EJAVA
ActiveEJAVA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €937k and a net result of €236k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 56% of 5394 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
11 d early
2024
13 d early
2023
on the day
2022
17 d early
2021
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
05-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€937k▲ 33.7%
2024 · €701k
2022: €566k
2023: €840k
2024: €701k
2022 → 2025
Net result
€236k▲ 75.7%
2024 · €134k
2022: €207k
2023: €274k
2024: €134k
2022 → 2025
Total assets
€1.61M▲ 12.4%
2024 · €1.43M
2022: €1.55M
2023: €1.49M
2024: €1.43M
2022 → 2025
Solvency
58.4%▲ 9.3pp
2024 · 49.1%
2022: 36.5%
2023: 56.3%
2024: 49.1%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€566k-€840k▲ 48.4%€701k▼ 16.6%€937k▲ 33.7%
Operating result€145k-€119k▼ 17.6%€190k▲ 59.4%€188k▼ 1.3%
Net result€207k-€274k▲ 32.4%€134k▼ 50.9%€236k▲ 75.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.61M
Fixed assets
€1.40M▲ 2.2%
Current assets
€206k▲ 246%
Equity and liabilities €1.61M
Equity
€937k▲ 33.7%
Debt
€668k▼ 8.1%
The debt ratio falls from 50.9% to 41.6%: equity grows while debt is paid down.
Key figures and ratios
Solvency
58.4%▲
2024 · 49.1%
ROE
25.2%▲
2024 · 19.2%
ROA
14.7%▲
2024 · 9.4%
Debt
€668k▼
2024 · €727k
Debt ≤ 1 year
€345k▼
2024 · €365k
Debt > 1 year
€322k▼
2024 · €355k
Income taxes
€41k▲
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€1.43M€1.61M▲
Fixed assets
21/28€1.37M€1.40M▲
Tangible fixed assets
22/27€407k€438k▲
Financial fixed assets
28€961k€961k=
Current assets
29/58€60k€206k▲
Amounts receivable within one year
40/41€1k€16k▲
Cash & bank
54/58€56k€185k▲
Total equity & liabilities
10/49€1.43M€1.61M▲
Equity
10/15€701k€937k▲
Contributions / capital
10/11€35k€35k=
Reserves
13€666k€832k▲
Accumulated profits (losses)
14€0€70k▲
Amounts payable
17/49€727k€668k▼
Amounts payable after one year
17€355k€322k▼
Amounts payable within one year
42/48€365k€345k▼
Trade debts payable within one year
44€1k€5k▲
Income statement
Code20242025
Gross operating margin
9900€217k€219k▲
Operating result
9901€190k€188k▼
Financial income
75€110€100k▲
Financial charges
65€16k€11k▼
Result before taxes
9903€174k€277k▲
Income taxes
67/77€39k€41k▲
Net result for the period
9904€134k€236k▲
Result to be appropriated
9905€134k€236k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €134k ▼50.9%
Net result drops to €134k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2022net €274k ▲32.4%
Net result €274k, the highest in the series.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
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Insulation Invest
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DekoFin
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KUNO
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Of 24,686 companies in sector 64210 we hold annual accounts for 19,489. 12,729 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-07-2020
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
68110Buying and selling of own real estate
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 07-08-2026. Scores and ratios are computed by Checked and are not a credit decision.