EGYPAL

Active

Private limited companyfounded 2014active for 12 yearsCharleroise Steenweg 57, 1060 Sint-Gillis (bij-Brussel), BelgiumKBO/BCE: BE 0546.645.181

Summary

The computed 12-month bankruptcy probability of EGYPAL is 1.8% (moderate). The 2025 annual accounts show equity of €21,250 and a net result of €39,643. Equity is shrinking by about 21% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2027. Its solvency ranks better than 29% of 16,893 sector peers (NACE 56, financial year 2025). The company has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

EGYPALActiveChecked score 54/100

Risk analysis Report Compare

Activity

Cafés and bars

NACE 56301Limited-service restaurants, excluding mobile food services NACE 56112

1 site

Size

≈ €1.8mturnover 2025, estimated

Staff: 7 FTE
Equity: €21,250
Profit: €39,643

Turnover estimated from the gross margin

Financial health

54 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.8%

Structure

AL WADIA SamerDirector
ALWADIA MohammedDirector

2025 accounts filed 42 days late1 of 5 deeds summarised

Why 54raises riskLast filed accounts filed 42 days late; 3 of the last 3 lateSector: Food and beverage service activities (NACE 56)Equity €21,250 (4.3% of total assets)lowers riskFounded in 2014Show the evidence

Checked score

Score 2025

54 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 33% of its sector peers (NACE 56, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 29-6

equity 4.3% of total assets

Liquidity 31-9

short-term debt 73.3% · cash 16.2%

Profitability 79-15

return on assets 8.0%

Bankruptcy probability, 12 months

1.8% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,768 companies, NACE 56, micro)

Last 24 months 11-2024: 7.0%highest value 12-2024: 1.8%▼ -5.2 percentage points vs 11-2024 01-2025: 1.8%● unchanged vs 12-2024 02-2025: 1.9%▲ +0.1 percentage points vs 01-2025 03-2025: 1.8%▼ -0.1 percentage points vs 02-2025 04-2025: 1.8%● unchanged vs 03-2025 05-2025: 1.9%▲ +0.1 percentage points vs 04-2025 06-2025: 1.9%● unchanged vs 05-2025 07-2025: 2.0%▲ +0.1 percentage points vs 06-2025 08-2025: 2.4%▲ +0.4 percentage points vs 07-2025 09-2025: 2.8%▲ +0.4 percentage points vs 08-2025 10-2025: 3.5%▲ +0.7 percentage points vs 09-2025 11-2025: 1.3%▼ -2.2 percentage points vs 10-2025 12-2025: 1.2%▼ -0.1 percentage points vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025lowest value 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.3%▲ +0.1 percentage points vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.4%▲ +0.1 percentage points vs 06-2026 08-2026: 1.6%▲ +0.2 percentage points vs 07-2026 09-2026: 1.9%▲ +0.3 percentage points vs 08-2026 10-2026: 1.8%▼ -0.1 percentage points vs 09-2026

Credit of up to €1,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.01, compared with 1.21 in 2024, below the usual 1.5; short-term debt: 73.3% and cash: 16.2% of total assets), and 95.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 29% on solvency, 26% on liquidity, 64% on profitability and 13% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises risk

Last filed accounts filed 42 days late; 3 of the last 3 late

NBB · filings

Sector: Food and beverage service activities (NACE 56)

KBO

Equity €21,250 (4.3% of total assets)

NBB · annual accounts

Founded in 2014

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

2025 accounts filed 42 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

42 days late

2024

60 days late

2023

99 days late

2022

69 days late

2021

23 days late

2020

110 days late

2019

40 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 63 days after the deadline; the sector median (NACE 56) for financial year 2024 is 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 September (4 of the last 5 filed years within 37 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

11-09-2026 Annual accounts filedfinancial year 2025 · micro…
29-09-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Back to profitnet €110,576

Key points

Caution: Result fell in 2025from €110,576 to €39,643 ▼ 64.1% View
Positive: Among the best 15% on net resultsector median €4,879 · 16,871 companies €39,643 View
Board2 directors in office 2 View

By topic

Financials

Financial year: 2025
Total assets: €492,983
Profit: €39,643
Solvency: 4.3%

Total assets▼ 10.3%

Net result

20182025

Go to Financials

Board & ownership

Board: 2 members

AL WADIA SamerDirector
ALWADIA MohammedDirector

Go to Board & ownership

Timeline

Events: 19
Since: 2015
Next accounts: by 31-07-2027

07-11-2024Annual accounts filed
09-09-2024Resignations: AL WADIA Samer (manager) and ALWADIA…
08-10-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Cafés and barsNACE 56301
Founded: 17-02-2014
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 50

Who signs: Each director alone
Annual meeting: Last Monday of June at 18:00
Purpose: “La restauration en général et le secteur Horeca, l’organisation de banquets et réceptions…” (deed in French)
Statutory auditor: No statutory auditor

Go to Articles of association

Key facts about EGYPAL

What is the company number of EGYPAL?: 0546.645.181. In Belgium the VAT number is the company number with BE in front: BE 0546.645.181.
Where is EGYPAL based?: The registered office is at Charleroise Steenweg 57, 1060 Sint-Gillis (bij-Brussel).Company details
What does EGYPAL do?: According to the KBO register, the main activity is cafés and bars (NACE 56301).
What is the legal form of EGYPAL?: Private limited company (BV).
When was EGYPAL founded?: On 17-02-2014.
Is EGYPAL still active?: Yes, EGYPAL is an active enterprise in the KBO register.
How many employees does EGYPAL have?: On average 7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of EGYPAL?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is EGYPAL profitable?: In financial year 2025, EGYPAL made a profit of €39,643.
Where can I find the annual accounts of EGYPAL?: EGYPAL filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of EGYPAL due?: By 31-07-2027, for financial year 2026.Timeline