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EIFO

Active
Private limited company (pre-2019)founded 201412 yrs activeChurchillsteenweg 31, 9320 Aalst, BelgiumKBO/BCE: BE 0550.761.446
Summary

The computed 12-month bankruptcy probability of EIFO is 1.9% (moderate). The annual accounts of EIFO for fiscal year 2025 show a net loss of 352% of total assets and of 2,504% of the equity at the start of that year. The 2025 annual accounts show equity of €243 and a net result of -€4,757. Equity is shrinking by ~3.3% per year across the filed fiscal years. The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency43▼-57
Growth32=
Track record100
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 12 years 0 20 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
55 d late
2024
111 d late
2023
153 d late
2022
596 d late
2021
153 d late
2020
152 d late
2019
101 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 189 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 December (4 of the last 5 filed years within 98 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 18 April 2014, EIFO was incorporated.1 Total assets went from EUR 363,378 in 2018 to EUR 1,351 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
€0▼ 100%
2024 · €38,840
EBIT margin
0.5%
Net result
-€4,757
2024 · €190
Working capital
€243
2023 · -€81,422
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€38,840€0▼ 100%
Operating result€2,053▼ 57.9%€2,748▲ 33.9%€7,903▲ 188%€190▼ 97.6%-€4,757
Net result-€1,707-€851▲ 50.1%€3,617€190▼ 94.7%-€4,757
EBIT margin0.5%
Equity€33,986▼ 4.8%€33,135▼ 2.5%€36,752▲ 10.9%€190▼ 99.5%€243▲ 27.9%
Total assets€331,510▼ 3.4%€321,573▼ 3.0%€311,670▼ 3.1%€190▼ 99.9%€1,351▲ 611%
Debt€297,524▼ 3.3%€288,438▼ 3.1%€274,918▼ 4.7%€1,108
Working capital-€62,218▼ 22.9%-€75,057▼ 20.6%-€81,422▼ 8.5%€243
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€5,000€0€5,000€10,000Operating result 2021: €2,053€2,053Net result 2021: -€1,707-€1,707Operating result 2022: €2,748€2,748Net result 2022: -€851-€851Operating result 2023: €7,903€7,903Net result 2023: €3,617€3,617Operating result 2024: €190€190Net result 2024: €190€190Operating result 2025: -€4,757-€4,757Net result 2025: -€4,757-€4,75720212022202320242025-€5,000€0€5,000€10,000Operating result 2023: €7,903€7,900Net result 2023: €3,617€3,620Operating result 2024: €190€190Net result 2024: €190€190Operating result 2025: -€4,757-€4,760Net result 2025: -€4,757-€4,760202320242025
The operating result turns negative in 2025: a loss of €4,757 after €190 in 2024, the lowest result in the available series.
Balance-sheet composition
Equity and liabilities €1,351
Equity €243
Debt €1,108
Debt finances 82.0% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€1,108
Ratios withheld: a balance sheet total of €1,351 is too small for a meaningful ratio.

