EGREGORA

Active

Public limited companyfounded 20169 yrs activeMerelsstraat 19, 3078 Kortenberg, BelgiumKBO/BCE: BE 0667.894.191

Summary

The computed 12-month bankruptcy probability of EGREGORA is 3.5% (moderate). The 2024 annual accounts show equity of €9.1m and a net result of €5.0m. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 93% of 4626 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

EGREGORAActiveChecked score 52/100

Risk analysis Report Compare

Activity

Activities of head offices

NACE 70100

#2 company by total assets in Kortenberg, Professional and technical services sector1 site

Size

€1.1mturnover 2024

Equity: €9.1m
Profit: €5.0m

Financial health

52 Fair Checked score 2024

Bankruptcy chance 12 m: 3.5%

Structure

Largest shareholder: EHAD · 49%
Holdings: 1

Accounts 63 d overdue1 of 7 deeds read

Why 52- 2 changes of registered office in 24 months- Figures for FY 2024 (filed 02-10-2025)- Liquidity: current ratio 1.36, cash €342,080+ Sector Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2024

52 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 84% of its sector peers (NACE 70, small)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2023

Strong

Solvency 100+3

equity 96.2% of total assets

Liquidity 55+14

short-term debt 3.8% · cash 3.6%

Profitability 100=

return on assets 52.9%

Bankruptcy probability, 12 months

3.5% Moderate

0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (4,503 companies)

Last 17 months 06-2025: 3.1% 07-2025: 3.1%▼ -1.7% vs 06-2025 08-2025: 4.1%▲ +32.0% vs 07-2025 09-2025: 5.0%▲ +21.2% vs 08-2025 10-2025: 7.1%▲ +44.3% vs 09-2025highest value 11-2025: 1.3%▼ -82.2% vs 10-2025 12-2025: 1.3%● 0.0% vs 11-2025 01-2026: 1.3%● 0.0% vs 12-2025 02-2026: 1.2%▼ -2.6% vs 01-2026 03-2026: 1.2%▲ +0.7% vs 02-2026 04-2026: 1.2%▼ -1.3% vs 03-2026lowest value 05-2026: 1.3%▲ +3.7% vs 04-2026 06-2026: 1.3%▲ +5.7% vs 05-2026 07-2026: 1.4%▲ +5.9% vs 06-2026 08-2026: 1.9%▲ +29.6% vs 07-2026 09-2026: 2.3%▲ +25.5% vs 08-2026 10-2026: 3.5%▲ +51.1% vs 09-2026

2 changes of registered office in 24 months raises the probability
Figures for FY 2024 (filed 02-10-2025) raises the probability
Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Liquidity: current ratio 1.36, cash €342,080 raises the probability

Credit up to €110,000 at 30 days acceptable

Liquidity tight (current ratio 1.36 against 0.08 in 2023; short-term debt: 3.8% and cash: 3.6% of total assets), and 3.8% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, small). Better than this share of them on solvency 85%, liquidity 70%, profitability 97%, growth against the median 84%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

2 changes of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Figures for FY 2024 (filed 02-10-2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Sector Activities of head offices; management consultancy activities (NACE 70)

In the bankruptcy model this factor lowers the probability.

KBO

Liquidity: current ratio 1.36, cash €342,080

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-10-2025, 62 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 5 filings

Deviation from the deadline

2025

not confirmed

2024

62 d late

2023

210 d late

2022

66 d late

2021

54 d late

2020

40 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 86 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

10-04-26 Resignations: Covalent BV, Pegazus Switzerland GMBH…Permanent representatives: François-Xavier Coiffard and…
31-10-25 Annual accounts filedfiscal year 2024 · consolidated…
01-10-25 Annual accounts filedfiscal year 2024 · full…

Key points

Positive: Result rose in 2024from €2.7m to €5.0m ▲ 85.4% View
Positive: Among the best 5% on net resultsector median €45,246 · 4,638 companies €5.0m View
Caution: Accounts not fileddeadline was 31-07-2026 63 d late View
Directors leftlatest change 10-04-2026 · 0 in office 3 left View
Heads a groupcompanies controlled 12 View
Positive: 7 profitable years in a rowprofit 2024: €5.0m 7 years View