EJ CONCEPT
ActiveSummary
The computed 12-month bankruptcy probability of EJ CONCEPT is 1.6% (moderate). The 2025 annual accounts show equity of €23k and a net result of €21k. Its solvency ranks better than 37% of 27965 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency60
Growth-
Track record67
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.34; short-term debt: 65.1% and cash: 17.7% of total assets), and 65.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.9%
Return on assets
31.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
12 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€23k
Total assets
€65k
Net result
€21k
Working capital
€14k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €65k
Fixed assets
€8k
Current assets
€56k
Equity and liabilities €65k
Equity
€23k
Debt
€42k
Debt finances 65.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€29k
Cash flow
€22k
Current ratio
1.34
Debt to equity
1.86
ROE
91.1%
ROA
31.8%
Interest coverage
36.28
Debt ≤ 1 year
€42k
Income taxes
€6k
Staff costs
€1k
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet
Code2025
Assets
Total assets20/58€65k
Fixed assets21/28€8k
Tangible fixed assets22/27€8k
Plant, machinery and equipment23€1k
Furniture and vehicles24€6k
Financial fixed assets28€400
Current assets29/58€56k
Amounts receivable within one year40/41€45k
Trade receivables40€42k
Other amounts receivable41€3k
Cash at bank and in hand54/58€11k
Equity and liabilities
Total equity and liabilities10/49€65k
Equity10/15€23k
Contributions10/11€2k
Profit (loss) carried forward14€21k
Amounts payable17/49€42k
Amounts payable within one year42/48€42k
Trade debts44€11k
Suppliers440/4€11k
Taxes, remuneration and social security45€9k
Taxes450/3€9k
Other amounts payable47/48€22k
Income statement
Code2025
Remuneration, social security and pensions62€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Other operating charges640/8€396
Gross operating margin9900€30k
Operating profit (loss)9901€28k
Financial income75/76B€5
Recurring financial income75€5
Financial charges65/66B€798
Recurring financial charges65€798
Profit (loss) for the period before taxes9903€27k
Income taxes67/77€6k
Profit (loss) for the period9904€21k
Profit (loss) for the period to be appropriated9905€21k
Appropriation of the result
Profit (loss) to be appropriated9906€21k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €1k |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k |
| Other operating charges640/8 | €396 |
| Gross operating margin9900 | €30k |
| Operating profit (loss)9901 | €28k |
| Financial income75/76B | €5 |
| Recurring financial income75 | €5 |
| Financial charges65/66B | €798 |
| Recurring financial charges65 | €798 |
| Profit (loss) for the period before taxes9903 | €27k |
| Income taxes67/77 | €6k |
| Profit (loss) for the period9904 | €21k |
| Profit (loss) for the period to be appropriated9905 | €21k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €65k | |
| Fixed assets21/28 | €8k | |
| Tangible fixed assets22/27 | €8k | |
| Plant, machinery and equipment23 | €1k | |
| Furniture and vehicles24 | €6k | |
| Financial fixed assets28 | €400 | |
| Current assets29/58 | €56k | |
| Amounts receivable within one year40/41 | €45k | |
| Trade receivables40 | €42k | |
| Other amounts receivable41 | €3k | |
| Cash at bank and in hand54/58 | €11k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €65k | |
| Equity10/15 | €23k | |
| Contributions10/11 | €2k | |
| Profit (loss) carried forward14 | €21k | |
| Amounts payable17/49 | €42k | |
| Amounts payable within one year42/48 | €42k | |
| Trade debts44 | €11k | |
| Suppliers440/4 | €11k | |
| Taxes, remuneration and social security45 | €9k | |
| Taxes450/3 | €9k | |
| Other amounts payable47/48 | €22k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €21k |
| + Depreciation and write-downs630 | €1k |
| Operating cash flow (approximation) | €22k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
NBB filing
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aywaille · 1 establishment unit since 2024
Ground area
230 m²
Building footprint
34 m²
Volume, LiDAR
299 m³
Parcel 62009A0957/00D002, Wallonia · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
EJ.Concept
since 20242.366.967.571
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62009A0957/00D002 | Wallonia | 230 m² | 1 · 34 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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HD SECURITY
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TRONIX
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Of 22,815 companies in sector 43211 we hold annual accounts for 10,325. 7,443 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-10-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
Scores and ratios are computed by Checked and are not a credit decision.