Peer companies

Historical observation

Of the 1,294 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a loss of 10% of the balance sheet or more
4.1% went bankrupt
6.0% stopped otherwise
90% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,294 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 21 lines
Balance sheet Code20242025
Assets
Total assets20/58€190€1,351▲
Current assets29/58€190€1,351▲
Amounts receivable within one year40/41-€1,351
Other amounts receivable41-€1,351
Cash at bank and in hand54/58€190-
Equity and liabilities
Total equity and liabilities10/49€190€1,351▲
Equity10/15€190€243▲
Contributions10/11-€5,000
Profit (loss) carried forward14€190-€4,757▼
Amounts payable17/49-€1,108
Amounts payable within one year42/48-€1,108
Taxes, remuneration and social security45-€1,108
Taxes450/3-€1,108
Income statement Code20242025
Turnover70€38,840€0▼
Goods, raw materials, services and sundry goods60/61€38,650€4,757▼
Gross operating margin9900€190-€4,757▼
Operating profit (loss)9901€190-€4,757▼
Profit (loss) for the period before taxes9903€190-€4,757▼
Profit (loss) for the period9904€190-€4,757▼
Profit (loss) for the period to be appropriated9905€190-€4,757▼
Appropriation of the result
Profit (loss) to be appropriated9906€190-€4,757▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70---€38,840€0▼ 100%
Goods, raw materials, services and sundry goods60/61---€38,650€4,757▼ 87.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,902€9,902€9,902---
Other operating charges640/8€7,415€5,640€3,853---
Non-recurring operating charges66A€847€328----
Gross operating margin9900€20,217€18,618€21,658€190-€4,757▼ 2,604%
Operating profit (loss)9901€2,053€2,748€7,903€190-€4,757▼ 2,604%
Financial charges65/66B€3,577€3,599€4,286---
Recurring financial charges65€3,577€3,599€4,286---
Profit (loss) for the period before taxes9903-€1,524-€851€3,617€190-€4,757▼ 2,604%
Income taxes67/77€183-----
Profit (loss) for the period9904-€1,707-€851€3,617€190-€4,757▼ 2,604%
Profit (loss) for the period to be appropriated9905-€1,707-€851€3,617€190-€4,757▼ 2,604%
Line20212022202320242025Change
Assets
Total assets20/58€331,510€321,573€311,670€190€1,351▲ 611%
Fixed assets21/28€329,333€319,431€309,529---
Tangible fixed assets22/27€329,333€319,431€309,529---
Land and buildings22€329,333€319,431€309,529---
Current assets29/58€2,177€2,142€2,141€190€1,351▲ 611%
Amounts receivable within one year40/41€2,060€2,060€2,059-€1,351-
Trade receivables40€106€106€106---
Other amounts receivable41€1,954€1,954€1,953-€1,351-
Cash at bank and in hand54/58€35--€190--
Deferred charges and accrued income490/1€82€82€82---
Equity and liabilities
Total equity and liabilities10/49€331,510€321,573€311,670€190€1,351▲ 611%
Equity10/15€33,986€33,135€36,752€190€243▲ 27.9%
Contributions10/11€18,600€18,600€18,600-€5,000-
Capital10€18,600€18,600€18,600---
Issued capital100€18,600€18,600€18,600---
Reserves13€1,860€1,860€1,860---
Non-distributable reserves130/1€1,860€1,860€1,860---
Legal reserve130€1,860€1,860€1,860---
Profit (loss) carried forward14€13,526€12,675€16,292€190-€4,757▼ 2,604%
Amounts payable17/49€297,524€288,438€274,918-€1,108-
Amounts payable after more than one year17€232,544€210,654€190,770---
Financial debts170/4€232,544€210,654€190,770---
Amounts payable within one year42/48€64,395€77,199€83,563-€1,108-
Financial debts43-€1,933€2,044---
Credit institutions430/8-€1,933€2,044---
Trade debts44€33,961€44,832€50,667---
Suppliers440/4€33,961€44,832€50,667---
Taxes, remuneration and social security45€4,391€4,391€4,391-€1,108-
Taxes450/3€4,391€4,391€4,391-€1,108-
Other amounts payable47/48€26,043€26,043€26,461---
Accrued charges and deferred income492/3€585€585€585---
Line20212022202320242025Change
Profit (loss) for the period9904-€1,707-€851€3,617€190-€4,757▼ 2,604%
+ Depreciation and write-downs630€9,902€9,902€9,902---
Operating cash flow (approximation)€8,195€9,051€13,519€190-€4,757▼ 2,604%
Investment in fixed assets (approximation)-€0€0---

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 55 days late
2025
31-12
Financial Weakest financial yearnet -€4,757
Net result drops to -€4,757, the lowest in the series.
19-11
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 111 days late
18-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 596 days late
2024
31-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 153 days late
2023
31-12
Financial Back to profitnet €3,617
Net result €3,617 after 2 loss-making years.
2022
31-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 153 days late
2021
30-12
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 152 days late
2020
31-12
Financial Back to profitnet €1,097
Net result €1,097 after one loss-making year.
09-11
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 101 days late
2019
31-12
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 153 days late
2018
31-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2014
seat establishment approximate The establishment unit on the map
Ground area
2.5 ha
Building footprint
1,090 m²
Volume, LiDAR
7,091 m³
Parcel 41342B1283/00E000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EIFO
Churchillsteenweg 31, 9320 AalstReal estate activities
since 20142.229.908.056
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41342B1283/00E000indicative Flanders 2.5 ha 1 · 1,090 m² 9.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded18-04-2014
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.