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eighty-six

Active
Private limited companyfounded 2024active for 1 yearNoordstraat 26/2, 2550 Kontich, BelgiumKBO/BCE: BE 1016.887.622
Summary

eighty-six has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,862 and a net result of €31,721. Its solvency ranks better than 46% of 21,158 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 03-12-2024 Normal situation
Activity
Computer consultancy and computer facilities management NACE 62200and 5 others
Establishment unit
2.366.965.195 2550 Kontich, since 03-12-2024
Financial year end
31 December
Peppol
Reachable since 03-01-2025

Board and ownership

Board
Shareholders
  • NAUWELAERTS Jeffdeed of 05-12-2024

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€43,779
Turnover
≈ €150,000
estimated
Profit
€31,721
Equity
€31,862
Total assets
€57,540
Score breakdownlowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 2.13, cash €47,916Size: total assets €57,540Equity €31,862 (55.4% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 64% of micro companies in computer programming and consultancy (NACE 62)
Financial strength
Strong
Solvency 80
equity 55.4% of total assets
Liquidity 78
short-term debt 44.6% · cash 83.3%
Profitability 100
return on assets 55.1%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,917 companies, NACE 62, micro)
Last 24 months 01-2026: 0.4% 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026highest value 08-2026: < 0.1%▼ -0.5 percentage points vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.13, above the usual 1.5. Short-term debt is 44.6% and cash 83.3% of total assets. 44.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 48% of them on solvency, 62% on liquidity and 82% on profitability.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Liquidity: current ratio 2.13, cash €47,916
NBB · annual accounts
lowers risk · Size: total assets €57,540
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €31,862 (55.4% of total assets)
NBB · annual accounts
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
13 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 18-07-2026 at the NBB

Turnover
≈ €150,000
Estimated: probably between €120,000 and €200,000
Total assets
€57,540
Net result
€31,721
Working capital
€29,046

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €57,540
Fixed assets €2,816
Current assets €54,724
Equity and liabilities €57,540
Equity €31,862
Debt €25,678
Debt's share of the balance-sheet total is 44.6%.
Key figures and ratios
2025 value
EBITDA
€42,961
Cash flow
€32,148
Current ratio
2.13
Debt to equity
0.81
ROE
99.6%
ROA
55.1%
Interest coverage
20.41
Debt ≤ 1 year
€25,678
Income taxes
€8,708

Investments

fixed assets acquired
Item2025
Tangible fixed assets€3,243
Depreciation and write-downs of the year€427

Source: notes to the 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 38 lines
Balance sheet Code2025
Assets
Total assets20/58€57,540
Fixed assets21/28€2,816
Tangible fixed assets22/27€2,816
Furniture and vehicles24€2,816
Current assets29/58€54,724
Amounts receivable within one year40/41€5,990
Trade receivables40€5,990
Cash at bank and in hand54/58€47,916
Deferred charges and accrued income490/1€819
Equity and liabilities
Total equity and liabilities10/49€57,540
Equity10/15€31,862
Contributions10/11€1,000
Reserves13€30,862
Distributable reserves133€30,862
Profit (loss) carried forward14€0
Amounts payable17/49€25,678
Amounts payable within one year42/48€25,678
Trade debts44€4,324
Suppliers440/4€4,324
Taxes, remuneration and social security45€14,892
Taxes450/3€12,613
Remuneration and social security454/9€2,280
Other amounts payable47/48€6,461
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€427
Other operating charges640/8€818
Gross operating margin9900€43,779
Operating profit (loss)9901€42,534
Financial charges65/66B€2,105
Recurring financial charges65€2,105
Profit (loss) for the period before taxes9903€40,429
Income taxes67/77€8,708
Profit (loss) for the period9904€31,721
Profit (loss) for the period to be appropriated9905€31,721
Appropriation of the result
Profit (loss) to be appropriated9906€31,721
Transfer to equity691/2€30,862
To the legal reserve6920€30,862
Profit to be distributed694/7€859
Return on contributions (dividend)694€859

