EFYKA
ActiveEFYKA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €962k and a net result of €-30k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 63% of 7954 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
2 d early
2023
57 d early
2022
37 d early
2021
47 d early
2020
32 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€962k▼ 3.0%
2024 · €992k
2018: €1.10M
2019: €1.04M
2020: €1.05M
2021: €1.04M
2022: €1.05M
2023: €1,000k
2024: €992k
2018 → 2025
Net result
€-30k▼ 263%
2024 · €-8k
2018: €-51k
2019: €-55k
2020: €8k
2021: €-11k
2022: €5k
2023: €-42k
2024: €-8k
2018 → 2025
Total assets
€1.45M▲ 4.4%
2024 · €1.39M
2018: €1.23M
2019: €1.16M
2020: €1.15M
2021: €1.13M
2022: €1.14M
2023: €1.42M
2024: €1.39M
2018 → 2025
Solvency
66.4%▼ 5.1pp
2024 · 71.5%
2018: 89.3%
2019: 90.2%
2020: 91.6%
2021: 91.8%
2022: 91.7%
2023: 70.4%
2024: 71.5%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.04M-€1.05M▲ 0.5%€1,000k▼ 4.4%€992k▼ 0.8%€962k▼ 3.0%
Operating result€11k-€11k▲ 3.7%€-10€15k€25k▲ 65.0%
Net result€-11k-€5k€-42k€-8k▲ 80.3%€-30k▼ 263%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 65% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.45M
Fixed assets
€1.36M▲ 6.0%
Current assets
€90k▼ 15.1%
Equity and liabilities €1.45M
Equity
€962k▼ 3.0%
Debt
€486k▲ 23.0%
The debt ratio rises from 28.5% to 33.6%: debt grows while equity shrinks.
Key figures and ratios
Solvency
66.4%▼
2024 · 71.5%
ROE
-3.1%▼
2024 · -0.8%
ROA
-2.1%▼
2024 · -0.6%
Debt
€486k▲
2024 · €395k
Debt ≤ 1 year
€277k▲
2024 · €209k
Debt > 1 year
€204k▲
2024 · €179k
Income taxes
€42k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.39M€1.45M▲
Fixed assets21/28€1.28M€1.36M▲
Tangible fixed assets22/27€1.28M€1.36M▲
Land and buildings22€1.21M€1.20M▼
Plant, machinery and equipment23€16k€15k▼
Furniture and vehicles24€13k€13k=
Other tangible fixed assets26€40k€133k▲
Current assets29/58€106k€90k▼
Stocks and contracts in progress3€59k€59k=
Stocks30/36€59k€59k=
Amounts receivable within one year40/41€21k€24k▲
Trade receivables40€21k€24k▲
Cash at bank and in hand54/58€21k€4k▼
Deferred charges and accrued income490/1€6k€3k▼
Equity and liabilities
Total equity and liabilities10/49€1.39M€1.45M▲
Equity10/15€992k€962k▼
Contributions10/11€2k€2k=
Outside capital11€2k€2k=
Other1109/19€2k€2k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€988k€958k▼
Amounts payable17/49€395k€486k▲
Amounts payable after more than one year17€179k€204k▲
Financial debts170/4€179k€204k▲
Amounts payable within one year42/48€209k€277k▲
Current portion of amounts payable after more than one year42€27k€66k▲
Trade debts44€36k€7k▼
Suppliers440/4€36k€7k▼
Taxes, remuneration and social security45€18k€20k▲
Taxes450/3€18k€20k▲
Other amounts payable47/48€129k€184k▲
Accrued charges and deferred income492/3€7k€6k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€57k€68k▲
Other operating charges640/8€2k€5k▲
Gross operating margin9900€74k€97k▲
Operating profit (loss)9901€15k€25k▲
Financial income75/76B€90€1▼
Recurring financial income75€90€1▼
Financial charges65/66B€14k€13k▼
Recurring financial charges65€14k€13k▼
Profit (loss) for the period before taxes9903€1k€12k▲
Income taxes67/77€9k€42k▲
Profit (loss) for the period9904€-8k€-30k▼
Profit (loss) for the period to be appropriated9905€-8k€-30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€988k€958k▼
Profit (loss) brought forward from the previous period14P€996k€988k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
14-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
22-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet €-55k
Net result drops to €-55k, the lowest in the series; recovery starts the following year.
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2023
Olluyn Timotheus
CurrentDirector · since 22-03-2023
Vanderlinden Nathalie
CurrentDirector · since 22-03-2023
22-03-2023
Olluyn Timotheus: Resigned as Director
22-03-2023
Olluyn Timotheus: Appointed as Director
22-03-2023
Vanderlinden Nathalie: Resigned as Director
22-03-2023
Vanderlinden Nathalie: Appointed as Director
16-12-2022
Vanderlinden Nathalie: Appointed as Bijkomend bestuurder
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hogenakkerstraat 1129140 TemseGround area
1,894 m²
Building footprint
543 m²
Volume, LiDAR
2,819 m³
Parcel 46026B0722/00C000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EFYKA
since 20052.188.728.091
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46026B0722/00C000 | Flanders | 1,894 m² | 1 · 543 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JANOT
BE 0632.720.706
Lievegem · Eq €962k
BVDC
BE 0809.306.632
Tielt · Eq €961k
TOLISE
BE 0632.724.862
Lokeren · Eq €962k
Maeijens
BE 0824.220.678
Eeklo · Eq €963k
BGNS
BE 0702.847.251
Etalle · Eq €963k
Of 24,640 companies in sector 64210 we hold annual accounts for 19,689. 12,717 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-09-2005
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.