3
Solvency32▼-46
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 31942 sector peers (2025).
NBB · sector comparison
Position among 31942 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-04-2026, 101 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
101 d early
2024
31 d early
2023
23 d late
2022
21 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 33 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 July (3 of the last 4 filed years within 50 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 26 August 2022, el.consult was incorporated as a Private limited company.1 Total assets went from EUR 15,699 in 2022 to EUR 29,388 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€2,000▼ 86.5%
2024 · €14,853
Total assets
€29,388▲ 5.7%
2024 · €27,801
Net result
€176▼ 78.7%
2024 · €829
Working capital
-€2,289
2024 · €8,319
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€7,052-€9,669▲ 37.1%€2,753▼ 71.5%€3,220▲ 17.0%
Net result€5,446within the sector's middle half-€6,578within the sector's middle half▲ 20.8%€829below the sector's middle half▼ 87.4%€176below the sector's middle half▼ 78.7%
Equity€7,446below the sector's middle half-€14,024below the sector's middle half▲ 88.3%€14,853below the sector's middle half▲ 5.9%€2,000below the sector's middle half▼ 86.5%
Total assets€15,699below the sector's middle half-€27,245below the sector's middle half▲ 73.5%€27,801below the sector's middle half▲ 2.0%€29,388below the sector's middle half▲ 5.7%
Debt€8,253-€13,221▲ 60.2%€12,948▼ 2.1%€27,388▲ 112%
Working capital€4,180within the sector's middle half-€4,532within the sector's middle half▲ 8.4%€8,319within the sector's middle half▲ 83.5%-€2,289below the sector's middle half
Solvency47.4%within the sector's middle half-51.5%within the sector's middle half▲ 4.0pp53.4%within the sector's middle half▲ 2.0pp6.8%below the sector's middle half▼ 46.6pp
Current ratio1.51within the sector's middle half-1.34within the sector's middle half▼ 0.161.64within the sector's middle half▲ 0.300.92below the sector's middle half▼ 0.73
Return on assets (ROA)34.7%above the sector's middle half-24.1%within the sector's middle half▼ 10.5pp3.0%within the sector's middle half▼ 21.2pp0.6%below the sector's middle half▼ 2.4pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€2,500€5,000€7,500€10,000Operating result 2022: €7,052€7,052Net result 2022: €5,446€5,446Operating result 2023: €9,669€9,669Net result 2023: €6,578€6,578Operating result 2024: €2,753€2,753Net result 2024: €829€829Operating result 2025: €3,220€3,220Net result 2025: €176€1762022202320242025€0€2,500€5,000€7,500€10,000Operating result 2023: €9,669€9,670Net result 2023: €6,578€6,580Operating result 2024: €2,753€2,750Net result 2024: €829€829Operating result 2025: €3,220€3,220Net result 2025: €176€176202320242025
The operating result recovers in 2025; 2025 is 17% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €29,388
Fixed assets €4,289 ▼ 34.4%
Current assets €25,099 ▲ 18.0%
Equity and liabilities €29,388
Equity €2,000 ▼ 86.5%
Debt €27,388 ▲ 112%
Debt's share of the balance-sheet total rises from 46.6% to 93.2%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€6,224▲
2024 · €5,710
Cash flow
€3,181▼
2024 · €3,786
Debt to equity
13.69▲
2024 · 0.87
ROE
8.8%▲
2024 · 5.6%
Interest coverage
6.02▼
2024 · 13.66
Debt ≤ 1 year
€27,388▲
2024 · €12,948
Income taxes
€2,010▲
2024 · €1,506
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,136 companies that looked in July 2024 the way this one looks now, 4.9% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
4.9% went bankrupt
2.0% stopped otherwise
92% still going

A further 1.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,136 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€27,801€29,388▲
Fixed assets21/28€6,534€4,289▼
Tangible fixed assets22/27€6,534€4,289▼
Plant, machinery and equipment23€426€85▼
Furniture and vehicles24€6,108€4,204▼
Current assets29/58€21,267€25,099▲
Amounts receivable within one year40/41€13,196€15,769▲
Trade receivables40€13,196€15,769▲
Cash at bank and in hand54/58€7,097€8,838▲
Deferred charges and accrued income490/1€974€492▼
Equity and liabilities
Total equity and liabilities10/49€27,801€29,388▲
Equity10/15€14,853€2,000▼
Contributions10/11€2,000€2,000=
Reserves13€12,853€0▼
Distributable reserves133€12,853€0▼
Profit (loss) carried forward14-€0
Amounts payable17/49€12,948€27,388▲
Amounts payable within one year42/48€12,948€27,388▲