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 18-07-2026.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€427
Other operating charges640/8€818
Gross operating margin9900€43,779
Operating profit (loss)9901€42,534
Financial charges65/66B€2,105
Recurring financial charges65€2,105
Profit (loss) for the period before taxes9903€40,429
Income taxes67/77€8,708
Profit (loss) for the period9904€31,721
Profit (loss) for the period to be appropriated9905€31,721
Line2025
Assets
Total assets20/58€57,540
Fixed assets21/28€2,816
Tangible fixed assets22/27€2,816
Furniture and vehicles24€2,816
Current assets29/58€54,724
Amounts receivable within one year40/41€5,990
Trade receivables40€5,990
Cash at bank and in hand54/58€47,916
Deferred charges and accrued income490/1€819
Equity and liabilities
Total equity and liabilities10/49€57,540
Equity10/15€31,862
Contributions10/11€1,000
Reserves13€30,862
Distributable reserves133€30,862
Profit (loss) carried forward14€0
Amounts payable17/49€25,678
Amounts payable within one year42/48€25,678
Trade debts44€4,324
Suppliers440/4€4,324
Taxes, remuneration and social security45€14,892
Taxes450/3€12,613
Remuneration and social security454/9€2,280
Other amounts payable47/48€6,461
Line2025
Profit (loss) for the period9904€31,721
+ Depreciation and write-downs630€427
Operating cash flow (approximation)€32,148

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Historical observation

In July 2024, 11,279 companies had the same profile as eighty-six has now. Two years later, 96.6% were still going and 0.7% had gone bankrupt.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
96.6% was still going
2.6% stopped otherwise
0.7% went bankrupt

That fits the bankruptcy probability of eighty-six itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 11,279 companies, not a prediction for eighty-six. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 18-07-2026 2026-00308506 PDF

Board & ownership

Directors

Directors
1 director, since incorporation
NAUWELAERTS Jeff
Director (not named in the articles) · appointed by deed of 05-12-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 18-07-2026
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 05-12-2024

Owners and capital

Shareholders

At incorporation deed of 05-12-2024 ↗

Capital transactions

Capital over time
  1. 05-12-2024 Incorporation · €1,000 · 100 shares

Articles of association

Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Articles of association, deed of 05-12-2024 (in Dutch)

Network & group

eighty-six shares no director with another company.

Connections & network

1 current director
Depth

The network starts from the directors of eighty-six. Every other company they run is a node.

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Timeline

Deeds, filings and financial milestones

2026
18-07
NBB filing Annual accounts 2025 filedNBB
micro format · 13 days before the deadline
2024
05-12
Gazette deed Incorporation
Founding capital of €1,000, 100 shares · Founder: NAUWELAERTS Jeff (comparant) · Appointment: NAUWELAERTS Jeff (director)6 points ▸
  • Founder, NAUWELAERTS Jeff (comparant)
  • Founding capital, €1,000, 100 shares
  • NAUWELAERTS Jeff holds all the shares
  • Registered office clause, Noordstraat 26/2, 2550 Kontich
  • Board rule, 1
  • Director appointment, NAUWELAERTS Jeff (director (not named in the articles))
  • The deed holds 6 more points.

Open the deed in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Company details

Register details

Identity

KBO record
Name eighty-six in Dutch
Enterprise number 1016.887.622
Legal form Private limited company
Status Active, normal situation
Founded 03-12-2024
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 05-12-2024 (in Dutch)
Name clauseThe company operates under this name according to its articles.
Eighty-six
deed of 05-12-2024 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaamse Gewest”
deed of 05-12-2024 (in Dutch)

Registered office and establishments

Registered office Noordstraat 26/2, 2550 Kontich, Belgium
Establishment unit eighty-six, Noordstraat 26/2, 2550 Kontich since 03-12-2024 · unit number 2.366.965.195

