EJO Consulting

Active

Private limited companyfounded 20206 yrs activeDuinpanweg(Odk) 4, 8670 Koksijde, BelgiumKBO/BCE: BE 0742.605.373

EJO Consulting has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €697k and a net result of €189k. Equity is growing by ~22% per year across the filed fiscal years. Its solvency ranks better than 75% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Watch Print / PDF

Checked score

Score 2025

100 / 100

Excellent▲ +2 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency100=

Growth52=

Stability100

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €70k at 30 days acceptable

Liquidity ample (current ratio 8.03 against 6.22 in 2024), and 20.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

79.1%

Return on assets

21.5%

Age of the figures

11 mo

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

on the day

2024

on the day

2023

on the day

2022

24 d early

2021

32 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

14-09-2026 today30-09-2026 close30-04-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€697k▲ 37.2%

2024 · €508k

2021: €246k 2022: €364k 2023: €526k 2024: €508k

2021 → 2025

Total assets

€880k▲ 48.7%

2024 · €592k

2021: €323k 2022: €399k 2023: €568k 2024: €592k

2021 → 2025

Net result

€189k▲ 16.6%

2024 · €162k

2021: €241k 2022: €118k 2023: €162k 2024: €162k

2021 → 2025

Working capital

€714k▲ 63.7%

2024 · €436k

2021: €247k 2022: €364k 2023: €457k 2024: €436k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€246k-€364k▲ 47.9%€526k▲ 44.5%€508k▼ 3.4%€697k▲ 37.2%

Operating result€318k-€158k▼ 50.4%€205k▲ 30.0%€196k▼ 4.3%€238k▲ 21.5%

Net result€241k-€118k▼ 51.1%€162k▲ 37.4%€162k=€189k▲ 16.6%

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2025; 2025 is 22% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €880k

92.6%

Fixed assets €65k▼ 10.0%

Current assets €815k▲ 56.9%

Equity and liabilities €880k

79.1%

20.9%

Equity €697k▲ 37.2%

Debt €184k▲ 118%

The debt ratio rises from 14.2% to 20.9%: debt grows faster than equity.

Key figures and ratios

2025 value · change against 2024

EBITDA

€249k▲

2024 · €207k

Cash flow

€200k▲

2024 · €173k

Solvency

79.1%▼

2024 · 85.8%

Current ratio

8.03▲

2024 · 6.22

Quick ratio

8.03▲

2024 · 6.22

Debt / equity

0.26▲

2024 · 0.17

ROE

27.1%▼

2024 · 31.9%

ROA

21.5%▼

2024 · 27.4%

Interest coverage

734.68▼

2024 · 1232.92

Debt

€184k▲

2024 · €84k

Debt ≤ 1 year

€102k▲

2024 · €84k

Income taxes

€61k▲

2024 · €51k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€592k€880k▲

Fixed assets21/28€73k€65k▼

Tangible fixed assets22/27€73k€65k▼

Plant, machinery and equipment23€912€521▼

Furniture and vehicles24€14k€10k▼

Other tangible fixed assets26€58k€54k▼

Current assets29/58€519k€815k▲

Amounts receivable within one year40/41€196k€135k▼

Trade receivables40€114k€3k▼

Other amounts receivable41€82k€132k▲

Current investments50/53€250k€150k▼

Cash at bank and in hand54/58€66k€525k▲

Deferred charges and accrued income490/1€7k€5k▼

Equity and liabilities

Total equity and liabilities10/49€592k€880k▲

Equity10/15€508k€697k▲

Contributions10/11€5k€5k=

Reserves13€502k€691k▲

Distributable reserves133€502k€691k▲

Profit (loss) carried forward14€752€646▼

Amounts payable17/49€84k€184k▲

Amounts payable within one year42/48€84k€102k▲

Trade debts44€38k€44k▲

Suppliers440/4€38k€44k▲

Taxes, remuneration and social security45€45k€57k▲

Taxes450/3€41k€55k▲

Remuneration and social security454/9€4k€3k▼

Accrued charges and deferred income492/3€690€82k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▲

Other operating charges640/8€2k€2k▲

Gross operating margin9900€209k€251k▲

Operating profit (loss)9901€196k€238k▲

Financial income75/76B€17k€11k▼

Recurring financial income75€17k€11k▼

Financial charges65/66B€168€339▲

Recurring financial charges65€168€339▲

Profit (loss) for the period before taxes9903€213k€249k▲

Income taxes67/77€51k€61k▲

Profit (loss) for the period9904€162k€189k▲

Profit (loss) for the period to be appropriated9905€162k€189k▲

Appropriation of the result

Profit (loss) to be appropriated9906€163k€190k▲

Profit (loss) brought forward from the previous period14P€741€752▲

Transfer from equity791/2€180k€0▼

Transfer to equity691/2€162k€189k▲

To other reserves6921€162k€189k▲

Profit to be distributed694/7€180k€0▼

Return on contributions (dividend)694€180k€0▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 9Financial 3Gazette 1Filings 5

Next filing, fiscal year 2026, expected by 30-04-2027

2026

07-08

State Gazette act Incorporation · Founder

Corporate purpose · Founding capital · Stéphane Vander Eecken

30-04

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

30-04

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

30-04

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

30-09

Financial Equity above €500kEq €526k ▲44.5%

3 profitable years in a row build equity to €526k.

06-04

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

30-09

Financial Weakest financial yearnet €118k ▼51.1%

Net result drops to €118k, the lowest in the series; recovery starts the following year.

30-09

Financial Liquidity triplescurrent ratio 11.37

Current ratio from 4.23 to 11.37; short-term debt falls from €76k to €35k.

29-03

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Koksijde · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Duinpanweg(Odk) 48670 Koksijde

Ground area

1,273 m²

Building footprint

200 m²

Volume, LiDAR

768 m³

Parcel 38018A0379/00A000, Flanders · tallest building 10.9 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

EJO Consulting

Duinpanweg(Odk) 4, 8670 KoksijdeBusiness consulting

since 20202.298.457.560

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
38018A0379/00A000	Flanders	1,273 m²	1 · 200 m²	10.9 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Sint-Pieters-Woluwe · Eq €697k

AMLIBO

BE 0834.504.163

Ninove · Eq €696k

Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 31,510 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded28-01-2020

Fiscal year end30-09

Activities, NACEBEL

70200Business and other management consultancy

70220Business consulting

82100Office administrative and support services

82110Office administrative, office support and other business support activities

82990Other business support services

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.