EGMAH
ActiveThe computed 12-month bankruptcy probability of EGMAH is 1.9% (moderate). The 2025 annual accounts show equity of €63k and a net result of €5k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 88% of 4488 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▲+3
Solvency100=
Growth62▼-6
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 4.19 against 5.22 in 2024; short-term debt: 15.9% and cash: 0.7% of total assets), and 17.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.6%
Return on assets
6.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
42 d early
2023
28 d early
2022
24 d early
2021
33 d early
2020
26 d early
2019
49 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€142k▼ 28.8%
2024 · €199k
2018: €152k
2019: €167k
2021: €179k
2022: €243k
2023: €205k
2024: €199k
2018 → 2025
EBIT margin
4.3%▲ 1.5pp
2024 · 2.8%
2018: 0.9%
2019: 4.7%
2021: -4.8%
2022: 0.6%
2023: 6.2%
2024: 2.8%
2018 → 2025
Net result
€5k▲ 22.9%
2024 · €4k
2018: €1k
2019: €5k
2020: €9k
2021: €6k
2022: €4k
2023: €846
2024: €4k
2018 → 2025
Working capital
€39k▼ 24.0%
2024 · €51k
2018: €27k
2019: €30k
2020: €39k
2021: €46k
2022: €32k
2023: €42k
2024: €51k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€179k-€243k▲ 36.0%€205k▼ 15.8%€199k▼ 2.8%€142k▼ 28.8%
Equity€49k-€53k▲ 9.1%€54k▲ 1.6%€58k▲ 7.6%€63k▲ 8.7%
Operating result€-9k-€1k€13k▲ 767%€6k▼ 56.5%€6k▲ 8.6%
Net result€6k-€4k▼ 29.7%€846▼ 81.0%€4k▲ 387%€5k▲ 22.9%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 9% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €77k
Fixed assets
€26k▲ 205%
Current assets
€51k▼ 19.3%
Equity and liabilities €77k
Equity
€63k▲ 8.7%
Debt
€13k▲ 0.6%
The debt ratio falls from 18.6% to 17.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€10k▼
2024 · €10k
Cash flow
€9k▼
2024 · €9k
Solvency
82.6%▲
2024 · 81.4%
Current ratio
4.19▼
2024 · 5.22
Quick ratio
4.19▼
2024 · 5.22
Debt / equity
0.21▼
2024 · 0.23
ROE
8.0%▲
2024 · 7.1%
ROA
6.6%▲
2024 · 5.8%
Interest coverage
13.99▲
2024 · 6.59
Debt
€13k▲
2024 · €13k
Debt ≤ 1 year
€12k▲
2024 · €12k
Debt > 1 year
€1k=
2024 · €1k
Income taxes
€1k▼
2024 · €3k
Staff costs
€89▲
2024 · €69
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€72k€77k▲
Fixed assets21/28€8k€26k▲
Tangible fixed assets22/27€8k€25k▲
Furniture and vehicles24€8k€1k▼
Leasing and similar rights25-€24k
Financial fixed assets28€375€375=
Current assets29/58€63k€51k▼
Amounts receivable within one year40/41€63k€50k▼
Trade receivables40€21k€15k▼
Other amounts receivable41€42k€36k▼
Cash at bank and in hand54/58€210€505▲
Equity and liabilities
Total equity and liabilities10/49€72k€77k▲
Equity10/15€58k€63k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€38k€43k▲
Amounts payable17/49€13k€13k▲
Amounts payable after more than one year17€1k€1k=
Financial debts170/4€1k€1k=
Amounts payable within one year42/48€12k€12k▲
Trade debts44€9k€8k▼
Suppliers440/4€9k€8k▼
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3€3k€5k▲
Income statement
Code20242025
Turnover70€199k€142k▼
Non-recurring operating income76A-€15k
Goods, raw materials, services and sundry goods60/61€180k€132k▼
Remuneration, social security and pensions62€69€89▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€8k€12k▲
Non-recurring operating charges66A-€9k
Gross operating margin9900€19k€30k▲
Operating profit (loss)9901€6k€6k▲
Financial income75/76B€5k€1k▼
Recurring financial income75€0€70▲
Non-recurring financial income76B€5k€1k▼
Financial charges65/66B€4k€684▼
Recurring financial charges65€2k€684▼
Non-recurring financial charges66B€2k-
Profit (loss) for the period before taxes9903€7k€7k▼
Income taxes67/77€3k€1k▼
Profit (loss) for the period9904€4k€5k▲
Profit (loss) for the period to be appropriated9905€4k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€38k€43k▲
Profit (loss) brought forward from the previous period14P€34k€38k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €846 ▼81%
Net result drops to €846, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2018net €9k ▲63.1%
Net result €9k, the highest in the series.
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 49 days late
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 14 days late
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
06-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 37 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
24-12-2025
MARGARYAN Harutyun: Resigned as Manager
30-09-2016
MESROPIAN GARIK: Resigned as Managing director
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gerechtigheidsstraat 131090 JetteGround area
174 m²
Building footprint
79 m²
Volume, LiDAR
433 m³
Parcel 21463D0291/00S003, Brussels · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EGMAH
since 20132.219.057.617
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21463D0291/00S003 | Brussels | 174 m² | 1 · 79 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SOKONTHY
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CABBIE
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Of 6,681 companies in sector 49330 we hold annual accounts for 2,284. 1,800 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-02-2013
Fiscal year end31-12
Activities, NACEBEL
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
53200Other postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.