Activities

NACEBEL 2025
62200 Computer consultancy and computer facilities management main activity
62900 Other information technology and computer services
63100 Computing infrastructure, data processing, hosting and related activities
63920 Other information service activities
74120 Graphic design and visual communication
74209 Other photographic activities
Codes under NACEBEL 2008
62020 IT consultancy main activity
62090 Computer programming, consultancy and related activities
63110 Computing infrastructure, data processing, hosting and other information service activities
63990 Computing infrastructure, data processing, hosting and other information service activities
74103 Other professional, scientific and technical activities
74209 Other photographic activities
PurposeThe purpose describes the activities the company may carry out under its articles.
“Vervaardiging van kleding van leer; Computerconsultancy-activiteiten; Beheer van computerfaciliteiten; Internetwerkzaamheden: Webdesign,web…”
23 activities
  1. Vervaardiging van kleding van leer
  2. Computerconsultancy-activiteiten
  3. Beheer van computerfaciliteiten
  4. Internetwerkzaamheden: Webdesign,web development,branding web content.
  5. Ontwikkelen,creëren en onderhouden van webpagina's
  6. Internetservice,E-mailservice
  7. Verkoop en verhuur van software & computerapparatuur
  8. Overige diensten op het gebied van informatietechnologie en computer
  9. Gegevensverwerking,webhosting en aanverwante activiteiten
  10. Overige dienstverlenende activiteiten op het gebied van informatie,n.e.g.
  11. Activiteiten van grafische designers
  12. Activiteiten van fotografen,met uitzondering van persfotografen
  13. Overige fotografische activiteiten
  14. Overige zakelijke dienstverlening,n.e.g
  15. Het verlenen van zakelijke diensten
  16. De verhuur en exploitatie van eigen of geleased residentieel onroerend goed,exclusief sociale woningen
  17. Managementactiviteiten in ruime zin,waaronder het tussenkomen in het dagelijks bestuur en het vertegenwoordigen van bedrijven
  18. Het nemen van participaties en bestuursmandaten in andere vennootschappen. Zij mag deelnemen door inbreng,fusie,inschrijving of op gelijke welke andere manier,in alle bestaande of op te richten vennootschappen
  19. Het participeren in en het financieren van andere vennootschappen. Borgstelling voor derden,voor zover de vennootschap er direct of indirect belang bij heeft
  20. Het beheer,de instandhouding,de exploitatie,de verhuur,het kopen en verkopen van alle roerende en onroerende goederen
  21. De vennootschap mag door middel van inbreng,samensmelting,inschrijving of om het even op welke wijze,deelnemen aan alle verenigingen,ondernemingen en vennootschappen,die een gelijkaardig of verwant doei nastreven. Zij handelt zowel voor eigen rekening als voor rekening van derden en zowel in binnen- als in buitenland
  22. Het geven van personal coaching,training en networking; het geven van advies voor alles wat gelieerd is aan voornoemde bezigheden
  23. Het verrichten,in het algemeen,van alle roerende,onroerende,commerciële,industriële,financiële,handelingen die in rechtstreeks of onrechtstreeks verband staan met de rest van het maatschappelijk voorwerp,of die van aard zijn,zouden zijn of zouden kunnen zijn om de verwezenlijking van het voorwerp geheel of gedeeltelijk te vergemakkelijken en bevorderen.
deed of 05-12-2024 (in Dutch)

Invoicing and payment

VAT number BE 1016.887.622
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1016887622
Other Peppol ID 9925:BE1016887622
Registered 03-01-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 5 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of June at 18:00
deed of 05-12-2024 (in Dutch)

Sites & property

Location
registered office establishment The establishment unit on the map

Buildings and parcels at the address

Ground area
302 m²
Building footprint
204 m²
Building volume
1,891 m³
Cadastral parcel Region Area Buildings Height / floors
11024B0195/00C003 Flanders 302 m² 1 · 204 m² 9.8 m · 3