EKNOWFIN
ActiveEKNOWFIN has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €113k and a net result of €-3k. Equity is growing by ~30.1% per year across the filed fiscal years. Its solvency ranks better than 54% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-16
Solvency85▲+9
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.16 against 0.35 in 2024; short-term debt: 21.3% and cash: 0.2% of total assets), and 40.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
17 d early
2024
11 d late
2023
64 d late
2022
25 d late
2021
3 d early
2020
10 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€157k
EBIT margin
15.9%
Net result
€-3k
2024 · €26k
2018: €18k
2019: €-7k
2020: €21k
2021: €20k
2022: €6k
2023: €26k
2024: €26k
2018 → 2025
Working capital
€-34k▼ 0.7%
2024 · €-34k
2018: €-15k
2019: €-3k
2020: €-4k
2021: €9k
2022: €-7k
2023: €-4k
2024: €-34k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€57k-€63k▲ 10.8%€89k▲ 40.8%€115k▲ 29.1%€113k▼ 1.9%
Operating result€29k-€9k▼ 67.0%€41k▲ 332%€45k▲ 9.2%€2k▼ 95.9%
Net result€20k-€6k▼ 69.4%€26k▲ 319%€26k▲ 0.6%€-3k
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 96% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €189k
Fixed assets
€183k▼ 12.0%
Current assets
€7k▼ 63.3%
Equity and liabilities €189k
Equity
€113k▼ 1.9%
Debt
€76k▼ 31.0%
The debt ratio falls from 48.8% to 40.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€36k▼
2024 · €82k
Cash flow
€31k▼
2024 · €63k
Solvency
59.8%▲
2024 · 51.2%
Current ratio
0.16▼
2024 · 0.35
Quick ratio
0.16▼
2024 · 0.35
Debt / equity
0.67▼
2024 · 0.95
ROE
-2.3%▼
2024 · 22.6%
ROA
-1.4%▼
2024 · 11.6%
Interest coverage
9.83▼
2024 · 19.95
Debt
€76k▼
2024 · €110k
Debt ≤ 1 year
€40k▼
2024 · €51k
Debt > 1 year
€36k▼
2024 · €59k
Income taxes
€853▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€225k€189k▼
Fixed assets21/28€208k€183k▼
Tangible fixed assets22/27€208k€183k▼
Land and buildings22€50k€49k▼
Furniture and vehicles24€46k€30k▼
Other tangible fixed assets26€111k€104k▼
Current assets29/58€18k€7k▼
Amounts receivable within one year40/41€17k€4k▼
Trade receivables40€4k€4k=
Other amounts receivable41€13k€216▼
Cash at bank and in hand54/58€944€335▼
Deferred charges and accrued income490/1€316€2k▲
Equity and liabilities
Total equity and liabilities10/49€225k€189k▼
Equity10/15€115k€113k▼
Contributions10/11€19k€19k=
Reserves13€27k€27k▲
Non-distributable reserves130/1€901€901=
Reserves not available under the articles1311€901€901=
Distributable reserves133€26k€26k▲
Profit (loss) carried forward14€70k€67k▼
Amounts payable17/49€110k€76k▼
Amounts payable after more than one year17€59k€36k▼
Financial debts170/4€59k€36k▼
Amounts payable within one year42/48€51k€40k▼
Current portion of amounts payable after more than one year42€28k€23k▼
Trade debts44€34€9▼
Suppliers440/4€34€9▼
Taxes, remuneration and social security45€23k€8k▼
Taxes450/3€23k€8k▼
Other amounts payable47/48-€9k
Accrued charges and deferred income492/3€14€5▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€34k▼
Other operating charges640/8€631€400▼
Non-recurring operating charges66A€0-
Gross operating margin9900€82k€36k▼
Operating profit (loss)9901€45k€2k▼
Financial income75/76B€44-
Recurring financial income75€44-
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€41k€-2k▼
Income taxes67/77€15k€853▼
Profit (loss) for the period9904€26k€-3k▼
Profit (loss) for the period to be appropriated9905€26k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€96k€67k▼
Profit (loss) brought forward from the previous period14P€70k€70k=
Transfer to equity691/2€26k-
To other reserves6921€26k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
31-12
Financial
Highest result since 2018net €26k ▲0.6%
Operating result €45k, net result €26k, both a record.
31-12
Financial
Equity above €100kEq €115k ▲29.1%
5 profitable years in a row build equity to €115k.
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 64 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity quadruplescurrent ratio 3.34
Current ratio from 0.76 to 3.34; short-term debt falls from €15k to €4k.
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Weakest financial yearnet €-7k ▼141%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
01-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 93 days late
2018
20-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 51 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dendermondsesteenweg 1261730 AsseGround area
1,327 m²
Building footprint
162 m²
Volume, LiDAR
712 m³
Parcel 23002A0088/00D002, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EKNOWFIN
since 20172.261.567.668
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23002A0088/00D002 | Flanders | 1,327 m² | 1 · 162 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VALTIGE
BE 0763.648.534
Sprimont · Eq €113k
Decam Projects
BE 0681.591.086
Zwevegem · Eq €113k
TRS Consulting
BE 0695.897.301
Heist-op-den-Berg · Eq €113k
ROOSJE GOES SHOPPING
BE 0827.678.036
Mechelen · Eq €113k
Bureau-TS
BE 0749.835.734
Genappe · Eq €113k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 40,776 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded17-02-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.