Trade debts44€3,939€7,896▲
Suppliers440/4€3,939€7,896▲
Taxes, remuneration and social security45€8,440€5,367▼
Taxes450/3€8,440€5,367▼
Other amounts payable47/48€570€14,126▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,957€3,005▲
Other operating charges640/8€141€949▲
Gross operating margin9900€5,850€7,173▲
Operating profit (loss)9901€2,753€3,220▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€418€1,034▲
Recurring financial charges65€418€1,034▲
Profit (loss) for the period before taxes9903€2,335€2,186▼
Income taxes67/77€1,506€2,010▲
Profit (loss) for the period9904€829€176▼
Profit (loss) for the period to be appropriated9905€829€176▼
Appropriation of the result
Profit (loss) to be appropriated9906€829€176▼
Transfer from equity791/2-€12,853
Transfer to equity691/2€829€0▼
To other reserves6921€829€0▼
Profit to be distributed694/7-€13,029
Return on contributions (dividend)694-€13,029

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€197€2,106€2,957€3,005▲ 1.6%
Other operating charges640/8€291€0€141€949▲ 575%
Gross operating margin9900€7,540€11,775€5,850€7,173▲ 22.6%
Operating profit (loss)9901€7,052€9,669€2,753€3,220▲ 17.0%
Financial income75/76B-€0€0€0▼ 100%
Recurring financial income75-€0€0€0▼ 100%
Financial charges65/66B€19€69€418€1,034▲ 147%
Recurring financial charges65€19€69€418€1,034▲ 147%
Profit (loss) for the period before taxes9903€7,033€9,601€2,335€2,186▼ 6.4%
Income taxes67/77€1,587€3,023€1,506€2,010▲ 33.5%
Profit (loss) for the period9904€5,446€6,578€829€176▼ 78.7%
Profit (loss) for the period to be appropriated9905€5,446€6,578€829€176▼ 78.7%
Line2022202320242025Change
Assets
Total assets20/58€15,699€27,245€27,801€29,388▲ 5.7%
Fixed assets21/28€3,266€9,491€6,534€4,289▼ 34.4%
Tangible fixed assets22/27€3,266€9,491€6,534€4,289▼ 34.4%
Plant, machinery and equipment23-€767€426€85▼ 80.1%
Furniture and vehicles24€3,266€8,724€6,108€4,204▼ 31.2%
Current assets29/58€12,433€17,754€21,267€25,099▲ 18.0%
Amounts receivable within one year40/41€7,624€6,534€13,196€15,769▲ 19.5%
Trade receivables40€7,623€6,534€13,196€15,769▲ 19.5%
Other amounts receivable41€1€0---
Cash at bank and in hand54/58€4,809€11,220€7,097€8,838▲ 24.5%
Deferred charges and accrued income490/1--€974€492▼ 49.5%
Equity and liabilities
Total equity and liabilities10/49€15,699€27,245€27,801€29,388▲ 5.7%
Equity10/15€7,446€14,024€14,853€2,000▼ 86.5%
Contributions10/11€2,000€2,000€2,000€2,000=
Reserves13€5,446€12,024€12,853€0▼ 100%
Distributable reserves133€5,446€12,024€12,853€0▼ 100%
Profit (loss) carried forward14---€0-
Amounts payable17/49€8,253€13,221€12,948€27,388▲ 112%
Amounts payable within one year42/48€8,253€13,221€12,948€27,388▲ 112%
Trade debts44€194€2,985€3,939€7,896▲ 100%
Suppliers440/4€194€2,985€3,939€7,896▲ 100%
Taxes, remuneration and social security45€5,551€6,438€8,440€5,367▼ 36.4%
Taxes450/3€5,551€6,438€8,440€5,367▼ 36.4%
Other amounts payable47/48€2,508€3,798€570€14,126▲ 2,380%
Line2022202320242025Change
Profit (loss) for the period9904€5,446€6,578€829€176▼ 78.7%
+ Depreciation and write-downs630€197€2,106€2,957€3,005▲ 1.6%
Operating cash flow (approximation)€5,643€8,683€3,786€3,181▼ 16.0%
Investment in fixed assets (approximation)--€8,330€0-€760-
Change in cash-€6,411-€4,123€1,741▲ 142%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
21-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €176 ▼78.7%
Net result drops to €176, the lowest in the series.
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
23-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial Highest result since 2022net €6,578 ▲20.8%
Operating result €9,669, net result €6,578, both a record.
10-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wortegem-Petegem · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
529 m²
Building footprint
167 m²
Volume, LiDAR
1,022 m³
Parcel 45039B0255/00K000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
el.consult
Krauwelstraat (P.) 2A, 9790 Wortegem-PetegemHoldings
since 20222.335.053.779
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45039B0255/00K000 Flanders 529 m² 1 · 167 m² 10.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,629. 8,243 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded26-08-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
73300Public relations and communication consultancy
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0790123792
Also 9925:BE0790123792
Registered 19-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.