EJM
ActiveEJM has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €14k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 72% of 4486 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+5
Solvency87▲+38
Growth52=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.71 against 0.21 in 2024; short-term debt: 38.4% and cash: 15.9% of total assets), and 38.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.6%
Return on assets
32.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €27k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
80 d early
2024
85 d early
2023
23 d early
2022
35 d early
2021
38 d late
2020
30 d late
2019
45 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€136k
EBIT margin
17.8%
Net result
€14k▲ 30.8%
2024 · €11k
2018: €17k
2019: €-6k
2020: €9k
2021: €4k
2022: €3k
2023: €1k
2024: €11k
2018 → 2025
Working capital
€-5k▲ 84.5%
2024 · €-31k
2018: €-9k
2019: €-15k
2020: €-7k
2021: €-3k
2022: €-777
2023: €-26k
2024: €-31k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-2k-€586€2k▲ 183%€12k▲ 653%€27k▲ 113%
Operating result€5k-€5k▼ 14.7%€3k▼ 41.8%€17k▲ 555%€21k▲ 22.0%
Net result€4k-€3k▼ 17.9%€1k▼ 63.9%€11k▲ 910%€14k▲ 30.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 22% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€31k▼ 27.7%
Current assets
€12k▲ 42.3%
Equity and liabilities €43k
Equity
€27k▲ 113%
Debt
€17k▼ 57.7%
The debt ratio falls from 75.9% to 38.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€33k▲
2024 · €26k
Cash flow
€26k▲
2024 · €19k
Solvency
61.6%▲
2024 · 24.1%
Current ratio
0.71▲
2024 · 0.21
Quick ratio
0.52▲
2024 · 0.10
Debt / equity
0.62▼
2024 · 3.14
ROE
53.1%▼
2024 · 86.7%
ROA
32.8%▲
2024 · 20.9%
Interest coverage
40.98▲
2024 · 23.99
Debt
€17k▼
2024 · €39k
Debt ≤ 1 year
€17k▼
2024 · €39k
Income taxes
€6k▲
2024 · €5k
Staff costs
€25k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€52k€43k▼
Fixed assets21/28€43k€31k▼
Tangible fixed assets22/27€43k€31k▼
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€22k€16k▼
Furniture and vehicles24€19k€13k▼
Financial fixed assets28€286€286=
Current assets29/58€8k€12k▲
Stocks and contracts in progress3€4k€3k▼
Stocks30/36€4k€3k▼
Amounts receivable within one year40/41€2k€1k▼
Trade receivables40€2k€1k▼
Cash at bank and in hand54/58€454€7k▲
Deferred charges and accrued income490/1€1k€494▼
Equity and liabilities
Total equity and liabilities10/49€52k€43k▼
Equity10/15€12k€27k▲
Contributions10/11€19k€19k=
Reserves13-€8k
Distributable reserves133-€8k
Profit (loss) carried forward14€-6k-
Amounts payable17/49€39k€17k▼
Amounts payable within one year42/48€39k€17k▼
Current portion of amounts payable after more than one year42-€6k
Financial debts43€881-
Credit institutions430/8€881-
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€6k€4k▼
Taxes450/3€3k€1k▼
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€29k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€25k€25k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€12k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k-
Other operating charges640/8€2k€800▼
Non-recurring operating charges66A€395€28▼
Gross operating margin9900€54k€59k▲
Operating profit (loss)9901€17k€21k▲
Financial income75/76B€178-
Recurring financial income75€178-
Financial charges65/66B€1k€805▼
Recurring financial charges65€1k€805▼
Profit (loss) for the period before taxes9903€16k€20k▲
Income taxes67/77€5k€6k▲
Profit (loss) for the period9904€11k€14k▲
Profit (loss) for the period to be appropriated9905€11k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€8k▲
Profit (loss) brought forward from the previous period14P€-17k€-6k▲
Transfer to equity691/2-€8k
To other reserves6921-€8k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 38 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 45 days late
2019
31-12
Financial
Weakest financial yearnet €-6k ▼138%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2018
06-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 37 days late
2017
10-12
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 132 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chièvres · 2 establishment units since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Culots 87950 ChièvresGround area
811 m²
Building footprint
158 m²
Volume, LiDAR
823 m³
2 parcels, Wallonia · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Rue des Culots 8, 7950 Chièvres
since 20132.215.886.014
Stop 82
since 20232.352.312.257
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51050A0778/00H002 | Wallonia | 571 m² | 1 · 54 m² | 10.1 m · 1 fl. |
| 51034C0448/00K000 | Wallonia | 240 m² | 1 · 104 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,218 companies in sector 81300 we hold annual accounts for 4,363. 3,312 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-12-2012
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
42212Civil engineering
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:jardinature@hotmaill.be
E-mail:stop_82@outlook.com
Phone:+32492526712