Financials
- Financial year
- 2025
- Total assets
- €3.0m
- Loss
- -€273,599
- Solvency
- -40.2%
Total assets▼ 8.4%
Net result
20242025
EKLOZIO
ActiveSummary
The computed 12-month bankruptcy probability of EKLOZIO is 7.9% (elevated). The 2025 annual accounts show negative equity (-€1.2m) and a net result of -€273,599. Its solvency ranks better than 5% of 1,019 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
General construction of residential buildings
NACE 41001Other specialised construction activities NACE 43990
#3 employer in Namur, Construction sector1 site
Size
€3.0mtotal assets 2025
- Staff
- 82.3 FTE
- Equity
- -€1.2m
- Loss
- -€273,599
Net result +70%: branch received
Structure
- Parent
- THOMAS & PIRON HOLDING · 100%
- HC MANAGEMENTManaging director · permanent representative Cédric HERBIET
- ABSOlute ConsultingDirector · permanent representative Olivier BEGUIN
- André SELENNEDirector
Accounts filed 33 days late3 of 8 deeds read
Why 31raises riskSector: Construction of residential and non-residential buildings (NACE 41)Liquidity: current ratio 0.77, cash €0, halved1 change of registered office in 24 monthslowers riskFigures for financial year 2025 (filed 02-09-2026)Show the evidence
Checked score
Score 2025
31
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 4% of its sector peers (NACE 41, medium-sized)
Financial strength · tick = 2024
Weak
Solvency
0=
equity -40.2% of total assets
Liquidity
0-2
short-term debt 115.7% · cash 0.0%
Profitability
7+7
return on assets -9.1%
Bankruptcy probability, 12 months
7.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2025: 3.6%lowest value
06-2025: 3.7%▲ +0.1 percentage points vs 05-2025
07-2025: 3.7%● unchanged vs 06-2025
08-2025: 4.2%▲ +0.5 percentage points vs 07-2025
09-2025: 4.2%● unchanged vs 08-2025
10-2025: 4.3%▲ +0.1 percentage points vs 09-2025
11-2025: 4.5%▲ +0.2 percentage points vs 10-2025
12-2025: 4.5%● unchanged vs 11-2025
01-2026: 4.5%● unchanged vs 12-2025
02-2026: 6.1%▲ +1.6 percentage points vs 01-2026
03-2026: 6.6%▲ +0.5 percentage points vs 02-2026
04-2026: 7.6%▲ +1.0 percentage point vs 03-2026
05-2026: 8.0%▲ +0.4 percentage points vs 04-2026
06-2026: 8.4%▲ +0.4 percentage points vs 05-2026
07-2026: 8.9%▲ +0.5 percentage points vs 06-2026highest value
08-2026: 8.9%● unchanged vs 07-2026
09-2026: 8.9%● unchanged vs 08-2026
10-2026: 7.9%▼ -1.0 percentage point vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.77, compared with 0.82 in 2024; short-term debt: 115.7% and cash: 0% of total assets), and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, medium-sized): better than 1% on solvency, 1% on liquidity, 4% on profitability and 10% on growth.
The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Seven signals.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€1.2m
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-09-2026, 33 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
33 days late
2024
24 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 5 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-10-2026 today31-12-2026 year end31-07-2027 deadline
- Appointment: André SELENNE (director)Permanent representatives: Cédric HERBIET, François…
- Annual accounts filedfinancial year 2025 · full…
- Appointment: ABSOlute Consulting (director)Permanent representatives: Olivier BEGUIN, Cédric…
Key points
- Risk: Negative equityfinancial year 2025: debts exceed assets -€1.2m View
- Caution: Among the weakest 5% on solvencysector median 33.1% · 1,019 companies -40.2% View
- Result rose in 2025branch received from THOMAS & PIRON RENOVATION ▲ 70.5% View
- New directorslatest change 24-09-2026 · 3 in office 3 joined View
- Controlled by THOMAS & PIRON HOLDINGultimately: Sesvenna Investment S.A 100% View
- Branch taken over from THOMAS & PIRON RENOVATIONtakeover on 02-08-2024 2024 View
By topic
Board & ownership
- Board
- 3 members
- Parent
- THOMAS & PIRON HOLDING · 100%
- HC MANAGEMENTManaging director
- ABSOlute ConsultingDirector
- André SELENNEDirector
Network & group
- Group
- Sesvenna Investment S.A
- Connected companies
- 3
- Mergers and contributions
- 1
Timeline
- Events
- 5
- Since
- 2025
- Next accounts
- by 31-07-2027
- 30-01-2026Appointment: HC MANAGEMENT (director)
- 07-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 12-04-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 2
See the provisions in the deeds
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