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EKLOZIO

Active
Private limited companyfounded 20242 years activeRue du Fort d'Andoy(WD) 5, 5100 Namur, BelgiumKBO/BCE: BE 1008.333.410
Summary

The computed 12-month bankruptcy probability of EKLOZIO is 7.9% (elevated). The 2025 annual accounts show negative equity (-€1.2m) and a net result of -€273,599. Its solvency ranks better than 5% of 1,011 sector peers (NACE 41, fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001Other specialised construction activities NACE 43990
#3 employer in Namur, Construction sector1 site
Size
€3.0mtotal assets 2025
Staff
82.3 FTE
Equity
-€1.2m
Loss
-€273,599
Net result +70%: branch received
Financial health
31 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
7.9%
Structure
Parent
THOMAS & PIRON HOLDING · 100%
Accounts filed 33 days late3 of 8 deeds read
Why 31- Sector Construction of residential and non-residential buildings (NACE 41)- Liquidity: current ratio 0.77, cash €0, halved- 1 change of registered office in 24 months+ Figures for FY 2025 (filed 02-09-2026)Show the evidence

Checked score

Score 2025
31 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 4% of its sector peers (NACE 41, medium-sized)
Financial strength · tick = 2024
Weak
Solvency 0=
equity -40.2% of total assets
Liquidity 0-2
short-term debt 115.7% · cash 0.0%
Profitability 7+7
return on assets -9.1%
Bankruptcy probability, 12 months
7.9% Elevated
0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (210 companies)
Last 24 months 05-2025: 3.6%lowest value 06-2025: 3.7%▲ +0.1 percentage points vs 05-2025 07-2025: 3.7%● unchanged vs 06-2025 08-2025: 4.2%▲ +0.5 percentage points vs 07-2025 09-2025: 4.2%● unchanged vs 08-2025 10-2025: 4.3%▲ +0.1 percentage points vs 09-2025 11-2025: 4.5%▲ +0.2 percentage points vs 10-2025 12-2025: 4.5%● unchanged vs 11-2025 01-2026: 4.5%● unchanged vs 12-2025 02-2026: 6.1%▲ +1.6 percentage points vs 01-2026 03-2026: 6.6%▲ +0.5 percentage points vs 02-2026 04-2026: 7.6%▲ +1.0 percentage point vs 03-2026 05-2026: 8.0%▲ +0.4 percentage points vs 04-2026 06-2026: 8.4%▲ +0.4 percentage points vs 05-2026 07-2026: 8.9%▲ +0.5 percentage points vs 06-2026highest value 08-2026: 8.9%● unchanged vs 07-2026 09-2026: 8.9%● unchanged vs 08-2026 10-2026: 7.9%▼ -1.0 percentage point vs 09-2026
No credit on open account
Liquidity short (current ratio 0.77 against 0.82 in 2024; short-term debt: 115.7% and cash: 0% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, medium-sized): better than 1% on solvency, 1% on liquidity, 4% on profitability and 10% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
−lowers risk+raises risk○neutral
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Liquidity: current ratio 0.77, cash €0, halved
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 02-09-2026)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian State Gazette
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€1.2m
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-09-2026, 33 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
33 days late
2024
24 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 5 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
08-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Appointment: André SELENNE (director)Permanent representatives: Cédric HERBIET, François…
  2. Annual accounts filedfiscal year 2025 · full…
  3. Appointment: ABSOlute Consulting (director)Permanent representatives: Olivier BEGUIN, Cédric…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€1.2m View
  • Caution: Among the weakest 5% on solvencysector median 33.2% · 1,011 companies -40.2% View
  • Result rose in 2025branch received from THOMAS & PIRON RENOVATION ▲ 70.5% View
  • New directorslatest change 24-09-2026 · 3 in office 3 joined View
  • Controlled by THOMAS & PIRON HOLDINGknown shareholders 100% 100% View
  • Branch taken over from THOMAS & PIRON RENOVATIONtakeover on 02-08-2024 2024 View

By topic

Financials

Fiscal year
2025
Total assets
€3.0m
Loss
-€273,599
Solvency
-40.2%
Total assets▼ 8.4%
Net result
20242025
Go to Financials

Board & ownership

Board
3 members
Parent
THOMAS & PIRON HOLDING · 100%
Known shareholders
100%
  • HC MANAGEMENTManaging director
  • ABSOlute ConsultingDirector
  • André SELENNEDirector
Go to Board & ownership

Network & group

Group
Sesvenna Investment S.A
Connected companies
3
Mergers and contributions
1
Go to Network & group

Timeline

Events
5
Since
2025
Next accounts
by 31-07-2027
  1. 30-01-2026Appointment: HC MANAGEMENT (director)
  2. 07-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
12-04-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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