Ekte
ActiveSummary
The computed 12-month bankruptcy probability of Ekte is 1.5% (moderate). The 2025 annual accounts show equity of €101k and a net result of €37k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 66% of 18280 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▲+1
Solvency78▼-17
Growth52=
Track record94
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.71 against 3.19 in 2024; short-term debt: 46.2% and cash: 43.9% of total assets), and 47.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.8%
Return on assets
19.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
14 d early
2024
7 d early
2023
5 d early
2022
3 d early
2021
114 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€101k▼ 25.7%
2024 · €135k
2021: €57k
2022: €104k
2023: €130k
2024: €135k
2021 → 2025
Total assets
€190k▼ 1.5%
2024 · €193k
2021: €96k
2022: €186k
2023: €173k
2024: €193k
2021 → 2025
Net result
€37k▲ 4.9%
2024 · €36k
2021: €54k
2022: €47k
2023: €26k
2024: €36k
2021 → 2025
Working capital
€63k▼ 36.1%
2024 · €98k
2021: €46k
2022: €126k
2023: €86k
2024: €98k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€57k-€104k▲ 82.5%€130k▲ 24.7%€135k▲ 4.4%€101k▼ 25.7%
Operating result€75k-€65k▼ 13.5%€36k▼ 44.0%€45k▲ 24.2%€45k▼ 0.5%
Net result€54k-€47k▼ 13.8%€26k▼ 45.3%€36k▲ 38.7%€37k▲ 4.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €190k
Fixed assets
€40k ▼ 20.8%
Current assets
€151k ▲ 5.3%
Equity and liabilities €190k
Equity
€101k ▼ 25.7%
Debt
€90k ▲ 55.1%
Debt's share of the balance-sheet total rises from 30.0% to 47.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€62k▼
2024 · €62k
Cash flow
€54k▲
2024 · €53k
Current ratio
1.71▼
2024 · 3.19
Debt to equity
0.89▲
2024 · 0.43
ROE
37.2%▲
2024 · 26.3%
ROA
19.6%▲
2024 · 18.4%
Interest coverage
249.98▲
2024 · 207.56
Debt ≤ 1 year
€88k▲
2024 · €45k
Debt > 1 year
€2k▼
2024 · €13k
Income taxes
€10k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€193k€190k▼
Fixed assets21/28€50k€40k▼
Tangible fixed assets22/27€50k€40k▼
Plant, machinery and equipment23€7k€7k▲
Furniture and vehicles24€43k€33k▼
Current assets29/58€143k€151k▲
Amounts receivable within one year40/41€86k€66k▼
Trade receivables40€10k€11k▲
Other amounts receivable41€76k€55k▼
Cash at bank and in hand54/58€57k€84k▲
Deferred charges and accrued income490/1€595€627▲
Equity and liabilities
Total equity and liabilities10/49€193k€190k▼
Equity10/15€135k€101k▼
Contributions10/11€3k€3k=
Reserves13€133k€98k▼
Distributable reserves133€133k€98k▼
Amounts payable17/49€58k€90k▲
Amounts payable after more than one year17€13k€2k▼
Financial debts170/4€13k€2k▼
Amounts payable within one year42/48€45k€88k▲
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€399€5k▲
Suppliers440/4€399€5k▲
Taxes, remuneration and social security45€3k-
Taxes450/3€3k-
Other amounts payable47/48€30k€72k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€17k▼
Other operating charges640/8€718€700▼
Non-recurring operating charges66A€138€840▲
Gross operating margin9900€63k€63k▼
Operating profit (loss)9901€45k€45k▼
Financial income75/76B€536€3k▲
Recurring financial income75€536€3k▲
Financial charges65/66B€301€246▼
Recurring financial charges65€301€246▼
Profit (loss) for the period before taxes9903€45k€48k▲
Income taxes67/77€10k€10k▲
Profit (loss) for the period9904€36k€37k▲
Profit (loss) for the period to be appropriated9905€36k€37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€37k▲
Transfer from equity791/2-€54k
Transfer to equity691/2€6k€20k▲
To other reserves6921€6k€20k▲
Profit to be distributed694/7€30k€72k▲
Return on contributions (dividend)694€30k€72k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €26k ▼45.3%
Net result drops to €26k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €104k ▲82.5%
2 profitable years in a row build equity to €104k.
08-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maldegem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleine Bogaardestraat 399990 MaldegemGround area
1,006 m²
Building footprint
106 m²
Volume, LiDAR
631 m³
Parcel 43503F0752/00G000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ekte
since 20212.312.350.534
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43503F0752/00G000 | Flanders | 1,006 m² | 1 · 106 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NETCURE
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EASY DESK
BE 0443.773.218
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BBLN
BE 0475.753.128
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Jofra Consult
BE 1004.143.802
Hoogstraten · Eq €100,230
PUSH TO TALK
BE 0739.606.093
Montigny-le-Tilleul · Eq €101,174
Of 3,226 companies in sector 47400 we hold annual accounts for 1,806. 1,444 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2021
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
58290Other software publishing
62100Computer programming
63910Web portal activities
82100Office administrative and support services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.